[{"data":1,"prerenderedAt":4717},["ShallowReactive",2],{"footer-city-links":3,"girokonto-city-page-hamburg":37,"comparison-article-default-none":46,"/products/public":75,"mdc-v6ild7-key":4583},[4,7,10,13,16,19,22,25,28,31,34],{"cityName":5,"slug":6},"Berlin","berlin",{"cityName":8,"slug":9},"Düsseldorf","duesseldorf",{"cityName":11,"slug":12},"Frankfurt am Main","frankfurt-am-main",{"cityName":14,"slug":15},"Fulda","fulda",{"cityName":17,"slug":18},"Greifswald","greifswald",{"cityName":20,"slug":21},"Hamburg","hamburg",{"cityName":23,"slug":24},"Köln","koeln",{"cityName":26,"slug":27},"Lüneburg","lueneburg",{"cityName":29,"slug":30},"München","muenchen",{"cityName":32,"slug":33},"Passau","passau",{"cityName":35,"slug":36},"Stuttgart","stuttgart",{"id":38,"cityName":20,"slug":21,"headline":39,"descriptionHtml":40,"seo":41,"contentMdc":47,"scoreModel":48,"filterPreset":49,"localScope":53,"aiBrief":46,"status":72,"updatedAt":73,"publishedAt":74},"30e48a30-7dfe-4317-b615-8d3e6ba9597b","Girokonto Vergleich Hamburg: Finden Sie das passende Konto für Ihren Alltag","\u003Cp>Vergleichen Sie Girokonten in Hamburg und finden Sie ein Konto, das zu Ihrem Alltag passt. Ob regionale Bank, Filialservice, kostenlose Kontoführung, moderne App oder gute Bargeldversorgung: fynfyn hilft Ihnen, Konditionen transparent zu vergleichen.\u003C/p>",{"metaTitle":42,"metaDescription":43,"canonicalURL":44,"index":45,"follow":45,"shareImage":46},"Girokonto Vergleich Hamburg: Top Konten & Konditionen | fynfyn.com","Vergleichen Sie Girokonten in Hamburg. Finden Sie Konten mit fairen Gebühren, guter Bargeldversorgung, passenden Karten und Leistungen für Hamburger.","https://fynfyn.com/vergleich/girokonto/hamburg/",true,null,"# Girokonto Vergleich Hamburg: Kontoangebote für die Hansestadt vergleichen\n\nHamburg hat eine breite Bankenlandschaft: regionale Institute, Filialbanken und digitale Anbieter konkurrieren um Privatkundinnen und Privatkunden. Ein Girokonto-Vergleich hilft dabei, nicht nur auf die Monatsgebühr zu schauen, sondern auch auf Karten, Bargeld, App-Funktionen und Kontowechselservice.\n\n## Worauf Sie in Hamburg achten sollten\n\n* **Kontoführung:** Prüfen Sie, ob das Konto dauerhaft kostenlos ist oder an Mindestgeldeingang, Alter oder Nutzung gebunden ist.\n* **Bargeldversorgung:** In Hamburg kann Filial- und Automatennähe ein Vorteil sein, besonders wenn Sie regelmäßig Bargeld einzahlen oder abheben.\n* **Karten:** Vergleichen Sie Girocard, Debitkarte und Kreditkarte getrennt. Eine kostenlose Karte ist nicht immer automatisch enthalten.\n* **Digitales Banking:** App, Echtzeitüberweisung, Push-Mitteilungen und Kartensperre sind für viele Nutzer wichtiger als ein dichtes Filialnetz.\n* **Dispo und Zusatzkosten:** Achten Sie auf Dispozins, Ersatzkarten, beleghafte Buchungen und Bargeldeinzahlungen.\n\n## Regional oder digital?\n\nEin regionales Konto kann sinnvoll sein, wenn Sie persönliche Beratung, Filialservice oder lokale Bargeldoptionen wünschen. Direktbanken sind oft stark bei Kontoführung, App und Kartenleistungen. Der beste Vergleich betrachtet beide Nutzungsmuster: Alltag in Hamburg, Reisen, Online-Shopping und regelmäßige Zahlungseingänge.\n\n## FAQ\n\n### Gibt es in Hamburg kostenlose Girokonten?\n\nJa, kostenlose Girokonten sind möglich. Wichtig ist, ob die Kostenfreiheit bedingungslos gilt oder an einen monatlichen Geldeingang geknüpft ist.\n\n### Ist ein Konto mit Filiale in Hamburg besser?\n\nNicht automatisch. Filialen helfen bei Beratung, Bareinzahlungen und komplexeren Anliegen. Wer fast alles online erledigt, kann mit einer Direktbank besser fahren.\n\n### Welche Kriterien sind für Hamburger besonders wichtig?\n\nBargeldversorgung, Kartenkosten, App-Qualität, Kontoführung und mögliche Zusatzgebühren sind die wichtigsten Vergleichspunkte.","default",{"defaultFilters":50,"hiddenSections":51,"lockedFilterKeys":52},{"targetAdult":45},[],[],{"postalScopeRules":54,"includeNationwide":71},[55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70],"200*","201*","202*","203*","204*","205*","210*","211*","220*","221*","222*","223*","224*","225*","226*","227*",false,"live","2026-06-05T06:51:50.931Z","2026-06-05T06:41:17.596Z",{"items":76,"total":884,"page":144,"limit":1173,"filterCounts":4581},[77,356,730,949,1151,1568,1904,2026,2196,2358,2527,2833,3012,3188,3354,3632,3890,4060,4244,4393],{"id":78,"brandId":79,"importKeys":80,"financeAdsProductIds":82,"productTypeKey":85,"rootWebsiteUrl":86,"affiliateUrl":87,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":88,"isActive":45,"popularIndex":89,"fairnessScore":90,"marketingHighlights":91,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":98,"updatedAt":99,"brand":100,"productType":119,"productDetailVersion":122},14813,2546,{"bafin":81},"2546_Consorsbank! Girokonto_checking_account",[83,84],4372,104,"checking_account","https://www.consorsbank.de/web/Girokonto","https://www.financeads.net/tc.php?t=78076C15209003D&product=4372","Consorsbank! Girokonto",2,0,{"header":92,"ribbon":96},{"icon":93,"text":94,"color":95},"i-lucide-credit-card","Kostenlose echte Kreditkarte inklusive","primary",{"text":97,"color":97,"tooltip":97},"","2026-02-23T10:18:03.097Z","2026-05-19T06:20:37.004Z",{"id":79,"key":101,"slug":102,"importKeys":103,"logoImageId":104,"faviconImageId":46,"rootWebsiteUrl":105,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":106,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":46,"branchZipCodes":108,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":110,"financeAdsAdvertiserId":111,"appleAppRating":112,"googlePlayRating":113,"createdAt":114,"updatedAt":115,"logoImage":116},"Consorsbank","consorsbank",{"bafin":101},21,"https://www.consorsbank.de","info@consorsbank.de , 0911-3693000","DE",[109],"90402",52000,1057,4,3.6,"2026-02-23T09:17:50.842Z","2026-03-25T12:26:50.651Z",{"key":117,"bucket":118},"public/5280933ed7.png","production",{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},"product_types.checking_account.name","product_types.checking_account.description",{"id":123,"productId":78,"score":124,"maxScore":125,"rank":89,"scorePremium":126,"maxScorePremium":127,"rankPremium":128,"scoreYouth":129,"maxScoreYouth":130,"rankYouth":131,"validFrom":132,"validTo":46,"specificAttributes":133,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":355},28218,280,295,495,580,5,434,466,22,"2025-10-09T00:00:00.000Z",{"cards":134,"account":214,"documents":216,"marketing":217,"overdraft":221,"onboarding":227,"eligibility":232,"feesAndRates":241,"transactions":276,"customerSupport":299,"digitalFeatures":301,"companionProducts":309,"cashServicesAtRetail":314,"cashServicesAtCounter":344,"providerInfrastructure":351},{"girocard":135,"debitCard":166,"creditCard":193,"alternativeDebitCardDescription":46,"alternativeCreditCardDescription":213},{"name":136,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":140,"issuanceType":143,"includedQuantity":144,"withdrawalNetworks":145,"additionalDescription":147,"cashDepositAtTerminal":148,"paymentInHomeCurrency":152,"atmWithdrawalForeignEu":154,"atmWithdrawalOwnNetwork":157,"paymentInForeignCurrency":160,"atmWithdrawalForeignNonEu":163},"girocard (V PAY)","GIROCARD","DEBIT","STANDARD",{"feeAmount":90,"feePeriod":141,"conditionsDescription":142,"isIncludedInAccountFee":71},"ANNUALLY","Die girocard ist für Kontoinhaber kostenlos zubuchbar. Für Bevollmächtigte fällt ggf. eine Gebühr an (1 €/Monat).","OPTIONAL_ADDON",1,[146],"V PAY","Die girocard ist optional und verfügt über ein V PAY Co-Badge für die Nutzung im europäischen Ausland. Kostenlose Bargeldauszahlungen sind in vielen deutschen Supermärkten (z. B. Rewe, Penny, Aldi Süd, Lidl, dm) ab einem Mindesteinkaufswert möglich.",{"standardFee":149,"conditionsDescription":151},{"amount":150},9.5,"Bareinzahlungen sind in Filialen der Reisebank ab 1.000 € möglich. Gebühr: 9,50 € je angefangene 5.000 €.",{"standardFee":153},{"amount":90},{"standardFee":155,"conditionsDescription":156},{"amount":90},"Kostenlos in Euro innerhalb des EWR. Zzgl. ggf. Entgelt des Automatenbetreibers.",{"standardFee":158,"conditionsDescription":159},{"amount":90},"Die Consorsbank betreibt kein eigenes Automatennetz. Seitens der Consorsbank sind Abhebungen kostenlos, jedoch können Automatenbetreiber eigene Entgelte (Direct Access Fee) erheben.",{"standardFee":161,"conditionsDescription":162},{},"Nicht möglich – kein internationales Co-Badge (V PAY).",{"standardFee":164,"conditionsDescription":165},{},"Im außereuropäischen Ausland technisch nicht nutzbar (V PAY).",{"name":167,"scheme":168,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":169,"issuanceType":170,"specialFeatures":171,"includedQuantity":144,"withdrawalNetworks":175,"additionalDescription":177,"paymentInHomeCurrency":178,"atmWithdrawalForeignEu":180,"atmWithdrawalOwnNetwork":183,"paymentInForeignCurrency":186,"atmWithdrawalForeignNonEu":190},"Visa Card Debit","VISA",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},"INCLUDED",[172],{"name":173,"description":174},"Bargeld im Supermarkt","Kostenlos Bargeld abheben (bis zu 200 Euro) bei über 9.000 teilnehmenden Handelspartnern (z. B. Rewe, Aldi Süd, dm, Penny) ab einem Mindesteinkaufswert von 10 Euro.",[176],"Visa","Kontaktloses Bezahlen (Visa payWave) sowie Apple Pay und Google Pay werden unterstützt. Volle Kostenkontrolle durch zeitnahe Abbuchung vom Girokonto.",{"standardFee":179},{"amount":90},{"standardFee":181,"conditionsDescription":182},{"amount":90},"Kostenlos an allen Geldautomaten mit Visa-Logo im EWR (in Euro) ab einem Betrag von 50 Euro. Unter 50 Euro fallen 1,95 Euro Gebühr an.",{"standardFee":184,"conditionsDescription":185},{"amount":90},"Kostenlos an allen Geldautomaten mit Visa-Logo ab einem Betrag von 50 Euro. Bei Beträgen unter 50 Euro fallen 1,95 Euro Gebühr an.",{"standardFee":187,"conditionsDescription":189},{"percentage":188},0.021,"2,10% Fremdwährungsentgelt bei Zahlungen in Fremdwährung oder außerhalb des EWR.",{"standardFee":191,"conditionsDescription":192},{"percentage":188},"2,10% Fremdwährungsentgelt für Abhebungen in Fremdwährung oder außerhalb des EWR. Bei Beträgen unter 50 Euro können zusätzlich 1,95 Euro anfallen.",{"name":194,"scheme":195,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":197,"issuanceType":143,"includedQuantity":144,"cashDepositAtTerminal":198,"paymentInHomeCurrency":200,"atmWithdrawalForeignEu":202,"atmWithdrawalOwnNetwork":204,"paymentInForeignCurrency":206,"atmWithdrawalForeignNonEu":209,"atmWithdrawalPartnerNetwork":211},"Credit Card Gold Light","OTHER","CREDIT",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":71},{"standardFee":199},{},{"standardFee":201},{"amount":90},{"standardFee":203},{"amount":90},{"standardFee":205},{},{"standardFee":207,"conditionsDescription":208},{"amount":90,"percentage":90},"Weltweiter entgeltfreier Auslandseinsatz der Visa Card Gold Light bei Bezahlung.",{"standardFee":210},{"amount":90},{"standardFee":212},{},"VISA Card Gold (108 €/Jahr)",{"accountType":215,"isBranchAccount":71,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},"PERSONAL",[],{"bonusOffers":218,"keyFeatures":219},[],[220],"Kostenlose Bargeldauszahlung im Ausland möglich.",{"arranged":222,"tolerated":225},{"isAvailable":45,"interestRate":223},{"min":224},0.094,{"isAvailable":45,"interestRate":226},{"min":224},{"easeScore":112,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":46,"providesImmediateAccess":71,"availableVerificationMethods":228},[229,230,231],"VIDEO_IDENT","EID","POST_IDENT",{"age":233,"restrictions":235,"targetAudience":236,"conditionsDescription":240,"otherSpecialConditions":97},{"min":234},18,[],[237,238,239],"SALARY_EARNER","STUDENT","APPRENTICE","Kostenloses Girokonto für Privatpersonen ab 18 Jahren bei einem monatlichen Geldeingang von mindestens 700 € oder für alle unter 31 Jahren.",{"overdraft":242,"custodyFee":247,"creditInterest":46,"savingsInterest":248,"accountMaintenance":260},{"billingFrequency":243,"arrangedOverdraft":244,"unarrangedOverdraft":246},"QUARTERLY",{"isVariable":45,"interestRate":224,"conditionsDescription":245},"9,40 % p.a. variabel",{"isVariable":45,"interestRate":224,"conditionsDescription":245},{"rate":90,"freeAmount":90},{"type":249,"isAvailable":45,"regularRate":250,"subAccounts":253,"promotionalRate":254,"savingsAccountName":259},"LINKED_SAVINGS_ACCOUNT",{"isVariable":45,"annualInterestRate":251,"conditionsDescription":252},0.008,"0,80 % p.a. variabel",{"maxCount":128},{"maximumAmount":255,"durationMonths":256,"annualInterestRate":257,"conditionsDescription":258},1000000,3,0.034,"3,40 % p.a. für 3 Monate für Neukunden, bis 1.000.000 €","Tagesgeld",{"bestCaseFee":90,"standardFee":112,"conditionGroup":261,"conditionsDescription":275},{"logic":262,"conditions":263},"OR",[264,270],{"type":265,"value":266,"purpose":267,"frequency":268,"description":269},"MINIMUM_INCOME",700,"FEE_WAIVER","MONTHLY","Mindestens 700 € monatlicher Geldeingang",{"type":271,"value":272,"purpose":267,"frequency":273,"description":274},"AGE_BELOW",31,"ONE_TIME","Kontoinhaber ist unter 31 Jahre alt","Kostenlos ab 700 € monatlichem Geldeingang oder für Personen unter 31 Jahren",{"checkDeposit":277,"transactions":280,"onlineTransfer":287,"instantTransfer":289,"standingOrderSetup":291,"counterTransferPaper":293,"directDebitExecution":295,"standingOrderExecution":297},{"standardFee":278,"conditionsDescription":279},{"amount":90},"Die Einreichung von Inlandsschecks zur Gutschrift auf dem Girokonto ist kostenlos.",{"onlineTransfer":281,"standingOrderSetup":284},{"standardFee":282,"conditionsDescription":283},{"amount":90},"SEPA-Überweisungen im Online-Banking und per App sind kostenlos.",{"standardFee":285,"conditionsDescription":286},{"amount":90},"Einrichtung, Änderung und Löschung von Daueraufträgen sind im Online-Banking kostenlos.",{"standardFee":288,"conditionsDescription":283},{"amount":90},{"standardFee":290},{"amount":90},{"standardFee":292,"conditionsDescription":286},{"amount":90},{"standardFee":294},{},{"standardFee":296},{"amount":90},{"standardFee":298},{},{"is24x7":71,"channels":300},[],{"supportsWero":71,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":302,"weroDescription":308,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304,305,306,307],"APPLE_PAY","GOOGLE_PAY","GARMIN_PAY","SWATCH_PAY","FITBIT_PAY",{},[310],{"name":311,"isIncluded":45,"productType":312,"conditionsDescription":313},"Depot","BROKERAGE_ACCOUNT","Kostenloses Depot inklusive.",{"deposit":315,"withdrawal":318,"partnerNetworks":321,"serviceProvider":46},{"standardFee":316,"conditionsDescription":317},{"amount":90},"Keine Einzelhandel-Einzahlung verfügbar.",{"standardFee":319,"maximumTransactionAmount":320},{"amount":90},200,[322,323,324,325,326,327,328,329,330,331,332,333,334,335,336,337,338,339,340,341,342,343],"Rewe","Lidl","Aldi Süd","Penny","DM","Kaufland","Netto","Norma","Nahkauf","Familia","Müller","Neukauf","Edeka","Globus","Combi","Toom","Karstadt","Herkules","Dornseifer","Transgourmet","Getränke Hoffmann","Temma",{"deposit":345,"withdrawal":348},{"standardFee":346},{"amount":347},7.5,{"standardFee":349},{"amount":350},19,{"depositInsurance":352},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"Gesetzliche Einlagensicherung","Freiwillige Einlagensicherung","2026-02-23T10:20:39.832Z",{"id":357,"brandId":358,"importKeys":359,"financeAdsProductIds":361,"productTypeKey":85,"rootWebsiteUrl":363,"affiliateUrl":364,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":365,"isActive":45,"popularIndex":128,"fairnessScore":90,"marketingHighlights":366,"lastFetchedByAI":371,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":372,"updatedAt":373,"brand":374,"productType":559,"productDetailVersion":560},17034,2955,{"bafin":360},"2955_BestGiro_checking_account",[362],171,"https://www.santander.de/privatkunden/konten-und-karten/konten/kostenloses-girokonto","https://www.financeads.net/tc.php?t=78076C19309003D&product=171","BestGiro Online",{"header":367,"ribbon":370},{"icon":368,"text":369,"color":95},"i-lucide-award","Bedingungslos kostenloses Girokonto",{"text":97,"color":97,"tooltip":97},{},"2026-02-23T10:18:54.079Z","2026-05-19T08:50:26.515Z",{"id":358,"key":375,"slug":376,"importKeys":377,"logoImageId":350,"faviconImageId":46,"rootWebsiteUrl":378,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":379,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":362,"branchZipCodes":380,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":551,"financeAdsAdvertiserId":552,"appleAppRating":553,"googlePlayRating":554,"createdAt":555,"updatedAt":556,"logoImage":557},"Santander Consumer Bank AG","santander-consumer-bank-ag",{"bafin":375},"https://www.santander.de/","https://www.santander.de/privatkunden/service-kontakt/kontakt/",[381,382,383,384,385,386,387,388,389,390,391,392,393,394,395,396,397,398,399,400,401,402,403,404,405,406,407,408,409,410,411,412,413,414,415,416,417,418,419,420,421,422,423,424,425,426,427,428,429,430,431,432,433,434,435,436,437,438,439,440,441,442,443,444,445,446,447,448,449,450,451,452,453,454,455,456,457,458,459,460,461,462,463,464,465,466,467,468,469,470,471,472,473,474,475,476,477,478,479,480,481,482,483,484,485,486,487,488,489,490,491,492,493,494,495,496,497,498,499,500,501,502,503,504,505,506,507,508,509,510,511,512,513,514,515,516,517,518,519,520,521,522,523,524,525,526,527,528,529,530,531,532,533,534,535,536,537,538,539,540,541,109,542,543,544,545,546,547,548,549,550],"01069","01099","02625","03046","04105","04109","06108","06844","07545","07743","08056","09111","09599","10247","10439","10787","10967","12587","12627","13357","13507","13597","14169","14467","14776","15230","16515","17033","17489","18057","18439","19053","20259","20354","21029","21073","22307","22391","23552","23611","23966","24103","24534","24937","26122","27568","27749","28195","28327","29221","30159","30169","30451","31134","31224","31785","33098","33602","34117","35037","35390","36037","37073","38100","38226","38440","38640","39104","40211","40764","40822","40878","41061","41236","41460","41539","42103","42275","42651","44135","44532","44623","44787","44866","45127","45468","45657","45879","46045","46282","46483","47051","47441","47799","48143","48431","49074","49661","50670","51103","51373","51643","52062","52349","53111","53721","54290","55116","56068","56564","57072","58095","59065","59423","60311","61348","63065","63450","63739","64283","64625","65185","65428","65549","65843","66111","66953","67059","67346","67655","68159","69115","70173","70372","71063","71634","72074","72764","73033","73430","73728","74072","75172","76133","77652","78054","78224","78462","79098","79539","80331","80469","81241","81667","83022","84028","85049","86150","87435","88045","89073","90762","93047","94469","95028","97070","97421","98527","99084","99734",2800,1157,4.4,4.1,"2026-02-23T09:17:53.672Z","2026-03-25T12:25:15.801Z",{"key":558,"bucket":118},"public/b0bcbe9f1f.png",{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":561,"productId":357,"score":562,"maxScore":125,"rank":563,"scorePremium":564,"maxScorePremium":127,"rankPremium":565,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":566,"validTo":46,"specificAttributes":567,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":729},30439,268,7,355,30,"2025-12-10T00:00:00.000Z",{"cards":568,"account":644,"documents":645,"marketing":646,"overdraft":649,"onboarding":656,"eligibility":659,"feesAndRates":665,"transactions":682,"customerSupport":708,"digitalFeatures":710,"companionProducts":713,"cashServicesAtRetail":715,"cashServicesAtCounter":722,"providerInfrastructure":727},{"girocard":569,"debitCard":599,"creditCard":624,"alternativeDebitCardDescription":642,"alternativeCreditCardDescription":643},{"name":570,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":571,"issuanceType":143,"includedQuantity":144,"withdrawalNetworks":574,"additionalDescription":577,"cashDepositAtTerminal":578,"paymentInHomeCurrency":581,"atmWithdrawalForeignEu":583,"atmWithdrawalOwnNetwork":587,"paymentInForeignCurrency":590,"atmWithdrawalForeignNonEu":593,"atmWithdrawalPartnerNetwork":596},"Santander girocard",{"feeAmount":572,"feePeriod":141,"conditionsDescription":573,"isIncludedInAccountFee":71},12,"Die girocard kann optional zum BestGiro Konto für 12 € pro Jahr (1 € pro Monat) hinzugebucht werden.",[575,576],"Santander","CashPool","Die girocard ist eine optionale Ergänzung zur standardmäßig enthaltenen, kostenlosen Visa Debitkarte. Sie wird üblicherweise mit einem V PAY Co-Badge ausgegeben.",{"standardFee":579,"conditionsDescription":580},{"amount":90},"Bargeldeinzahlungen an Einzahlungsautomaten in Santander-Filialen sind für Kunden kostenlos.",{"standardFee":582},{"amount":90},{"standardFee":584,"conditionsDescription":586},{"amount":585},4.95,"An fremden Geldautomaten in Deutschland und im EU-Ausland (Euro): 4,95 € zzgl. eventuellem Entgelt des Automatenbetreibers.",{"standardFee":588,"conditionsDescription":589},{"amount":90},"Kostenlos an allen Santander-Geldautomaten.",{"standardFee":591,"conditionsDescription":592},{},"Nicht möglich – kein internationales Co-Badge (V PAY ist auf Europa beschränkt).",{"standardFee":594,"conditionsDescription":595},{},"Im außereuropäischen Ausland technisch nicht nutzbar (V PAY Co-Badge).",{"standardFee":597,"conditionsDescription":598},{"amount":90},"Kostenlos an den ca. 2.800 Geldautomaten des CashPool-Verbundes (z.B. Targobank, Sparda-Banken).",{"name":600,"scheme":168,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":601,"issuanceType":170,"includedQuantity":144,"withdrawalNetworks":602,"additionalDescription":603,"cashDepositAtTerminal":604,"paymentInHomeCurrency":607,"atmWithdrawalForeignEu":609,"atmWithdrawalOwnNetwork":612,"paymentInForeignCurrency":614,"atmWithdrawalForeignNonEu":618,"atmWithdrawalPartnerNetwork":621},"Santander Visa Debitkarte",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[176,576],"Unterstützt Apple Pay, Google Pay und Garmin Pay. Kostenlose Bargeldabhebung im Einzelhandel (z. B. Aldi, dm) bis 200 € möglich.",{"standardFee":605,"conditionsDescription":606},{"amount":90},"Kostenlose Bargeldeinzahlungen an Santander-Einzahlautomaten möglich.",{"standardFee":608},{"amount":90},{"standardFee":610,"conditionsDescription":611},{"amount":585},"An fremden Geldautomaten außerhalb des CashPool-Netzwerks fällt eine Gebühr von 4,95 € an.",{"standardFee":613,"conditionsDescription":589},{"amount":90},{"standardFee":615,"conditionsDescription":617},{"percentage":616},0.0185,"1,85 % Auslandseinsatzentgelt bei Zahlungen in Fremdwährung.",{"standardFee":619,"conditionsDescription":620},{"amount":585,"percentage":616},"4,95 € Gebühr zzgl. 1,85 % Auslandseinsatzentgelt für Abhebungen in Fremdwährung.",{"standardFee":622,"conditionsDescription":623},{"amount":90},"Kostenlose Bargeldabhebungen an rund 2.800 CashPool-Geldautomaten in Deutschland.",{"name":625,"scheme":195,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":626,"issuanceType":170,"includedQuantity":144,"cashDepositAtTerminal":627,"paymentInHomeCurrency":629,"atmWithdrawalForeignEu":631,"atmWithdrawalOwnNetwork":633,"paymentInForeignCurrency":635,"atmWithdrawalForeignNonEu":638,"atmWithdrawalPartnerNetwork":640},"Santander BestCard Basic",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},{"standardFee":628},{},{"standardFee":630},{"amount":90},{"standardFee":632},{"amount":90},{"standardFee":634},{"amount":90},{"standardFee":636},{"percentage":637},0.018500000000000003,{"standardFee":639},{"amount":90},{"standardFee":641},{},"Eine Girocard ist optional für 12 € pro Jahr erhältlich. Zusätzlich können bei entsprechender Bonität kostenlose Visa-Kreditkarten (BestCard Basic oder BestCard Smart) beantragt werden.","Santander BestCard Smart (kostenlos), Santander BestCard Extra (35 €/Jahr), Santander BestCard Premium (75 €/Jahr)",{"accountType":215,"isBranchAccount":45,"isOnlineAccount":45,"hasContractPenalty":45,"jointAccountAvailable":45},[],{"bonusOffers":647,"keyFeatures":648},[],[],{"arranged":650,"tolerated":654},{"isAvailable":45,"interestRate":651,"conditionsDescription":653},{"min":652},0.11199999999999999,"Zinssatz kann sich ändern.",{"isAvailable":45,"interestRate":655},{"min":652},{"easeScore":112,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":128,"providesImmediateAccess":71,"availableVerificationMethods":657},[229,231,658],"BRANCH",{"age":660,"restrictions":661,"targetAudience":662,"conditionsDescription":663,"otherSpecialConditions":664},{"min":234},[],[],"Bedingungslos kostenloses Girokonto für Privatpersonen ab 18 Jahren ohne monatlichen Mindestgeldeingang.","Die Eröffnung als Gemeinschaftskonto ist derzeit ausschließlich in einer Filiale der Santander Bank möglich. Für die Kontoeröffnung können Einkommensnachweise erforderlich sein.",{"overdraft":666,"creditInterest":46,"savingsInterest":672,"accountMaintenance":677},{"billingFrequency":243,"arrangedOverdraft":667,"unarrangedOverdraft":670},{"isVariable":45,"interestRate":668,"conditionsDescription":669},0.102,"Gestaffelter Zinssatz: 10,20 % p.a. bis 500 €, 11,20 % p.a. bis 1.000 € und 13,45 % p.a. ab 1.000,01 € (jeweils variabel).",{"isVariable":45,"interestRate":668,"conditionsDescription":671},"Gleiche Zinsstaffel wie beim Dispositionskredit: 10,20 % p.a. bis 500 €, 11,20 % p.a. bis 1.000 € und 13,45 % p.a. ab 1.000,01 € (variabel).",{"type":249,"isAvailable":45,"regularRate":673,"subAccounts":676,"savingsAccountName":259},{"isVariable":45,"annualInterestRate":674,"conditionsDescription":675},0.003,"0,30 % p.a. variabel",{"maxCount":90},{"bestCaseFee":90,"standardFee":90,"conditionGroup":678,"conditionsDescription":681},{"logic":679,"conditions":680},"AND",[],"Bedingungslos kostenlos",{"checkDeposit":683,"transactions":687,"onlineTransfer":694,"instantTransfer":696,"standingOrderSetup":698,"counterTransferPaper":701,"directDebitExecution":704,"standingOrderExecution":706},{"standardFee":684,"conditionsDescription":686},{"amount":685},0.3,"Scheckeinreichung (Inlandsschecks): 0,30 € Buchungsgebühr pro Scheck.",{"onlineTransfer":688,"standingOrderSetup":691},{"standardFee":689,"conditionsDescription":690},{"amount":90},"Beleglose SEPA-Überweisung im Online-Banking kostenlos.",{"standardFee":692,"conditionsDescription":693},{"amount":90},"Einrichtung und Änderung online (beleglos) kostenlos. Per Telefon, Post oder in der Filiale fallen 2,50 € pro Auftrag an.",{"standardFee":695,"conditionsDescription":690},{"amount":90},{"standardFee":697},{"amount":90},{"standardFee":699,"conditionsDescription":700},{"amount":90},"Einrichtung und Änderung online kostenlos. Per Telefon oder Beleg fallen 1,50 € pro Auftrag an.",{"standardFee":702},{"amount":703},2.5,{"standardFee":705},{"amount":90},{"standardFee":707},{},{"is24x7":71,"channels":709},[658],{"supportsWero":71,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":711,"weroDescription":712,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304,305],{},[714],{"name":311,"isIncluded":45,"productType":312,"conditionsDescription":313},{"deposit":716,"withdrawal":719,"partnerNetworks":721,"serviceProvider":46},{"standardFee":717,"conditionsDescription":718},{"amount":90},"Keine Informationen zur Einzelhandel-Einzahlung gefunden.",{"standardFee":720,"maximumTransactionAmount":320,"minimumTransactionAmount":90},{"amount":90},[],{"deposit":723,"withdrawal":725},{"standardFee":724},{"amount":90},{"standardFee":726},{"amount":90},{"depositInsurance":728},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:22:01.878Z",{"id":731,"brandId":732,"importKeys":733,"financeAdsProductIds":735,"productTypeKey":85,"rootWebsiteUrl":737,"affiliateUrl":738,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":739,"isActive":45,"popularIndex":256,"fairnessScore":90,"marketingHighlights":740,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":743,"updatedAt":744,"brand":745,"productType":761,"productDetailVersion":762},14857,2557,{"bafin":734},"2557_Girokonto_checking_account",[736],114,"https://www.dkb.de/privatkunden/girokonto","https://www.financeads.net/tc.php?t=78076C10309003D&product=114","Girokonto",{"header":741,"ribbon":742},{"icon":97,"text":97,"color":97},{"text":97,"color":97,"tooltip":97},"2026-02-23T10:18:04.006Z","2026-05-19T08:50:14.676Z",{"id":732,"key":746,"slug":747,"importKeys":748,"logoImageId":749,"faviconImageId":46,"rootWebsiteUrl":750,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":751,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":144,"branchZipCodes":752,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":754,"financeAdsAdvertiserId":755,"appleAppRating":756,"googlePlayRating":756,"createdAt":757,"updatedAt":758,"logoImage":759},"DKB","dkb",{"bafin":746},26,"https://www.dkb.de","info@dkb.de",[753],"10117",51000,1001,4.6,"2026-02-23T09:17:50.918Z","2026-03-25T12:27:09.887Z",{"key":760,"bucket":118},"public/f96105e4ec.png",{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":763,"productId":731,"score":764,"maxScore":125,"rank":572,"scorePremium":765,"maxScorePremium":127,"rankPremium":234,"scoreYouth":766,"maxScoreYouth":130,"rankYouth":767,"validFrom":768,"validTo":46,"specificAttributes":769,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":948},28262,241,431,391,950,"2025-10-07T00:00:00.000Z",{"cards":770,"account":848,"documents":849,"marketing":850,"overdraft":853,"onboarding":859,"eligibility":861,"feesAndRates":867,"transactions":887,"customerSupport":911,"digitalFeatures":913,"companionProducts":916,"cashServicesAtRetail":920,"cashServicesAtCounter":941,"providerInfrastructure":946},{"girocard":771,"debitCard":798,"creditCard":830,"alternativeDebitCardDescription":46},{"name":772,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":773,"issuanceType":143,"includedQuantity":90,"withdrawalNetworks":776,"additionalDescription":778,"paymentInHomeCurrency":779,"atmWithdrawalForeignEu":781,"atmWithdrawalOwnNetwork":786,"paymentInForeignCurrency":789,"atmWithdrawalForeignNonEu":793,"atmWithdrawalPartnerNetwork":795},"girocard",{"feeAmount":774,"feePeriod":141,"conditionsDescription":775,"isIncludedInAccountFee":71},11.88,"0,99 € pro Monat, das Kartenentgelt wird jährlich im Voraus belastet.",[777],"Shell","Optionale Girocard mit V PAY Co-Badge. Unterstützt kontaktloses Bezahlen und das chipTAN-Verfahren für das Online-Banking. Nutzung im Ausland auf den europäischen Akzeptanzraum von V PAY beschränkt.",{"standardFee":780},{"amount":90},{"standardFee":782,"conditionsDescription":785},{"amount":783,"percentage":784},10,0.01,"Gilt an fremden Geldautomaten im In- und Ausland (Euro-Raum). 1,00 % vom Betrag, mindestens jedoch 10,00 €. Zuzüglich eventueller Entgelte des Automatenbetreibers.",{"standardFee":787,"conditionsDescription":788},{"amount":90},"Die bankeigenen Geldautomaten der DKB wurden planmäßig zum 30. Juni 2025 dauerhaft außer Betrieb genommen.",{"standardFee":790,"conditionsDescription":792},{"percentage":791},0.022,"2,20 % Währungsumrechnungsentgelt bei Zahlungen in Fremdwährungen innerhalb Europas (V PAY Akzeptanzbereich).",{"standardFee":794,"conditionsDescription":595},{},{"standardFee":796,"conditionsDescription":797},{"amount":90},"Kostenlose Bargeldabhebung an teilnehmenden Shell-Tankstellen in Deutschland möglich.",{"name":799,"scheme":168,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":800,"issuanceType":170,"specialFeatures":802,"includedQuantity":144,"withdrawalNetworks":812,"additionalDescription":813,"paymentInHomeCurrency":814,"atmWithdrawalForeignEu":817,"atmWithdrawalOwnNetwork":821,"paymentInForeignCurrency":824,"atmWithdrawalForeignNonEu":827},"Visa Debitkarte",{"feeAmount":90,"feePeriod":141,"conditionsDescription":801,"isIncludedInAccountFee":45},"Die Visa Debitkarte ist im monatlichen Grundpreis des Girokontos enthalten.",[803,806,809],{"name":804,"description":805},"Wunsch-PIN","Die Karten-PIN kann in der DKB-App oder im Online-Banking selbst gewählt und jederzeit geändert werden.",{"name":807,"description":808},"Card Control","Einsatzmöglichkeiten (z. B. Online-Zahlungen, Auslandseinsatz) und Limits sind per App steuerbar.",{"name":810,"description":811},"Cash im Shop","Bargeld im Einzelhandel (z. B. REWE, Penny, dm) ein- und auszahlen via Barcode in der App (Einzahlung 1,5 % Gebühr).",[176],"Karte aus 100 % recyceltem PVC. Unterstützt Apple Pay und Google Pay. Ein Mindestbetrag von 50 € für Bargeldabhebungen ist erforderlich (Ausnahme: Mini-Bargeld-Option).",{"standardFee":815,"conditionsDescription":816},{"amount":90},"Zahlungen in Euro sind kostenlos.",{"standardFee":818,"conditionsDescription":819,"minimumTransactionAmount":820},{"amount":90},"Kostenlos in Euro an Visa-Automaten; in Fremdwährung (z. B. PLN) fällt für Nicht-Aktivkunden 2,20 % an. Mindestbetrag 50 €.",50,{"standardFee":822,"conditionsDescription":823,"minimumTransactionAmount":820},{"amount":90},"Kostenlos an fast allen Geldautomaten mit Visa-Logo (Mindestbetrag 50 €). Bankeigene Automaten wurden zum 30.06.2025 vollständig abgebaut.",{"standardFee":825,"conditionsDescription":826},{"percentage":90},"Für Aktivkunden (mind. 700 € Geldeingang) kostenlos, sonst 2,20 % Währungsumrechnungsentgelt.",{"standardFee":828,"conditionsDescription":829,"minimumTransactionAmount":820},{"percentage":90},"Für Aktivkunden (mind. 700 € Geldeingang) kostenlos, sonst 2,20 % Währungsumrechnungsentgelt. Mindestbetrag 50 €.",{"name":831,"scheme":168,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":832,"issuanceType":143,"includedQuantity":144,"cashDepositAtTerminal":834,"paymentInHomeCurrency":836,"atmWithdrawalForeignEu":838,"atmWithdrawalOwnNetwork":840,"paymentInForeignCurrency":842,"atmWithdrawalForeignNonEu":844,"atmWithdrawalPartnerNetwork":846},"Visa Kreditkarte",{"feeAmount":833,"feePeriod":141,"isIncludedInAccountFee":71},29.88,{"standardFee":835},{},{"standardFee":837},{"amount":90},{"standardFee":839},{"amount":90},{"standardFee":841},{"amount":90},{"standardFee":843},{},{"standardFee":845},{"amount":90},{"standardFee":847},{},{"accountType":215,"isBranchAccount":71,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":851,"keyFeatures":852},[],[220],{"arranged":854,"tolerated":857},{"isAvailable":45,"interestRate":855,"conditionsDescription":653},{"min":856},0.0791,{"isAvailable":45,"interestRate":858},{"min":856},{"easeScore":128,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":128,"providesImmediateAccess":45,"availableVerificationMethods":860},[229],{"age":862,"restrictions":863,"targetAudience":864,"conditionsDescription":865,"otherSpecialConditions":866},{"min":234},[],[238,239,237],"Kostenloses Girokonto für Personen unter 28 Jahren oder bei einem monatlichen Geldeingang von mindestens 700 Euro.","Der Aktivstatus mit erweiterten Leistungen (z. B. weltweit kostenlose Bargeldabhebungen) erfordert einen monatlichen Geldeingang von mindestens 700 Euro; Neukunden erhalten diesen Status in den ersten 3 Monaten automatisch.",{"overdraft":868,"creditInterest":46,"savingsInterest":873,"accountMaintenance":878},{"billingFrequency":243,"arrangedOverdraft":869,"unarrangedOverdraft":872},{"isVariable":45,"interestRate":870,"conditionsDescription":871},0.0929,"9,29 % p.a. variabel (mit Aktivstatus), sonst 9,90 % p.a.",{"isVariable":45,"interestRate":870,"conditionsDescription":871},{"type":249,"isAvailable":45,"regularRate":874,"savingsAccountName":259,"additionalDescription":877},{"isVariable":45,"annualInterestRate":875,"conditionsDescription":876},0.02,"2,00 % p.a. variabel auf dem Tagesgeldkonto","Das Guthaben auf dem Girokonto selbst wird nicht verzinst (0,00 % p.a.). Die Verzinsung erfolgt ausschließlich auf dem verknüpften Tagesgeldkonto, das Voraussetzung für die Guthabenanlage ist. Die Zinsgutschrift erfolgt vierteljährlich zum Quartalsende.",{"bestCaseFee":90,"standardFee":879,"conditionGroup":880,"conditionsDescription":886},4.5,{"logic":262,"conditions":881},[882,883],{"type":265,"value":266,"purpose":267,"frequency":268,"description":269},{"type":271,"value":884,"purpose":267,"frequency":273,"description":885},28,"Kontoinhaber unter 28 Jahre","Kostenlos ab 700 € monatlichem Geldeingang (Aktivstatus) oder für alle unter 28 Jahren",{"checkDeposit":888,"transactions":890,"onlineTransfer":897,"instantTransfer":900,"standingOrderSetup":902,"counterTransferPaper":905,"directDebitExecution":907,"standingOrderExecution":909},{"standardFee":889},{},{"onlineTransfer":891,"standingOrderSetup":894},{"standardFee":892,"conditionsDescription":893},{"amount":90},"Beleglose SEPA-Überweisungen im Online-Banking und per App sind kostenlos.",{"standardFee":895,"conditionsDescription":896},{"amount":90},"Einrichtung, Änderung und Löschung von Daueraufträgen im Online-Banking kostenlos.",{"standardFee":898,"conditionsDescription":899},{"amount":90},"Beleglose SEPA-Überweisungen im Online-Banking und in der App sind kostenlos.",{"standardFee":901},{"amount":90},{"standardFee":903,"conditionsDescription":904},{"amount":90},"Einrichtung, Änderung und Löschung von Daueraufträgen über das Online-Banking sind kostenlos.",{"standardFee":906},{},{"standardFee":908},{"amount":90},{"standardFee":910},{},{"is24x7":71,"channels":912},[],{"supportsWero":71,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":914,"weroDescription":915,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304],{},[917],{"name":918,"isIncluded":45,"productType":312,"conditionsDescription":919},"Kostenloses Depot","Kostenloses Wertpapierdepot inklusive. 6.000+ Sparpläne.",{"deposit":921,"withdrawal":924,"partnerNetworks":926,"serviceProvider":810},{"standardFee":922,"minimumTransactionAmount":820},{"percentage":923},0.015,{"standardFee":925,"maximumTransactionAmount":320,"minimumTransactionAmount":783},{"amount":90},[927,928,929,930,931,332,328,932,933,325,934,935,936,937,938,939,940],"ALDI Nord","ALDI Süd","dm","Famila","Markant","Rossmann","REWE","Budni","Ludwig","Eckert","Adams","ON","Barbarino","toom",{"deposit":942,"withdrawal":944},{"standardFee":943},{},{"standardFee":945},{},{"depositInsurance":947},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:20:41.430Z",{"id":950,"brandId":951,"importKeys":952,"financeAdsProductIds":954,"productTypeKey":85,"rootWebsiteUrl":46,"affiliateUrl":956,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":957,"isActive":45,"popularIndex":112,"fairnessScore":90,"marketingHighlights":958,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":964,"updatedAt":965,"brand":966,"productType":982,"productDetailVersion":983},14803,2544,{"bafin":953},"2544_Girokonto Aktiv_checking_account",[955],117,"https://www.financeads.net/tc.php?t=78076C15009003D&product=117","Girokonto Aktiv",{"header":959,"ribbon":960},{"icon":97,"text":97,"color":97},{"text":961,"color":962,"tooltip":963},"250€ Bonus","success","Gültig bei Kontoeröffnung mit 100€ Prämie und 150€ Kontowechselprämie (Aktion ab 14.04.2026). Quelle: comdirect.de","2026-02-23T10:18:02.712Z","2026-05-19T08:50:26.269Z",{"id":951,"key":967,"slug":968,"importKeys":969,"logoImageId":970,"faviconImageId":46,"rootWebsiteUrl":971,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":972,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":144,"branchZipCodes":973,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":975,"financeAdsAdvertiserId":976,"appleAppRating":756,"googlePlayRating":977,"createdAt":978,"updatedAt":979,"logoImage":980},"comdirect - eine Marke der Commerzbank Aktiengesellschaft","comdirect-eine-marke-der-commerzbank-aktiengesellschaft",{"bafin":967},11,"http://comdirect.de","Tel.: +4941067082500; E-Mail: info@comdirect.de",[974],"25451",50000,1021,4.2,"2026-02-23T09:17:50.822Z","2026-03-25T12:25:37.417Z",{"key":981,"bucket":118},"public/a01f695fd8.png",{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":984,"productId":950,"score":985,"maxScore":125,"rank":46,"scorePremium":986,"maxScorePremium":127,"rankPremium":46,"scoreYouth":987,"maxScoreYouth":130,"rankYouth":988,"validFrom":989,"validTo":46,"specificAttributes":990,"changeDescriptionKey":1149,"sourceUrl":46,"createdAt":1150},34665,239,348,412,323,"2026-03-16T22:52:00.000Z",{"cards":991,"account":1045,"documents":1046,"marketing":1047,"overdraft":1050,"onboarding":1057,"eligibility":1059,"feesAndRates":1066,"transactions":1102,"customerSupport":1125,"digitalFeatures":1127,"companionProducts":1130,"cashServicesAtRetail":1132,"cashServicesAtCounter":1142,"providerInfrastructure":1147},{"girocard":992,"debitCard":1012,"creditCard":1029,"alternativeDebitCardDescription":1044},{"name":772,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":993,"issuanceType":143,"includedQuantity":144,"withdrawalNetworks":995,"additionalDescription":997,"cashDepositAtTerminal":998,"paymentInHomeCurrency":1002,"atmWithdrawalForeignEu":1004,"atmWithdrawalOwnNetwork":1007,"paymentInForeignCurrency":1010,"atmWithdrawalForeignNonEu":1011},{"feeAmount":572,"feePeriod":141,"conditionsDescription":994,"isIncludedInAccountFee":71},"1,00 € pro Monat",[996],"Cash Group","Optionale girocard (Debitkarte) mit V PAY Co-Badge. Seit 2021 nicht mehr standardmäßig im Kontomodell enthalten, sondern für 1 Euro monatlich zubuchbar.",{"freeQuota":256,"quotaPeriod":999,"standardFee":1000},"YEAR",{"amount":1001},4.9,{"standardFee":1003},{"amount":90},{"standardFee":1005,"conditionsDescription":1006},{"amount":1001},"An fremden Geldautomaten im In- und Ausland (Euro). Zzgl. ggf. anfallender Entgelte des Automatenbetreibers.",{"standardFee":1008,"conditionsDescription":1009},{"amount":90},"Kostenlos an allen Geldautomaten der Cash Group (Commerzbank, Deutsche Bank, HypoVereinsbank, Postbank) sowie an teilnehmenden Shell-Tankstellen.",{"conditionsDescription":162},{"conditionsDescription":595},{"name":1013,"scheme":168,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":1014,"issuanceType":170,"includedQuantity":144,"withdrawalNetworks":1015,"paymentInHomeCurrency":1016,"atmWithdrawalForeignEu":1018,"atmWithdrawalOwnNetwork":1022,"paymentInForeignCurrency":1024,"atmWithdrawalForeignNonEu":1027},"Visa-Debitkarte",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[176],{"standardFee":1017},{"amount":90},{"freeQuota":256,"quotaPeriod":1019,"standardFee":1020,"conditionsDescription":1021},"MONTH",{"amount":1001},"3 Abhebungen pro Monat weltweit kostenlos an allen Visa-Automaten (DE + EU + weltweit), danach 4,90 € pro Abhebung.",{"freeQuota":256,"quotaPeriod":1019,"standardFee":1023},{"amount":1001},{"standardFee":1025},{"percentage":1026},0.0175,{"freeQuota":256,"quotaPeriod":1019,"standardFee":1028},{"amount":1001},{"name":1030,"scheme":168,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":1031,"issuanceType":143,"includedQuantity":144,"cashDepositAtTerminal":1033,"paymentInHomeCurrency":1034,"atmWithdrawalForeignEu":1036,"atmWithdrawalOwnNetwork":1038,"paymentInForeignCurrency":1040,"atmWithdrawalForeignNonEu":1041,"atmWithdrawalPartnerNetwork":1043},"Visa-Kreditkarte",{"feeAmount":1032,"feePeriod":141,"oneTimeFee":90,"isIncludedInAccountFee":71},22.8,{},{"standardFee":1035},{"amount":90},{"standardFee":1037},{"amount":1001},{"standardFee":1039},{"amount":1001},{},{"standardFee":1042},{"amount":1001},{},"Girocard für 1 €/Monat optional verfügbar. Visa-Kreditkarte für 1,90 €/Monat optional zubuchbar. Zusatzleistung 'Bargeld Plus' für unbegrenzte Abhebungen für 6,90 €/Monat verfügbar.",{"accountType":215,"isBranchAccount":71,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":1048,"keyFeatures":1049},[],[],{"arranged":1051,"tolerated":1054},{"isAvailable":45,"interestRate":1052},{"min":1053},0.08650000000000001,{"isAvailable":45,"interestRate":1055},{"min":1056},0.1315,{"easeScore":128,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":46,"providesImmediateAccess":45,"availableVerificationMethods":1058},[230,229,231],{"age":1060,"restrictions":1061,"targetAudience":1062,"conditionsDescription":1064,"otherSpecialConditions":1065},{"max":46,"min":234},[],[237,238,239,1063],"PUPIL","Privates Girokonto, das bei einem monatlichen Geldeingang von mindestens 700 €, 3 Zahlungen über Apple/Google Pay, einem Trade/Sparplan pro Monat oder für Kunden unter 28 Jahren (Studium, Praktikum, Ausbildung, Schule) kostenlos ist.","Die Nutzung des Kontos ist ausschließlich für private Zwecke gestattet, eine geschäftliche Nutzung ist nicht zulässig.",{"overdraft":1067,"creditInterest":46,"savingsInterest":1073,"accountMaintenance":1086},{"billingFrequency":243,"arrangedOverdraft":1068,"unarrangedOverdraft":1071},{"isVariable":45,"interestRate":1069,"conditionsDescription":1070},0.0893,"8,65 % p.a. Sollzins, 8,93 % p.a. effektiver Jahreszins (variabel)",{"isVariable":45,"interestRate":1056,"conditionsDescription":1072},"13,15 % p.a. variabel für geduldete Überziehungen",{"type":249,"isAvailable":45,"regularRate":1074,"subAccounts":1077,"promotionalRate":1079,"savingsAccountName":1085},{"isVariable":45,"annualInterestRate":1075,"conditionsDescription":1076},0.0075,"0,75 % p.a. variabel",{"freeCount":144,"conditionsDescription":1078},"Ein kostenloses Tagesgeld-Unterkonto (Tagesgeld PLUS) ist inklusive.",{"validUntil":1080,"maximumAmount":1081,"durationMonths":1082,"annualInterestRate":1083,"conditionsDescription":1084},"2026-03-24",100000,6,0.03,"3,00 % p.a. für 6 Monate für Neukunden bei gleichzeitiger Eröffnung eines Girokontos, bis 100.000 €","Tagesgeld PLUS",{"bestCaseFee":90,"standardFee":1001,"conditionGroup":1087,"conditionsDescription":1101},{"logic":262,"conditions":1088},[1089,1090,1093,1096,1098],{"type":265,"value":266,"purpose":267,"frequency":268,"description":269},{"type":1091,"value":256,"purpose":267,"frequency":268,"description":1092},"MINIMUM_TRANSACTIONS","Mindestens 3 Zahlungen pro Monat über Apple Pay oder Google Pay",{"type":1094,"value":144,"purpose":267,"frequency":268,"description":1095},"MINIMUM_TRADES","Mindestens 1 Trade oder 1 Wertpapiersparplanausführung pro Monat",{"type":271,"value":884,"purpose":267,"frequency":273,"description":1097},"Kontoinhaber ist unter 28 Jahre alt und Student, Schüler, Auszubildender oder Praktikant",{"type":1099,"value":1082,"purpose":267,"frequency":273,"description":1100},"PROMOTIONAL_PERIOD","Kostenlose Kontoführung in den ersten 6 Monaten nach Kontoeröffnung","Kostenlos in den ersten 6 Monaten, danach ab 700 € Geldeingang, 3 Zahlungen via Apple/Google Pay, 1 Trade/Sparplan oder für Personen unter 28 Jahren.",{"checkDeposit":1103,"transactions":1106,"onlineTransfer":1113,"instantTransfer":1116,"standingOrderSetup":1118,"counterTransferPaper":1121,"directDebitExecution":1122,"standingOrderExecution":1124},{"standardFee":1104,"conditionsDescription":1105},{"amount":1001},"Einreichung von Inlandsschecks in Euro zur Gutschrift pro Scheck.",{"onlineTransfer":1107,"standingOrderSetup":1110},{"standardFee":1108,"conditionsDescription":1109},{"amount":90},"Kostenlos im Online-Banking und per App.",{"standardFee":1111,"conditionsDescription":1112},{"amount":90},"Einrichtung und Änderung im Online-Banking kostenlos.",{"standardFee":1114,"conditionsDescription":1115},{"amount":90},"Beleglose SEPA-Überweisung per Online-Banking oder App kostenlos.",{"standardFee":1117},{"amount":90},{"standardFee":1119,"conditionsDescription":1120},{"amount":90},"Einrichtung, Änderung und Löschung online kostenlos, per Telefon oder Brief fallen 4,90 € an.",{},{"standardFee":1123},{"amount":90},{},{"is24x7":71,"channels":1126},[],{"supportsWero":71,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":1128,"weroDescription":1129,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304,305],{},[1131],{"name":311,"isIncluded":45,"productType":312,"conditionsDescription":313},{"deposit":1133,"withdrawal":1137,"partnerNetworks":1139,"serviceProvider":1141},{"freeQuota":256,"quotaPeriod":999,"standardFee":1134,"freeQuotaAmount":1135,"conditionsDescription":1136,"minimumTransactionAmount":820},{"amount":1001},999.99,"3 kostenlose Einzahlungen pro Jahr via Barzahlen/viacash bei Partnerkassen (REWE, Penny, Budni, Rossmann, dm). Mindestbetrag 50 €, max. 999,99 € / 24 h. Nach Quota: 4,90 € pro Einzahlung.",{"standardFee":1138,"freeQuotaAmount":1135,"minimumTransactionAmount":90},{"amount":90},[933,325,934,1140,929],"ROSSMANN","Barzahlen/viacash",{"deposit":1143,"withdrawal":1145},{"standardFee":1144},{"amount":90},{"standardFee":1146},{"amount":90},{"depositInsurance":1148},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"grok check","2026-03-16T23:56:42.206Z",{"id":1152,"brandId":1153,"importKeys":1154,"financeAdsProductIds":1156,"productTypeKey":85,"rootWebsiteUrl":1158,"affiliateUrl":1159,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":1160,"isActive":45,"popularIndex":1161,"fairnessScore":90,"marketingHighlights":1162,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":1167,"updatedAt":1168,"brand":1169,"productType":1386,"productDetailVersion":1387},18856,3228,{"bafin":1155},"3228_Online-Konto_checking_account",[1157],1007,"https://www.targobank.de/de/konto-karten/online-konto.html","https://www.financeads.net/tc.php?t=78076C13409003D&product=1007","Online-Konto",15,{"header":1163,"ribbon":1166},{"icon":1164,"text":1165,"color":95},"i-lucide-wallet","Zinsfreie Dispo-Freigrenze bis 200 €",{"text":97,"color":97,"tooltip":97},"2026-02-23T10:19:35.190Z","2026-05-20T14:45:34.763Z",{"id":1153,"key":1170,"slug":1171,"importKeys":1172,"logoImageId":1173,"faviconImageId":46,"rootWebsiteUrl":1174,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":1175,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":1176,"branchZipCodes":1177,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":551,"financeAdsAdvertiserId":1380,"appleAppRating":1381,"googlePlayRating":977,"createdAt":1382,"updatedAt":1383,"logoImage":1384},"TARGOBANK AG","targobank-ag",{"bafin":1170},20,"https://www.targobank.de","vergleichswebsite@targobank.de",338,[381,1178,1179,1180,1181,1182,383,384,386,1183,1184,1185,387,1186,1187,389,390,391,1188,392,394,1189,1190,1191,1192,1193,1194,1195,1196,399,1197,1198,1199,1200,1201,400,1202,401,402,403,404,405,406,1203,407,408,409,1204,1205,1206,411,412,1207,1208,415,416,1209,1210,1211,1212,1213,1214,1215,1216,1217,418,1218,1219,1220,419,421,422,423,1221,424,1222,1223,1224,1225,425,1226,1227,1228,1229,1230,1231,426,427,428,1232,429,1233,430,1234,1235,431,1236,433,1237,1238,434,435,1239,436,1240,1241,1242,1243,437,1244,438,1245,439,1246,440,441,1247,442,1248,443,1249,444,445,446,1250,447,1251,448,1252,1253,1254,1255,450,452,453,455,1256,456,1257,1258,1259,457,458,1260,459,1261,1262,1263,1264,1265,1266,1267,462,1268,463,464,1269,465,1270,1271,1272,1273,466,1274,467,1275,1276,468,1277,1278,469,1279,1280,470,1281,471,1282,472,1283,1284,1285,473,1286,1287,1288,1289,475,476,1290,477,1291,1292,1293,1294,1295,1296,1297,1298,1299,1300,1301,480,1302,481,1303,482,483,1304,484,1305,1306,485,1307,486,1308,1309,487,488,1310,489,490,491,492,1311,1312,1313,1314,1315,493,1316,494,1317,1318,1319,1320,1321,1322,1323,1324,497,1325,498,499,500,501,1326,503,504,1327,506,1328,1329,1330,1331,508,1332,509,1333,1334,510,1335,512,1336,1337,1338,1339,1340,1341,1342,1343,1344,518,519,520,1345,521,522,1346,523,524,1347,1348,1349,525,1350,1351,527,529,530,1352,532,1353,1354,533,1355,534,1356,535,536,1357,537,1358,538,1359,1360,539,1361,540,1362,1363,541,1364,109,1365,1366,542,1367,1368,1369,1370,1371,543,1372,1373,545,1374,1375,1376,546,547,548,549,1377,550,1378,1379],"01159","01239","01309","01589","01662","04155","04209","04668","06406","06842","08523","10627","10789","12043","12099","12163","12305","12351","12555","12679","13059","13088","13187","13353","13439","16225","18055","18107","18273","20095","20255","21149","21244","21335","21502","21682","22041","22111","22143","22309","22523","22767","22850","24768","25335","25421","25524","25746","26384","26721","26789","26871","27283","27472","28259","28757","29525","29633","30161","30823","30880","31582","32052","32257","32423","32756","33330","33647","34225","35576","36251","37154","38518","38820","40212","40227","40597","40721","41515","41747","41812","41836","42551","44137","44225","44263","44309","44359","44534","44575","44649","44892","45130","45276","45326","45355","45525","45711","45772","45897","45964","46145","46236","46397","46535","47055","47166","47226","47475","47533","47798","47906","48653","49377","49477","49808","50126","50226","50321","50667","50765","50823","50937","51065","51143","51465","52249","52428","52477","53173","53840","53879","55543","58332","58452","58507","58636","58706","59227","59494","59555","59755","60313","60385","60487","61169","61440","63263","65183","65929","66333","66424","66538","66740","67227","67433","67547","68161","69168","70178","70435","71032","71065","71332","71522","71638","72072","73614","74564","76437","76646","76829","77933","78050","80335","80634","80807","81369","82256","84453","85354","86609","86899","87700","88214","88400","89522","90459","90473","91052","91126","91522","92224","92637","94032","94315","95444","96047","96450","99423","99817","99867",1061,4.7,"2026-02-23T09:17:55.486Z","2026-03-25T12:27:23.331Z",{"key":1385,"bucket":118},"public/7aa6b2d48d.png",{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":1388,"productId":1152,"score":1389,"maxScore":125,"rank":1390,"scorePremium":1391,"maxScorePremium":127,"rankPremium":820,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":1392,"validTo":46,"specificAttributes":1393,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":1567},32261,228,14,299,"2026-01-07T00:00:00.000Z",{"cards":1394,"account":1468,"documents":1469,"marketing":1470,"overdraft":1473,"onboarding":1479,"eligibility":1481,"feesAndRates":1487,"transactions":1508,"customerSupport":1541,"digitalFeatures":1543,"companionProducts":1546,"cashServicesAtRetail":1550,"cashServicesAtCounter":1560,"providerInfrastructure":1565},{"girocard":1395,"debitCard":1421,"creditCard":1446,"alternativeDebitCardDescription":1467},{"name":1396,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":1397,"issuanceType":170,"includedQuantity":144,"withdrawalNetworks":1398,"additionalDescription":1400,"cashDepositAtTerminal":1401,"paymentInHomeCurrency":1404,"atmWithdrawalForeignEu":1406,"atmWithdrawalOwnNetwork":1411,"paymentInForeignCurrency":1414,"atmWithdrawalForeignNonEu":1416,"atmWithdrawalPartnerNetwork":1418},"Debitkarte (girocard V PAY)",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[1399,576],"TARGOBANK","Inklusive V PAY Co-Badge für den europaweiten Einsatz. Kontaktloses Bezahlen möglich. Im Online-Konto sind 3 monatliche Abhebungen an fremden Automaten im Inland inklusive.",{"standardFee":1402,"conditionsDescription":1403},{"amount":90},"Kostenlos an TARGOBANK-eigenen Einzahlungsautomaten",{"standardFee":1405},{"amount":90},{"freeQuota":256,"quotaPeriod":1019,"standardFee":1407,"conditionsDescription":1410},{"minimumFee":1408,"percentage":1409},5.95,0.011,"3x monatlich kostenlos an fremden Geldautomaten im Inland. Danach/Ansonsten 1,10 % (mind. 5,95 €).",{"standardFee":1412,"conditionsDescription":1413},{"amount":90},"Kostenlos an allen TARGOBANK Geldautomaten",{"conditionsDescription":1415},"1,85 % Auslandseinsatzentgelt (nur im europäischen Ausland/V PAY möglich)",{"conditionsDescription":1417},"Im außereuropäischen Ausland technisch nicht nutzbar",{"standardFee":1419,"conditionsDescription":1420},{"amount":90},"Kostenlos im CashPool-Verbund sowie bei Partnerbanken (z. B. Crédit Mutuel, CIC, Beobank, TARGOBANK Spanien)",{"name":799,"scheme":168,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":1422,"issuanceType":170,"includedQuantity":144,"withdrawalNetworks":1423,"additionalDescription":1424,"cashDepositAtTerminal":1425,"paymentInHomeCurrency":1428,"atmWithdrawalForeignEu":1430,"atmWithdrawalOwnNetwork":1433,"paymentInForeignCurrency":1436,"atmWithdrawalForeignNonEu":1440,"atmWithdrawalPartnerNetwork":1443},{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[176,576],"Kontaktloses Bezahlen, Apple Pay und Google Pay möglich. Täglicher Verfügungsrahmen von 1.100 €.",{"standardFee":1426,"conditionsDescription":1427},{"amount":90},"Kostenlose Einzahlung von Scheinen an TARGOBANK Einzahlautomaten.",{"standardFee":1429},{"amount":90},{"freeQuota":256,"quotaPeriod":1019,"standardFee":1431},{"amount":1432},3.95,{"standardFee":1434,"conditionsDescription":1435},{"amount":90},"Kostenlos an allen TARGOBANK Geldautomaten.",{"standardFee":1437,"conditionsDescription":1439},{"percentage":1438},0.0385,"3,85% Fremdwährungsentgelt (bestehend aus 1,85% Auslandseinsatzentgelt und 2,00% Kurszuschlag).",{"standardFee":1441,"conditionsDescription":1442},{"amount":1432,"percentage":1438},"3,95 € zzgl. 3,85% Fremdwährungsentgelt (bestehend aus 1,85% Auslandseinsatzentgelt und 2,00% Kurszuschlag).",{"standardFee":1444,"conditionsDescription":1445},{"amount":90},"Kostenlos an ca. 2.800 Geldautomaten der CashPool-Partner in Deutschland.",{"name":1447,"scheme":168,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":1448,"issuanceType":143,"includedQuantity":144,"cashDepositAtTerminal":1449,"paymentInHomeCurrency":1450,"atmWithdrawalForeignEu":1452,"atmWithdrawalOwnNetwork":1456,"paymentInForeignCurrency":1458,"atmWithdrawalForeignNonEu":1461,"atmWithdrawalPartnerNetwork":1466},"Visa Online-Classic-Kreditkarte",{"feeAmount":90,"feePeriod":141,"oneTimeFee":90,"isIncludedInAccountFee":71},{},{"standardFee":1451},{"amount":90},{"standardFee":1453,"conditionsDescription":1455},{"minimumFee":1408,"percentage":1454},0.035,"3,50 % Abhebegebühr (mind. 5,95 €).",{"standardFee":1457},{"amount":90},{"standardFee":1459,"conditionsDescription":1460},{"percentage":1438},"3,85 % Fremdwährungsentgelt (bestehend aus 1,85 % Auslandseinsatzentgelt und 2,00 % Kurszuschlag).",{"standardFee":1462,"conditionsDescription":1465},{"minimumFee":1463,"percentage":1464},7.95,0.055,"3,50 % Abhebegebühr (mind. 5,95 €) zzgl. 2,00 % Kurszuschlag.",{},"Zusätzliche Partnerkarte für 7,50 € pro Jahr erhältlich. Eine Girocard mit Kontaktlosfunktion kann optional für einmalig 10,00 € (Laufzeit 4 Jahre) dazu gebucht werden.",{"accountType":215,"isBranchAccount":45,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":1471,"keyFeatures":1472},[],[220],{"arranged":1474,"tolerated":1477},{"isAvailable":45,"interestRate":1475,"conditionsDescription":653},{"min":1476},0.0877,{"isAvailable":45,"interestRate":1478},{"min":1476},{"easeScore":112,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":46,"providesImmediateAccess":71,"availableVerificationMethods":1480},[229,231],{"age":1482,"restrictions":1483,"targetAudience":1484,"conditionsDescription":1486,"otherSpecialConditions":97},{"min":234},[],[237,1485],"PENSIONER","Privates Girokonto mit Fokus auf Online-Banking. Die Kontoführung ist ab einem monatlichen Gehaltseingang von mindestens 600 € oder einem Guthaben von 10.000 € kostenlos.",{"savings":46,"overdraft":1488,"creditInterest":46,"savingsInterest":1493,"accountMaintenance":1497},{"billingFrequency":243,"arrangedOverdraft":1489,"unarrangedOverdraft":1491},{"isVariable":45,"interestRate":1476,"conditionsDescription":1490,"interestFreeQuotaAmount":320},"8,77 % p.a. variabel, bis 200 € zinsfrei (Dispo-Freigrenze), bei Überschreitung fallen Zinsen für den gesamten Sollbetrag an.",{"isVariable":45,"interestRate":1476,"conditionsDescription":1492},"8,77 % p.a. variabel",{"type":249,"isAvailable":45,"regularRate":1494,"savingsAccountName":259},{"isVariable":45,"annualInterestRate":1495,"conditionsDescription":1496},0.006,"0,60 % p.a. variabel am separaten Tagesgeldkonto",{"bestCaseFee":90,"standardFee":1432,"conditionGroup":1498,"conditionsDescription":1507},{"logic":262,"conditions":1499},[1500,1503],{"type":265,"value":1501,"purpose":267,"frequency":268,"description":1502},600,"Monatlicher Gehaltseingang von mindestens 600 €",{"type":1504,"value":1505,"purpose":267,"frequency":268,"description":1506},"MINIMUM_BALANCE",10000,"Ständiges Guthaben von mindestens 10.000 € bei der TARGOBANK","Kostenlos ab 600 € monatlichem Gehaltseingang oder 10.000 € Guthaben",{"checkDeposit":1509,"transactions":1510,"onlineTransfer":1528,"instantTransfer":1530,"standingOrderSetup":1532,"counterTransferPaper":1535,"directDebitExecution":1538,"standingOrderExecution":1540},{},{"onlineTransfer":1511,"standingOrderSetup":1514,"rejectedDirectDebit":1517,"paperStatementByPost":1521,"standingOrderExecution":1525},{"standardFee":1512,"conditionsDescription":1513},{"amount":90},"Überweisungen im Online-Banking und in der App sind kostenlos.",{"standardFee":1515,"conditionsDescription":1516},{"amount":90},"Einrichtung und Änderung über das Online-Banking sind kostenlos.",{"standardFee":1518,"conditionsDescription":1520},{"amount":1519},1.88,"Entgelt für die Benachrichtigung über die berechtigte Ablehnung einer Lastschrift mangels Deckung.",{"standardFee":1522,"conditionsDescription":1524},{"amount":1523},2.73,"Zusätzliches Entgelt pro Kontoauszug bei Postversand auf Verlangen: 2,73 € zzgl. Porto (0,85 €).",{"standardFee":1526,"conditionsDescription":1527},{"amount":90},"Die Ausführung von Daueraufträgen ist kostenlos.",{"standardFee":1529,"conditionsDescription":1513},{"amount":90},{"standardFee":1531},{"amount":90},{"standardFee":1533,"conditionsDescription":1534},{"amount":90},"Einrichtung und Änderung über das Online-Banking sind kostenlos. In der Filiale oder telefonisch fallen 3,50 € an.",{"standardFee":1536},{"amount":1537},3.5,{"standardFee":1539},{"amount":90},{},{"is24x7":71,"channels":1542},[658],{"supportsWero":71,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":1544,"weroDescription":1545,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303],{},[1547],{"name":1548,"isIncluded":45,"productType":312,"conditionsDescription":1549},"Direkt-Depot","Kostenlose Depotführung bei Nutzung des Online-Postfachs (Direkt-Depot).",{"deposit":1551,"withdrawal":1555,"partnerNetworks":1557,"serviceProvider":46},{"standardFee":1552,"freeQuotaAmount":1553,"maximumTransactionAmount":1554,"minimumTransactionAmount":90},{"amount":90},100,999,{"standardFee":1556,"minimumTransactionAmount":90},{"amount":90},[933,1558,1559,929,1140],"PENNY","real",{"deposit":1561,"withdrawal":1563},{"standardFee":1562},{"amount":90},{"standardFee":1564},{"amount":90},{"depositInsurance":1566},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:23:09.013Z",{"id":1569,"brandId":1570,"importKeys":1571,"financeAdsProductIds":1573,"productTypeKey":85,"rootWebsiteUrl":1575,"affiliateUrl":1576,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":1577,"isActive":45,"popularIndex":46,"fairnessScore":90,"marketingHighlights":1578,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":1582,"updatedAt":1583,"brand":1584,"productType":1741,"productDetailVersion":1742},15862,2728,{"bafin":1572},"2728_Postbank Giro extra plus_checking_account",[1574],169,"https://www.postbank.de/privatkunden/produkte/konten-karten/girokonten/giro-extra-plus.html","https://www.financeads.net/tc.php?t=78076C42609003D&product=169","Postbank Giro extra plus",{"header":1579,"ribbon":1581},{"icon":93,"text":1580,"color":95},"Dauerhaft kostenlose Mastercard inklusive",{"text":97,"color":97,"tooltip":97},"2026-02-23T10:18:26.462Z","2026-05-19T06:38:16.882Z",{"id":1570,"key":1585,"slug":1586,"importKeys":1587,"logoImageId":234,"faviconImageId":46,"rootWebsiteUrl":1588,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":1589,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":1590,"branchZipCodes":1591,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":1735,"financeAdsAdvertiserId":1736,"appleAppRating":756,"googlePlayRating":879,"createdAt":1737,"updatedAt":1738,"logoImage":1739},"Postbank","postbank",{"bafin":1585},"https://www.postbank.de","direkt@postbank.de",356,[1592,1593,1594,383,1595,384,386,1183,1184,1596,1597,1598,387,388,1599,389,390,391,1188,392,1600,1601,394,1602,395,1603,1604,1189,1605,1191,1192,1193,1606,1607,1196,399,1608,1200,1201,1609,1202,1610,401,1611,1612,404,1613,406,1614,1615,408,409,1204,411,412,1616,1617,416,1210,1211,1618,1213,1214,1215,1619,418,1620,1218,1219,1621,1622,1623,419,1624,1625,422,423,1626,424,1222,1223,1224,1225,1627,425,1229,1628,1231,1629,1630,428,1631,430,1632,431,1633,1634,1238,434,1239,436,1240,1635,1242,1243,437,1244,438,439,440,441,1247,1636,442,443,1637,444,1638,445,1639,1640,446,447,1251,448,1641,1642,1643,1644,1255,450,452,453,455,1257,457,1260,1261,1645,463,465,1273,466,467,1646,468,1647,469,1280,1648,471,1282,472,1284,473,1288,475,476,1649,477,1291,1650,478,1293,1294,1295,1296,1297,1651,1299,1652,1653,1301,1654,1302,481,1303,1655,482,483,1304,484,1305,1656,485,485,1657,1658,1659,486,1309,487,1660,1661,488,1310,489,1662,1663,491,1664,1313,493,1316,494,495,1665,1321,1666,1667,496,1324,497,1668,1325,498,1669,499,500,1670,501,1671,1672,1326,502,503,1673,504,1674,1327,506,1675,1330,1331,508,1676,1332,1334,510,1335,1677,512,1678,513,514,1679,1680,1681,1681,1682,1341,1343,1344,1683,518,519,1684,1345,521,522,1685,1346,1686,1687,1688,1689,523,524,1347,1690,1349,525,1691,1351,527,528,1692,1693,529,1694,1695,530,531,1352,1696,1697,1698,533,1699,1700,1701,1702,1703,1704,1705,1706,1707,1708,535,1709,1710,536,1711,537,1712,1358,1713,1714,1715,538,538,1716,1717,1718,539,1719,1361,540,1720,1721,541,1722,109,1723,1365,1366,1724,542,1367,1368,1725,1369,1370,1726,1727,1371,543,1728,1372,1373,1729,545,1374,1730,1376,546,547,1731,1732,549,1733,1377,550,1378,1379,1734],"01067","01277","01796","02826","04315","04329","04860","06886","09456","10178","10319","10585","10623","10827","12247","12359","13125","13409","13465","13581","14163","14513","15517","15711","20099","21033","21614","22159","22459","22846","22880","22926","23758","23879","24837","25813","27356","27570","27753","28207","29439","30449","30853","32105","35683","37308","38102","38300","38350","39576","40210","40217","40476","44147","45768","45894","46446","48529","49565","50733","50931","50968","51105","51545","52525","53177","53225","53474","54516","54634","56410","56727","58089","60326","60439","61231","63128","63571","64293","64711","64807","65510","65719","66386","67098","68305","69469","70469","70563","71034","71083","72250","73525","74321","74613","74821","74889","75015","76530","77694","78532","78628","79312","79379","80689","80802","80992","81373","81477","81541","81671","81735","81825","82110","82152","82319","82362","83278","83435","84489","85221","85435","85540","85748","86551","86633","86720","87600","88212","88239","89231","90429","90489","91207","92318","92421","93059","94447","96052","97616","97688","99091","99974",4500,1091,"2026-02-23T09:17:52.166Z","2026-03-25T12:30:48.141Z",{"key":1740,"bucket":118},"public/8ee845554b.png",{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":1743,"productId":1569,"score":1744,"maxScore":125,"rank":1745,"scorePremium":1746,"maxScorePremium":127,"rankPremium":1747,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":1748,"validTo":46,"specificAttributes":1749,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":1903},29267,221,16,321,41,"2026-02-17T00:00:00.000Z",{"cards":1750,"account":1812,"documents":1813,"marketing":1814,"overdraft":1817,"onboarding":1824,"eligibility":1826,"feesAndRates":1832,"transactions":1855,"customerSupport":1880,"digitalFeatures":1882,"companionProducts":1885,"cashServicesAtRetail":1889,"cashServicesAtCounter":1896,"providerInfrastructure":1901},{"girocard":1751,"debitCard":1772,"creditCard":1790,"alternativeDebitCardDescription":1810,"alternativeCreditCardDescription":1811},{"name":1752,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":1753,"issuanceType":170,"includedQuantity":144,"withdrawalNetworks":1755,"additionalDescription":1756,"cashDepositAtTerminal":1757,"paymentInHomeCurrency":1760,"atmWithdrawalForeignEu":1762,"atmWithdrawalOwnNetwork":1765,"paymentInForeignCurrency":1768,"atmWithdrawalForeignNonEu":1770},"Postbank Card GOLD",{"feeAmount":90,"feePeriod":141,"conditionsDescription":1754,"isIncludedInAccountFee":45},"Die erste Postbank Card GOLD ist im Kontopaket enthalten. Jede weitere Karte kostet 6,00 € pro Jahr.",[996,777],"Goldene Girocard mit V PAY Co-Badge. Inklusive Kontaktlosfunktion und Unterstützung für digitale Karten (Apple Pay/Google Pay via digitaler Version).",{"standardFee":1758,"conditionsDescription":1759},{"amount":90},"Kostenfrei an Postbank-Geldautomaten mit Einzahlfunktion.",{"standardFee":1761},{"amount":90},{"standardFee":1763,"conditionsDescription":1764},{"amount":90},"An fremden Geldautomaten in Deutschland und im EU-Ausland (Euro) berechnet die Postbank für Inhaber des Giro extra plus Kontos kein eigenes Entgelt; es können jedoch Entgelte des Automatenbetreibers anfallen.",{"standardFee":1766,"conditionsDescription":1767},{"amount":90},"Kostenlos an ca. 6.000 Geldautomaten der Cash Group (Postbank, Deutsche Bank, Commerzbank, HVB) sowie an teilnehmenden Shell-Tankstellen.",{"standardFee":1769,"conditionsDescription":162},{},{"standardFee":1771,"conditionsDescription":165},{},{"name":1773,"scheme":195,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":1774,"issuanceType":170,"includedQuantity":144,"cashDepositAtTerminal":1775,"paymentInHomeCurrency":1777,"atmWithdrawalForeignEu":1779,"atmWithdrawalOwnNetwork":1782,"paymentInForeignCurrency":1784,"atmWithdrawalForeignNonEu":1786,"atmWithdrawalPartnerNetwork":1788},"Postbank Card",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},{"standardFee":1776},{"amount":90},{"standardFee":1778},{"amount":90},{"standardFee":1780},{"minimumFee":1781,"percentage":784},5.99,{"standardFee":1783},{"amount":90},{"standardFee":1785},{"percentage":637},{"standardFee":1787},{"minimumFee":1781,"percentage":784},{"standardFee":1789},{"amount":90},{"name":1791,"scheme":1792,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":1793,"issuanceType":170,"includedQuantity":144,"cashDepositAtTerminal":1794,"paymentInHomeCurrency":1796,"atmWithdrawalForeignEu":1798,"atmWithdrawalOwnNetwork":1801,"paymentInForeignCurrency":1803,"atmWithdrawalForeignNonEu":1805,"atmWithdrawalPartnerNetwork":1808},"Mastercard","MASTERCARD",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},{"standardFee":1795},{},{"standardFee":1797},{"amount":90},{"standardFee":1799},{"minimumFee":128,"percentage":1800},0.025,{"standardFee":1802},{"percentage":1800},{"standardFee":1804},{"minimumFee":90,"percentage":637},{"standardFee":1806},{"minimumFee":128,"percentage":1807},0.0435,{"standardFee":1809},{},"Zusätzliche Postbank Card (6 €/Jahr), Postbank Card Plus (18 €/Jahr)","Mastercard Gold (30 €/Jahr), Mastercard Platinum (79 €/Jahr)",{"accountType":215,"isBranchAccount":45,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":1815,"keyFeatures":1816},[],[220],{"arranged":1818,"tolerated":1821},{"isAvailable":45,"interestRate":1819},{"min":1820},0.0892,{"isAvailable":45,"interestRate":1822},{"min":1823},0.1025,{"easeScore":128,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":128,"providesImmediateAccess":45,"availableVerificationMethods":1825},[229],{"age":1827,"restrictions":1828,"targetAudience":1829,"conditionsDescription":1830,"otherSpecialConditions":1831},{"min":234},[],[237],"Premium-Girokonto für Privatkunden, das ab einem monatlichen bargeldlosen Geldeingang von 3.000 € kostenlos geführt wird (ansonsten fällt ein monatliches Entgelt von 11,90 € an).","Das Kontopaket beinhaltet eine Postbank Card Gold, eine Mastercard Kreditkarte sowie ein Wertpapierdepot (Bonität vorausgesetzt).",{"overdraft":1833,"custodyFee":1838,"creditInterest":46,"savingsInterest":1839,"accountMaintenance":1847},{"billingFrequency":243,"arrangedOverdraft":1834,"unarrangedOverdraft":1836},{"isVariable":45,"interestRate":1820,"conditionsDescription":1835},"8,92 % p. a. variabel",{"isVariable":45,"interestRate":1823,"conditionsDescription":1837},"10,25 % p. a. variabel für geduldete Überziehungen",{"rate":90,"freeAmount":90},{"type":249,"isAvailable":45,"regularRate":1840,"subAccounts":1842,"promotionalRate":1843,"savingsAccountName":259},{"isVariable":45,"annualInterestRate":1075,"conditionsDescription":1841},"0,75 % p.a. variabel auf dem zugehörigen Tagesgeldkonto",{"maxCount":256},{"maximumAmount":1844,"durationMonths":112,"annualInterestRate":1845,"conditionsDescription":1846},250000,0.028,"2,80 % p.a. für 4 Monate für Neugeld (Mindestanlage 2.500 €)",{"bestCaseFee":90,"standardFee":1848,"conditionGroup":1849,"conditionsDescription":1854},11.9,{"logic":679,"conditions":1850},[1851],{"type":265,"value":1852,"purpose":267,"frequency":268,"description":1853},3000,"Mindestens 3.000 € monatlicher Geldeingang","Kostenlos ab 3.000 € monatlichem Geldeingang",{"checkDeposit":1856,"transactions":1859,"onlineTransfer":1866,"instantTransfer":1869,"standingOrderSetup":1871,"counterTransferPaper":1874,"directDebitExecution":1876,"standingOrderExecution":1878},{"standardFee":1857,"conditionsDescription":1858},{"amount":90},"Die Einreichung von Inlandsschecks (Scheckeinzugsauftrag) ist im Kontomodell Giro extra plus kostenlos enthalten, auch bei beleghafter Erteilung.",{"onlineTransfer":1860,"standingOrderSetup":1863},{"standardFee":1861,"conditionsDescription":1862},{"amount":90},"SEPA-Überweisungen im Online- und Telefon-Banking sind im Kontomodell Giro extra plus kostenlos enthalten.",{"standardFee":1864,"conditionsDescription":1865},{"amount":90},"Einrichtung, Änderung und Löschung von Daueraufträgen (auch Echtzeit-Daueraufträge) sind kostenlos.",{"standardFee":1867,"conditionsDescription":1868},{"amount":90},"SEPA-Überweisungen via Online-Banking, Mobile-Banking oder Telefon-Banking (Personal/Sprachcomputer) sind kostenlos.",{"standardFee":1870},{"amount":90},{"standardFee":1872,"conditionsDescription":1873},{"amount":90},"Die Einrichtung, Änderung und Löschung von Daueraufträgen (auch Echtzeit-Daueraufträge) ist kostenlos.",{"standardFee":1875},{},{"standardFee":1877},{"amount":90},{"standardFee":1879},{},{"is24x7":71,"channels":1881},[658],{"supportsWero":45,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":1883,"weroDescription":1884,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304],{},[1886],{"name":1887,"isIncluded":45,"productType":312,"conditionsDescription":1888},"Postbank Depot","Ein Wertpapierdepot ist im Kontopaket enthalten (Bonität vorausgesetzt).",{"deposit":1890,"withdrawal":1892,"partnerNetworks":1895,"serviceProvider":46},{"standardFee":1891,"maximumTransactionAmount":1135,"minimumTransactionAmount":90},{"percentage":923},{"standardFee":1893,"maximumTransactionAmount":1894,"minimumTransactionAmount":90},{"amount":90},300,[933,932,929],{"deposit":1897,"withdrawal":1899},{"standardFee":1898},{"amount":90},{"standardFee":1900},{"amount":90},{"depositInsurance":1902},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:21:19.464Z",{"id":1905,"brandId":1906,"importKeys":1907,"financeAdsProductIds":1909,"productTypeKey":85,"rootWebsiteUrl":46,"affiliateUrl":46,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":1910,"isActive":45,"popularIndex":1745,"fairnessScore":90,"marketingHighlights":1911,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":1917,"updatedAt":1918,"brand":1919,"productType":1932,"productDetailVersion":1933},16996,2947,{"bafin":1908},"2947_Standard_checking_account",[],"Standard",{"header":1912,"ribbon":1914},{"icon":1913,"text":369,"color":95},"i-lucide-check-circle",{"text":1915,"color":962,"tooltip":1916},"20€ Willkommensbonus","Gültig bis 31.12.2026 für Neukunden nach der ersten Kartenzahlung von mindestens 1€. Quelle: revolut.com","2026-02-23T10:18:53.222Z","2026-05-19T08:53:07.511Z",{"id":1906,"key":1920,"slug":1921,"importKeys":1922,"logoImageId":1923,"faviconImageId":46,"rootWebsiteUrl":1924,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":1925,"legalDepositInsurance":45,"legalDepositInsuranceCountry":1926,"voluntaryDepositInsurance":71,"numberOfDomesticBranches":46,"branchZipCodes":46,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":110,"financeAdsAdvertiserId":46,"appleAppRating":1001,"googlePlayRating":1927,"createdAt":1928,"updatedAt":1929,"logoImage":1930},"Revolut","revolut",{"bafin":1920},29,"https://www.revolut.com/de-DE/","https://www.revolut.com/de-DE/contact-us/","LT",4.8,"2026-02-23T09:17:53.626Z","2026-03-02T16:10:41.723Z",{"key":1931,"bucket":118},"public/ce299475a5.png",{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":1934,"productId":1905,"score":1935,"maxScore":125,"rank":1173,"scorePremium":1936,"maxScorePremium":127,"rankPremium":1937,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":132,"validTo":46,"specificAttributes":1938,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":2025},30401,214,247,70,{"cards":1939,"account":1957,"documents":1958,"marketing":1959,"overdraft":1962,"onboarding":1965,"eligibility":1967,"feesAndRates":1972,"transactions":1987,"customerSupport":2011,"digitalFeatures":2013,"companionProducts":2016,"cashServicesAtCounter":2018,"providerInfrastructure":2023},{"girocard":46,"debitCard":1940,"alternativeDebitCardDescription":1956},{"name":1941,"scheme":168,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":1942,"issuanceType":170,"includedQuantity":144,"withdrawalNetworks":1944,"paymentInHomeCurrency":1945,"atmWithdrawalForeignEu":1947,"atmWithdrawalOwnNetwork":1949,"paymentInForeignCurrency":1951,"atmWithdrawalForeignNonEu":1954},"Revolut Standard",{"feeAmount":90,"feePeriod":141,"oneTimeFee":1943,"isIncludedInAccountFee":45},4.99,[176,1791],{"standardFee":1946},{"amount":90},{"freeQuota":128,"quotaPeriod":1019,"standardFee":1948,"freeQuotaAmount":320},{"amount":90},{"freeQuota":128,"quotaPeriod":1019,"standardFee":1950,"freeQuotaAmount":320},{"amount":90},{"quotaPeriod":1019,"standardFee":1952,"freeQuotaAmount":1953},{"amount":90},1000,{"freeQuota":128,"quotaPeriod":1019,"standardFee":1955,"freeQuotaAmount":320},{"amount":90},"Plus (2,99 €/Monat), Premium (7,99 €/Monat), Metal (13,99 €/Monat) und Ultra (60 €/Monat) als optionale Upgrades verfügbar.",{"accountType":215,"isBranchAccount":71,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":1960,"keyFeatures":1961},[],[220],{"arranged":1963,"tolerated":1964},{"isAvailable":71},{"isAvailable":71},{"easeScore":128,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":46,"providesImmediateAccess":45,"availableVerificationMethods":1966},[229],{"age":1968,"restrictions":1969,"targetAudience":1970,"conditionsDescription":1971,"otherSpecialConditions":97},{"min":234},[],[],"Kostenloses Girokonto für Privatpersonen ab 18 Jahren mit Wohnsitz in Deutschland. Die Kontoeröffnung erfolgt ausschließlich digital über die mobile App.",{"overdraft":1973,"creditInterest":46,"savingsInterest":1975,"accountMaintenance":1984},{"arrangedOverdraft":46,"unarrangedOverdraft":46,"additionalDescription":1974},"Revolut bietet für Kunden in Deutschland derzeit keinen Dispositionskredit (eingeräumte Kontoüberziehung) und keine geduldete Kontoüberziehung für das Standard-Konto an. Das Konto wird rein auf Guthabenbasis geführt; Transaktionen, die zu einem negativen Kontostand führen würden, werden grundsätzlich abgelehnt.",{"type":1976,"isAvailable":45,"regularRate":1977,"subAccounts":1980,"promotionalRate":1982,"savingsAccountName":259},"INTEGRATED_SUBACCOUNT",{"isVariable":45,"maximumAmount":1081,"annualInterestRate":1978,"conditionsDescription":1979},0.017,"1,70 % p.a. variabel bis 100.000 € Guthaben im Standard-Modell.",{"conditionsDescription":1981},"Unbegrenzte Anzahl an Pockets (Unterkonten) zur Budgetierung und zum Sparen kostenlos möglich.",{"maximumAmount":1081,"durationMonths":256,"annualInterestRate":1083,"conditionsDescription":1983},"3,00 % p.a. Aktionszins für die ersten 3 Monate nach Kontoeröffnung.",{"bestCaseFee":90,"standardFee":90,"conditionGroup":1985,"conditionsDescription":681},{"logic":679,"conditions":1986},[],{"checkDeposit":1988,"transactions":1990,"onlineTransfer":1997,"instantTransfer":2000,"standingOrderSetup":2002,"counterTransferPaper":2005,"directDebitExecution":2007,"standingOrderExecution":2009},{"standardFee":1989},{},{"onlineTransfer":1991,"standingOrderSetup":1994},{"standardFee":1992,"conditionsDescription":1993},{"amount":90},"Kostenlose SEPA-Überweisungen in Euro innerhalb des EWR.",{"standardFee":1995,"conditionsDescription":1996},{"amount":90},"Einrichtung und Änderung von Daueraufträgen in der App kostenlos.",{"standardFee":1998,"conditionsDescription":1999},{"amount":90},"Kostenlose SEPA-Überweisungen in Euro innerhalb des SEPA-Raums.",{"standardFee":2001},{"amount":90},{"standardFee":2003,"conditionsDescription":2004},{"amount":90},"Einrichtung und Änderung von Daueraufträgen in der Revolut App sind kostenlos.",{"standardFee":2006},{},{"standardFee":2008},{"amount":90},{"standardFee":2010},{},{"is24x7":71,"channels":2012},[],{"supportsWero":45,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":2014,"weroDescription":2015,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304,305,307],{},[2017],{"name":311,"isIncluded":45,"productType":312,"conditionsDescription":313},{"deposit":2019,"withdrawal":2021},{"standardFee":2020},{},{"standardFee":2022},{},{"depositInsurance":2024},{"statutorySchemeName":353,"statutorySchemeCountry":1926},"2026-02-23T10:22:00.436Z",{"id":2027,"brandId":2028,"importKeys":2029,"financeAdsProductIds":2031,"productTypeKey":85,"rootWebsiteUrl":2033,"affiliateUrl":2034,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":739,"isActive":45,"popularIndex":563,"fairnessScore":90,"marketingHighlights":2035,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":2040,"updatedAt":2041,"brand":2042,"productType":2054,"productDetailVersion":2055},15163,2612,{"bafin":2030},"2612_Girokonto_checking_account",[2032],159,"https://www.ing.de/girokonto","https://www.financeads.net/tc.php?t=78076C12409003D&product=159",{"header":2036,"ribbon":2037},{"icon":97,"text":97,"color":97},{"text":2038,"color":962,"tooltip":2039},"200€ Bonus","200 € Prämie bei Eröffnung bis 31.05.2026. Voraussetzung: 2 aufeinanderfolgende monatliche Geldeingänge (Lohn, Gehalt oder Rente) sowie Einwilligung zu „Tipps für Sie persönlich“.","2026-02-23T10:18:10.680Z","2026-05-19T08:50:26.989Z",{"id":2028,"key":2043,"slug":2044,"importKeys":2045,"logoImageId":1161,"faviconImageId":46,"rootWebsiteUrl":2046,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":2047,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":46,"branchZipCodes":46,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":2048,"financeAdsAdvertiserId":2049,"appleAppRating":1927,"googlePlayRating":756,"createdAt":2050,"updatedAt":2051,"logoImage":2052},"ING-DiBa AG","ing-diba-ag",{"bafin":2043},"https://www.ing.de/","info@ing.de",48200,1015,"2026-02-23T09:17:51.326Z","2026-03-25T12:25:53.037Z",{"key":2053,"bucket":118},"public/d216bf4787.png",{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":2056,"productId":2027,"score":2057,"maxScore":125,"rank":2058,"scorePremium":2059,"maxScorePremium":127,"rankPremium":2060,"scoreYouth":2061,"maxScoreYouth":130,"rankYouth":2062,"validFrom":2063,"validTo":46,"specificAttributes":2064,"changeDescriptionKey":1149,"sourceUrl":46,"createdAt":2195},34664,210,23,203,97,375,1158,"2026-03-16T21:35:00.000Z",{"cards":2065,"account":2113,"documents":2114,"marketing":2115,"overdraft":2122,"onboarding":2128,"eligibility":2130,"feesAndRates":2136,"transactions":2156,"customerSupport":2177,"digitalFeatures":2179,"companionProducts":2182,"cashServicesAtRetail":2184,"cashServicesAtCounter":2190,"providerInfrastructure":2193},{"girocard":2066,"debitCard":2090,"alternativeDebitCardDescription":2112},{"name":2067,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":2068,"issuanceType":143,"includedQuantity":144,"withdrawalNetworks":2071,"additionalDescription":2073,"cashDepositAtTerminal":2074,"paymentInHomeCurrency":2078,"atmWithdrawalForeignEu":2080,"atmWithdrawalOwnNetwork":2083,"paymentInForeignCurrency":2086,"atmWithdrawalForeignNonEu":2088},"girocard [debitkarte]",{"feeAmount":2069,"feePeriod":141,"conditionsDescription":2070,"isIncludedInAccountFee":71},17.88,"1,49 € monatliche Gebühr.",[2072],"ING","Die girocard wird seit Juli 2023 ohne internationales Co-Badge (Maestro/V PAY) ausgegeben und ist für den Einsatz im deutschen Inland konzipiert.",{"standardFee":2075,"conditionsDescription":2077,"minimumTransactionAmount":90},{"percentage":2076},0.0125,"An ING-Einzahlautomaten mit der girocard: 1% vom Betrag, mindestens 2,50 € und maximal 7,50 €.",{"standardFee":2079},{"amount":90},{"standardFee":2081,"conditionsDescription":2082,"minimumTransactionAmount":820},{"amount":128},"An fremden Automaten im Inland und im Euro-Ausland fallen 5,00 € an (zzgl. ggf. Automatenbetreiber-Entgelt). Nutzung im Ausland mangels Co-Badge stark eingeschränkt.",{"standardFee":2084,"conditionsDescription":2085,"minimumTransactionAmount":820},{"amount":90},"Kostenlos an ING-Geldautomaten in Deutschland ab 50 €.",{"conditionsDescription":2087},"Nicht möglich – kein internationales Co-Badge (Maestro/V PAY).",{"conditionsDescription":2089},"Im außereuropäischen Ausland technisch nicht nutzbar (kein internationales Co-Badge).",{"name":2091,"scheme":168,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":2092,"issuanceType":170,"specialFeatures":2093,"includedQuantity":144,"withdrawalNetworks":2099,"additionalDescription":2100,"paymentInHomeCurrency":2101,"atmWithdrawalForeignEu":2103,"atmWithdrawalOwnNetwork":2105,"paymentInForeignCurrency":2107,"atmWithdrawalForeignNonEu":2110},"VISA Card [Debitkarte]",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[2094,2097],{"name":2095,"description":2096},"Wechselgeld-Sparen","Zahlungen werden auf den vollen Euro aufgerundet und die Differenz automatisch auf das Extra-Konto gespart.",{"name":804,"description":2098},"Die PIN der Visa Card kann am Geldautomaten oder in der App selbst festgelegt werden.",[176],"Inklusive Wunsch-PIN, Apple Pay und Google Pay. Bargeldabhebungen ab 50 € kostenlos an ca. 97 % aller Automaten in Deutschland und allen Euro-Ländern.",{"standardFee":2102},{"amount":90},{"standardFee":2104,"minimumTransactionAmount":820},{"amount":90},{"standardFee":2106,"minimumTransactionAmount":820},{"amount":90},{"standardFee":2108,"conditionsDescription":2109},{"percentage":791},"2,20% Auslandseinsatzentgelt (Währungsumrechnungsentgelt).",{"standardFee":2111,"conditionsDescription":2109},{"percentage":791},"Das Girokonto kann gegen einen Aufpreis von 1 € pro Monat als 'Girokonto Future' mit sozial-ökologischem Fokus geführt werden, die Visa Debitkarte bleibt dabei identisch.",{"accountType":238,"isBranchAccount":71,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":2116,"keyFeatures":2120},[2117],{"title":2118,"description":2119},"200 € Gutschrift","Girokonto bis zum 31.05.2026 eröffnen, 2 aufeinanderfolgende monatliche Geldeingänge (Lohn, Gehalt oder Rente) bringen sowie Einwilligung zu „Tipps für Sie persönlich“ erteilen.",[2121],"Kostenlose Bargeldauszahlung im Ausland (Eurozone) möglich.",{"arranged":2123,"tolerated":2126},{"isAvailable":45,"interestRate":2124},{"min":2125},0.09140000000000001,{"isAvailable":45,"interestRate":2127},{"min":2125},{"easeScore":112,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":46,"providesImmediateAccess":71,"availableVerificationMethods":2129},[229,230,231],{"age":2131,"restrictions":2132,"targetAudience":2133,"conditionsDescription":2134,"otherSpecialConditions":2135},{"min":234},[],[238,239,237],"Kostenloses Girokonto für Personen unter 28 Jahren oder bei einem monatlichen Geldeingang von mindestens 1.000 €.","Das Konto ist ausschließlich für die private Nutzung vorgesehen, eine geschäftliche oder gewerbliche Nutzung ist nicht gestattet.",{"overdraft":2137,"creditInterest":46,"savingsInterest":2142,"accountMaintenance":2150},{"billingFrequency":243,"arrangedOverdraft":2138,"unarrangedOverdraft":2141},{"isVariable":45,"interestRate":2139,"conditionsDescription":2140},0.0963,"9,63 % p.a. variabler Sollzins",{"isVariable":45,"interestRate":2139,"conditionsDescription":2140},{"type":249,"isAvailable":45,"regularRate":2143,"subAccounts":2144,"promotionalRate":2146,"savingsAccountName":2149},{"isVariable":45,"annualInterestRate":1075,"conditionsDescription":1076},{"conditionsDescription":2145},"Kostenloses Tagesgeldkonto (Extra-Konto) als Verrechnungskonto zum Girokonto.",{"maximumAmount":1844,"durationMonths":112,"annualInterestRate":2147,"conditionsDescription":2148},0.032,"3,20 % p.a. für 4 Monate für Neukunden (Ersteröffnung eines Extra-Kontos), bis 250.000 €","Extra-Konto",{"bestCaseFee":90,"standardFee":1001,"conditionGroup":2151,"conditionsDescription":2155},{"logic":262,"conditions":2152},[2153,2154],{"type":265,"value":1953,"purpose":267,"frequency":268,"description":269},{"type":271,"value":884,"purpose":267,"frequency":273,"description":885},"Kostenlos ab 1.000 € monatlichem Geldeingang oder für alle unter 28 Jahren",{"checkDeposit":2157,"transactions":2158,"onlineTransfer":2165,"instantTransfer":2168,"standingOrderSetup":2170,"counterTransferPaper":2173,"directDebitExecution":2174,"standingOrderExecution":2176},{},{"onlineTransfer":2159,"standingOrderSetup":2162},{"standardFee":2160,"conditionsDescription":2161},{"amount":90},"SEPA-Überweisungen im Internetbanking oder per App sind kostenlos.",{"standardFee":2163,"conditionsDescription":2164},{"amount":90},"Einrichtung, Änderung und Löschung online oder mobil kostenlos.",{"standardFee":2166,"conditionsDescription":2167},{"amount":90},"SEPA-Überweisungen im Internetbanking oder über die App sind kostenlos.",{"standardFee":2169},{"amount":90},{"standardFee":2171,"conditionsDescription":2172},{"amount":90},"Einrichtung, Änderung und Löschung von Daueraufträgen online oder mobil kostenlos.",{},{"standardFee":2175},{"amount":90},{},{"is24x7":71,"channels":2178},[],{"supportsWero":45,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":2180,"weroDescription":2181,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304],{},[2183],{"name":311,"isIncluded":45,"productType":312,"conditionsDescription":313},{"deposit":2185,"withdrawal":2187,"partnerNetworks":2189,"serviceProvider":1141},{"standardFee":2186,"minimumTransactionAmount":820},{"percentage":923},{"standardFee":2188,"maximumTransactionAmount":1894},{"amount":90},[933,325,929,1140],{"deposit":2191,"withdrawal":2192},{},{},{"depositInsurance":2194},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-03-16T22:39:04.993Z",{"id":2197,"brandId":2198,"importKeys":2199,"financeAdsProductIds":2201,"productTypeKey":85,"rootWebsiteUrl":2203,"affiliateUrl":2204,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":2205,"isActive":45,"popularIndex":46,"fairnessScore":90,"marketingHighlights":2206,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":2210,"updatedAt":2211,"brand":2212,"productType":2223,"productDetailVersion":2224},14648,2505,{"bafin":2200},"2505_GiroDirekt_checking_account",[2202],6323,"https://www.1822direkt.de/girokonto","https://www.financeads.net/tc.php?t=78076C10709003D&product=6323","GiroDirekt",{"header":2207,"ribbon":2208},{"icon":97,"text":97,"color":97},{"text":2209,"color":962,"tooltip":97},"100€ Bonus","2026-02-23T10:17:59.418Z","2026-03-25T13:32:58.656Z",{"id":2198,"key":2213,"slug":2213,"importKeys":2214,"logoImageId":1082,"faviconImageId":46,"rootWebsiteUrl":2215,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":2216,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":46,"branchZipCodes":46,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":2217,"financeAdsAdvertiserId":2218,"appleAppRating":879,"googlePlayRating":112,"createdAt":2219,"updatedAt":2220,"logoImage":2221},"1822direkt",{"bafin":2213},"https://www.1822direkt.de","info@1822direkt.de",21000,1014,"2026-02-23T09:17:50.543Z","2026-03-25T12:26:04.397Z",{"key":2222,"bucket":118},"public/302dd3c302.png",{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":2225,"productId":2197,"score":2226,"maxScore":125,"rank":2227,"scorePremium":2228,"maxScorePremium":127,"rankPremium":2229,"scoreYouth":2230,"maxScoreYouth":130,"rankYouth":2231,"validFrom":2232,"validTo":46,"specificAttributes":2233,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":2357},28053,209,24,245,71,398,806,"2025-08-18T00:00:00.000Z",{"cards":2234,"account":2273,"documents":2274,"marketing":2275,"overdraft":2278,"onboarding":2284,"eligibility":2286,"feesAndRates":2295,"transactions":2314,"customerSupport":2335,"digitalFeatures":2337,"companionProducts":2340,"cashServicesAtRetail":2342,"cashServicesAtCounter":2350,"providerInfrastructure":2355},{"girocard":2235,"debitCard":46,"creditCard":2255,"alternativeDebitCardDescription":46,"alternativeCreditCardDescription":2272},{"name":2236,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":2237,"issuanceType":143,"includedQuantity":144,"withdrawalNetworks":2239,"additionalDescription":2241,"cashDepositAtTerminal":2242,"paymentInHomeCurrency":2245,"atmWithdrawalForeignEu":2247,"atmWithdrawalOwnNetwork":2250,"paymentInForeignCurrency":2253,"atmWithdrawalForeignNonEu":2254},"Sparkassen-Card",{"feeAmount":90,"feePeriod":141,"conditionsDescription":2238,"isIncludedInAccountFee":45},"Die Sparkassen-Card (girocard) mit V PAY ist kostenlos im Konto enthalten.",[2240],"Sparkassen","Die Karte verfügt über ein V PAY Co-Badge für die Nutzung im europäischen Ausland. Die Karte ist Apple Pay fähig.",{"standardFee":2243,"conditionsDescription":2244},{"amount":90},"Kostenlos an Einzahlungsautomaten der Frankfurter Sparkasse.",{"standardFee":2246},{"amount":90},{"standardFee":2248,"conditionsDescription":2249},{"percentage":2076},"An fremden Geldautomaten (In- und Ausland in Euro): 1,00 % vom Umsatz, mindestens 6,00 € (BaFin Angabe 1,25 %).",{"standardFee":2251,"conditionsDescription":2252},{"amount":90},"Kostenlos an allen ca. 21.000 Geldautomaten der Sparkassen-Finanzgruppe.",{"conditionsDescription":592},{"conditionsDescription":595},{"name":2256,"scheme":168,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":2257,"issuanceType":143,"includedQuantity":144,"cashDepositAtTerminal":2259,"paymentInHomeCurrency":2260,"atmWithdrawalForeignEu":2262,"atmWithdrawalOwnNetwork":2264,"paymentInForeignCurrency":2266,"atmWithdrawalForeignNonEu":2269,"atmWithdrawalPartnerNetwork":2271},"Visa Classic Kreditkarte",{"feeAmount":2258,"feePeriod":141,"isIncludedInAccountFee":71},36,{},{"standardFee":2261},{"amount":90},{"standardFee":2263},{"amount":90},{"standardFee":2265},{"amount":90},{"standardFee":2267},{"percentage":2268},0.0225,{"standardFee":2270},{"percentage":2268},{},"Visa Gold Kreditkarte (72 €/Jahr)",{"accountType":215,"isBranchAccount":71,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":2276,"keyFeatures":2277},[],[220],{"arranged":2279,"tolerated":2282},{"isAvailable":45,"interestRate":2280},{"min":2281},0.0965,{"isAvailable":45,"interestRate":2283},{"min":2281},{"easeScore":128,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":46,"providesImmediateAccess":45,"availableVerificationMethods":2285},[229,230,231],{"age":2287,"restrictions":2288,"targetAudience":2292,"conditionsDescription":2293,"otherSpecialConditions":2294},{"min":234},[2289],{"type":195,"description":2290,"organizationName":2291},"Personen, die bereits ein Konto bei der Frankfurter Sparkasse führen, sind von der Eröffnung eines GiroDirekt-Kontos ausgeschlossen, da 1822direkt eine Marke der Frankfurter Sparkasse ist.","Frankfurter Sparkasse",[237,238,239],"Online-Girokonto für Privatpersonen ab 18 Jahren. Die Kontoführung ist ab einem monatlichen Geldeingang von 700 € oder für Personen unter 30 Jahren kostenlos.","Das Konto darf ausschließlich für private Zwecke genutzt werden, eine gewerbliche oder freiberufliche Nutzung ist nicht gestattet.",{"overdraft":2296,"creditInterest":46,"savingsInterest":2301,"accountMaintenance":2306},{"billingFrequency":243,"arrangedOverdraft":2297,"unarrangedOverdraft":2299},{"isVariable":45,"interestRate":2281,"conditionsDescription":2298},"9,65 % p.a. variabel, Beantragung nach drei monatlichen Gehaltseingängen möglich (Sofort-Dispo von 1.000 € bei entsprechender Bonität möglich)",{"isVariable":45,"interestRate":2281,"conditionsDescription":2300},"9,65 % p.a. variabel für geduldete Überziehungen",{"type":249,"isAvailable":45,"regularRate":2302,"subAccounts":2304},{"isVariable":45,"annualInterestRate":1495,"conditionsDescription":2303},"0,60 % p.a. variabler Basiszinssatz für Bestandskunden bzw. nach Ablauf des Aktionszeitraums.",{"conditionsDescription":2305},"Ein kostenloses Tagesgeldkonto wird bei der Eröffnung des Girokontos automatisch mit angelegt.",{"bestCaseFee":90,"standardFee":1001,"conditionGroup":2307,"conditionsDescription":2313},{"logic":262,"conditions":2308},[2309,2311],{"type":265,"value":266,"purpose":267,"frequency":268,"description":2310},"Monatlicher Geldeingang von mindestens 700 €",{"type":271,"value":565,"purpose":267,"frequency":273,"description":2312},"Kontoinhaber ist unter 30 Jahre alt","Kostenlos ab 700 € monatlichem Geldeingang oder für Personen unter 30 Jahren",{"checkDeposit":2315,"transactions":2316,"onlineTransfer":2323,"instantTransfer":2326,"standingOrderSetup":2328,"counterTransferPaper":2331,"directDebitExecution":2332,"standingOrderExecution":2334},{},{"onlineTransfer":2317,"standingOrderSetup":2320},{"standardFee":2318,"conditionsDescription":2319},{"amount":90},"Beleglose SEPA-Überweisung im Online-Banking oder per App kostenlos.",{"standardFee":2321,"conditionsDescription":2322},{"amount":90},"Einrichtung und Änderung von Daueraufträgen online kostenlos.",{"standardFee":2324,"conditionsDescription":2325},{"amount":90},"SEPA-Überweisungen im Online-Banking und in der App sind beim GiroDirekt kostenlos.",{"standardFee":2327},{"amount":90},{"standardFee":2329,"conditionsDescription":2330},{"amount":90},"Die Einrichtung, Änderung und Löschung von Daueraufträgen über das Online-Banking ist kostenlos.",{},{"standardFee":2333},{"amount":90},{},{"is24x7":71,"channels":2336},[],{"supportsWero":71,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":2338,"weroDescription":2339,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304],{},[2341],{"name":918,"isIncluded":45,"productType":312,"conditionsDescription":313},{"deposit":2343,"withdrawal":2345,"partnerNetworks":2347,"serviceProvider":46},{"standardFee":2344,"conditionsDescription":718},{"amount":90},{"standardFee":2346,"minimumTransactionAmount":1173},{"amount":90},[933,2348,325,2349],"EDEKA","ALDI",{"deposit":2351,"withdrawal":2353},{"standardFee":2352},{"amount":90},{"standardFee":2354},{"amount":1082},{"depositInsurance":2356},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:20:33.507Z",{"id":2359,"brandId":951,"importKeys":2360,"financeAdsProductIds":2362,"productTypeKey":85,"rootWebsiteUrl":46,"affiliateUrl":2364,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":2365,"isActive":45,"popularIndex":350,"fairnessScore":90,"marketingHighlights":2366,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":2370,"updatedAt":2371,"brand":2372,"productType":2376,"productDetailVersion":2377},14804,{"bafin":2361},"2544_Girokonto Extra_checking_account",[2363],506,"https://www.financeads.net/tc.php?t=78076C15009003D&product=506","Girokonto Extra",{"header":2367,"ribbon":2368},{"icon":97,"text":97,"color":97},{"text":961,"color":962,"tooltip":2369},"Bis zu 250 € Prämie bei Kontoeröffnung bis 02.06.2026 (100 € Neukunden- & 150 € Wechselprämie). Bedingungen: Werbeeinwilligung und Kontowechsel-Service (Quelle: comdirect.de).","2026-02-23T10:18:02.723Z","2026-05-19T08:53:08.200Z",{"id":951,"key":967,"slug":968,"importKeys":2373,"logoImageId":970,"faviconImageId":46,"rootWebsiteUrl":971,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":972,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":144,"branchZipCodes":2374,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":975,"financeAdsAdvertiserId":976,"appleAppRating":756,"googlePlayRating":977,"createdAt":978,"updatedAt":979,"logoImage":2375},{"bafin":967},[974],{"key":981,"bucket":118},{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":2378,"productId":2359,"score":2379,"maxScore":125,"rank":884,"scorePremium":127,"maxScorePremium":127,"rankPremium":144,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":2380,"validTo":46,"specificAttributes":2381,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":2526},28209,204,"2025-07-28T00:00:00.000Z",{"cards":2382,"account":2454,"documents":2455,"marketing":2456,"overdraft":2459,"onboarding":2464,"eligibility":2466,"feesAndRates":2471,"transactions":2488,"customerSupport":2512,"digitalFeatures":2514,"companionProducts":2517,"cashServicesAtCounter":2519,"providerInfrastructure":2524},{"girocard":2383,"debitCard":2408,"creditCard":2437,"alternativeDebitCardDescription":2453},{"name":2384,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":2385,"issuanceType":143,"includedQuantity":144,"withdrawalNetworks":2387,"additionalDescription":2391,"cashDepositAtTerminal":2392,"paymentInHomeCurrency":2394,"atmWithdrawalForeignEu":2396,"atmWithdrawalOwnNetwork":2399,"paymentInForeignCurrency":2402,"atmWithdrawalForeignNonEu":2405},"girocard (Debitkarte)",{"feeAmount":572,"feePeriod":141,"conditionsDescription":2386,"isIncludedInAccountFee":71},"Die girocard kann für 1,00 € pro Monat (12 € pro Jahr) zum Konto hinzugebucht werden.",[996,2388,2389,1585,2390],"Commerzbank","Deutsche Bank","HypoVereinsbank","Die physische girocard ist eine optionale Zusatzkarte. Da comdirect neue girocards ohne Co-Badge (wie V PAY oder Maestro) ausgibt, ist der Einsatz auf Deutschland beschränkt. Für Auslandszahlungen und weltweite Abhebungen ist die im Konto enthaltene Visa-Debitkarte vorgesehen.",{"freeQuota":256,"quotaPeriod":999,"standardFee":2393},{"amount":90},{"standardFee":2395},{"amount":90},{"standardFee":2397,"conditionsDescription":2398},{"amount":1001},"4,90 € an fremden Geldautomaten im Inland (zzgl. eventueller Entgelte des Automatenbetreibers). Im EU-Ausland technisch meist nicht nutzbar, da kein internationales Co-Badge (V PAY/Maestro) vorhanden ist.",{"standardFee":2400,"conditionsDescription":2401},{"amount":90},"Kostenlos und unbegrenzt an ca. 7.000 Geldautomaten der Cash Group (Commerzbank, Deutsche Bank, HypoVereinsbank, Postbank) sowie an teilnehmenden Shell-Tankstellen.",{"standardFee":2403,"conditionsDescription":2404},{},"Nicht möglich – kein internationales Co-Badge.",{"standardFee":2406,"conditionsDescription":2407},{},"Im außereuropäischen Ausland technisch nicht nutzbar.",{"name":1013,"scheme":168,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":2409,"issuanceType":170,"specialFeatures":2410,"includedQuantity":144,"withdrawalNetworks":2423,"cashDepositAtTerminal":2424,"paymentInHomeCurrency":2426,"atmWithdrawalForeignEu":2428,"atmWithdrawalOwnNetwork":2430,"paymentInForeignCurrency":2432,"atmWithdrawalForeignNonEu":2435},{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[2411,2414,2417,2420],{"name":2412,"description":2413},"Mobiles Bezahlen","Unterstützt Apple Pay, Google Pay und Garmin Pay.",{"name":2415,"description":2416},"Garantieverlängerung","Zusätzliche 12 Monate Garantie auf mit der Karte bezahlte Consumer-Produkte.",{"name":2418,"description":2419},"3-Raten-Service","Einkäufe ab 300 Euro können flexibel in 3 Raten gezahlt werden.",{"name":2421,"description":2422},"Barzahlen / Viacash","Bargeldauszahlung im Einzelhandel möglich (wird auf das monatliche Kontingent angerechnet).",[176],{"freeQuota":256,"quotaPeriod":999,"standardFee":2425},{"amount":90},{"standardFee":2427},{"amount":90},{"freeQuota":128,"quotaPeriod":1019,"standardFee":2429},{"amount":90},{"freeQuota":128,"quotaPeriod":1019,"standardFee":2431},{"amount":90},{"standardFee":2433,"conditionsDescription":2434},{"amount":90},"Weltweit kostenlos bezahlen (kein Auslandseinsatzentgelt).",{"freeQuota":128,"quotaPeriod":1019,"standardFee":2436},{"amount":90},{"name":1030,"scheme":168,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":2438,"issuanceType":170,"includedQuantity":144,"cashDepositAtTerminal":2439,"paymentInHomeCurrency":2441,"atmWithdrawalForeignEu":2443,"atmWithdrawalOwnNetwork":2445,"paymentInForeignCurrency":2447,"atmWithdrawalForeignNonEu":2449,"atmWithdrawalPartnerNetwork":2451},{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},{"standardFee":2440},{},{"standardFee":2442},{"amount":90},{"standardFee":2444},{"amount":1001},{"standardFee":2446},{"amount":1001},{"standardFee":2448},{},{"standardFee":2450},{"amount":1001},{"standardFee":2452},{},"Eine physische girocard (Debitkarte) ist optional für 1 Euro pro Monat erhältlich. Zudem ist im Girokonto Extra eine Visa-Kreditkarte inklusive.",{"accountType":215,"isBranchAccount":71,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":2457,"keyFeatures":2458},[],[],{"arranged":2460,"tolerated":2462},{"isAvailable":45,"interestRate":2461},{"min":1053},{"isAvailable":45,"interestRate":2463},{"min":1056},{"easeScore":128,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":46,"providesImmediateAccess":71,"availableVerificationMethods":2465},[230,229,231],{"age":2467,"restrictions":2468,"targetAudience":2469,"conditionsDescription":2470,"otherSpecialConditions":97},{"min":234},[],[],"Kostenpflichtiges Girokonto für Privatkunden mit einer monatlichen Grundgebühr von 2,90 Euro. Es beinhaltet eine Visa-Kreditkarte sowie kostenlose Echtzeitüberweisungen und kann unabhängig von einem Mindestgeldeingang geführt werden.",{"overdraft":2472,"creditInterest":46,"savingsInterest":2477,"accountMaintenance":2483},{"billingFrequency":243,"arrangedOverdraft":2473,"unarrangedOverdraft":2475},{"isVariable":45,"interestRate":1069,"conditionsDescription":2474},"8,65 % p. a. Sollzins (8,93 % p. a. effektiver Jahreszins) variabel",{"isVariable":45,"interestRate":1056,"conditionsDescription":2476},"13,15 % p. a. variabel für geduldete Überziehungen",{"type":249,"isAvailable":45,"regularRate":2478,"subAccounts":2479,"promotionalRate":2481,"savingsAccountName":2482},{"isVariable":45,"annualInterestRate":1075,"conditionsDescription":1076},{"conditionsDescription":2480},"Das Tagesgeld PLUS-Konto fungiert als zentrales Verrechnungskonto; separate Pockets oder Spaces sind im Girokonto Extra nicht vorgesehen.",{"validUntil":1080,"maximumAmount":1081,"durationMonths":1082,"annualInterestRate":1083,"conditionsDescription":1084},"Tagesgeld PLUS-Konto",{"bestCaseFee":2484,"standardFee":2484,"conditionGroup":2485,"conditionsDescription":2487},2.9,{"logic":679,"conditions":2486},[],"Bedingungslos 2,90 € pro Monat",{"checkDeposit":2489,"transactions":2492,"onlineTransfer":2498,"instantTransfer":2501,"standingOrderSetup":2503,"counterTransferPaper":2506,"directDebitExecution":2508,"standingOrderExecution":2510},{"standardFee":2490,"conditionsDescription":2491},{"amount":90},"Die Einreichung von Inlandsschecks in Euro zur Gutschrift auf dem Konto ist kostenlos.",{"onlineTransfer":2493,"standingOrderSetup":2495},{"standardFee":2494,"conditionsDescription":283},{"amount":90},{"standardFee":2496,"conditionsDescription":2497},{"amount":90},"Online-Einrichtung und -Änderung kostenlos. Bei Auftragserteilung per Telefon, Fax oder Post fällt ein Zuschlag von 4,90 € an.",{"standardFee":2499,"conditionsDescription":2500},{"amount":90},"SEPA-Überweisungen im Online-Banking und über die comdirect App sind kostenlos.",{"standardFee":2502},{"amount":90},{"standardFee":2504,"conditionsDescription":2505},{"amount":90},"Die Einrichtung, Änderung und Löschung von Daueraufträgen über Online-Kanäle ist kostenlos. Bei Auftragserteilung per Telefon, Fax oder Post fällt ein Zuschlag von 4,90 € an.",{"standardFee":2507},{},{"standardFee":2509},{"amount":90},{"standardFee":2511},{},{"is24x7":71,"channels":2513},[],{"supportsWero":71,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":2515,"weroDescription":2516,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304,305],{},[2518],{"name":311,"isIncluded":45,"productType":312,"conditionsDescription":313},{"deposit":2520,"withdrawal":2522},{"standardFee":2521},{"amount":90},{"standardFee":2523},{"amount":90},{"depositInsurance":2525},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:20:39.329Z",{"id":2528,"brandId":2529,"importKeys":2530,"financeAdsProductIds":2532,"productTypeKey":85,"rootWebsiteUrl":46,"affiliateUrl":2534,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":2535,"isActive":45,"popularIndex":783,"fairnessScore":90,"marketingHighlights":2536,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":2540,"updatedAt":2541,"brand":2542,"productType":2683,"productDetailVersion":2684},14808,2545,{"bafin":2531},"2545_GiroKonto_checking_account",[2533],3704,"https://www.financeads.net/tc.php?t=78076C304009003D&product=3704","GiroKonto",{"header":2537,"ribbon":2538},{"icon":97,"text":97,"color":97},{"text":2539,"color":962,"tooltip":97},"50€ Bonus","2026-02-23T10:18:03.063Z","2026-05-19T08:51:50.404Z",{"id":2529,"key":2543,"slug":2544,"importKeys":2545,"logoImageId":572,"faviconImageId":46,"rootWebsiteUrl":2546,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":2547,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":2548,"branchZipCodes":2549,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":2677,"financeAdsAdvertiserId":2678,"appleAppRating":1381,"googlePlayRating":756,"createdAt":2679,"updatedAt":2680,"logoImage":2681},"Commerzbank Aktiengesellschaft","commerzbank-aktiengesellschaft",{"bafin":2543},"http://commerzbank.de","www.commerzbank.de/kontaktformular",402,[1592,1178,1180,2550,1181,1182,1594,383,1595,2551,384,386,2552,2553,2554,2555,2556,2557,387,2558,2559,1186,2560,2561,2562,2563,2564,388,1599,2565,389,2566,390,2567,391,2568,2569,2570,2571,1188,392,2572,1600,393,753,394,2573,2574,2575,1605,1191,1192,1193,2576,1194,2577,398,1197,2578,1200,2579,1610,401,402,2580,2581,403,2582,404,2583,2584,2585,405,2586,406,1203,407,408,409,1204,411,412,2587,2588,413,414,415,416,1211,2589,1618,1213,1214,2590,418,2591,2592,1220,1622,1623,419,2593,421,422,423,2594,1626,424,1222,1223,1224,1627,2595,2596,2597,1227,1230,1231,426,427,428,2598,1233,2599,430,2600,2601,431,2602,2603,1634,434,2604,2605,436,1240,1241,1242,1243,437,1244,2606,438,2607,439,440,441,1247,442,1248,443,1249,2608,1637,2609,444,445,1639,1640,446,1250,447,2610,448,2611,1641,2612,2613,2614,2615,2616,1254,2617,1255,450,451,452,2618,453,454,455,2619,1257,1258,457,2620,1260,459,2621,2622,2623,2624,1261,461,462,1268,463,465,1270,2625,466,467,468,1647,469,1279,1280,1281,471,1282,472,1284,473,1287,474,475,2626,476,1649,477,1291,1294,1295,2627,1296,2628,2629,1651,2630,480,481,1303,482,483,1304,2631,1305,2632,1656,485,1657,2633,486,1309,487,488,2634,1310,2635,489,490,491,2636,2637,492,2638,1311,1312,1313,1314,2639,493,2640,494,1318,1319,2641,495,495,2642,1321,2643,2644,1323,1667,496,1324,497,2645,2646,1325,498,1669,499,500,501,502,503,1673,504,1674,2647,2648,1327,506,1329,1331,508,1332,509,1333,510,1335,512,2649,1678,513,1679,2650,2651,1681,2652,1342,1343,1344,1683,2653,2654,519,2655,520,1684,521,522,523,524,1690,1348,525,1351,527,528,1692,529,530,2656,1352,1353,1697,533,1355,2657,534,2658,2659,2660,1356,1707,2661,535,1709,2662,536,2663,537,1712,1358,2664,538,1718,539,1361,540,1720,541,109,2665,542,2666,1368,1725,2667,1369,1370,1726,1727,1371,543,2668,1372,1373,545,2669,2670,2671,1374,2672,1730,1376,2673,546,547,548,2674,2675,549,2676,1377,550,1378,1379,1734],"01445","02977","04157","04177","04509","04600","04720","04838","06217","06366","06449","06484","06526","06618","06712","07318","07629","07907","08209","08280","08451","08468","09212","10551","10707","10719","12209","12489","13055","13405","14052","14057","14193","14532","14612","14712","14974","19322","20249","21465","22303","22587","22765","23843","24568","25980","26121","26382","28209","28832","29410","29664","30659","30827","31303","31515","33378","33605","37269","37574","38855","39340","40213","40237","40477","40489","40545","40667","40885","41564","42287","42697","42781","42853","42929","45144","48282","50259","50672","50678","50996","52351","52511","53604","55218","55743","57462","57537","58285","58840","59174","59872","60320","60594","61118","63179","63225","65760","65812","69190","70597","70736","71229","72458","72762","73230","80333","81479","81675","81737","82031","82467","83700","84478","85521","90403","91054","91301","93413","95100","95119","95326","95615","96515","98617","98693","99310",6000,1912,"2026-02-23T09:17:50.835Z","2026-03-25T12:31:28.745Z",{"key":2682,"bucket":118},"public/d65ad7debf.png",{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":2685,"productId":2528,"score":2686,"maxScore":125,"rank":2687,"scorePremium":2688,"maxScorePremium":127,"rankPremium":2689,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":2690,"validTo":46,"specificAttributes":2691,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":2832},28213,192,38,206,91,"2025-11-06T00:00:00.000Z",{"cards":2692,"account":2737,"documents":2738,"marketing":2739,"overdraft":2742,"onboarding":2749,"eligibility":2751,"feesAndRates":2757,"transactions":2781,"customerSupport":2808,"digitalFeatures":2810,"companionProducts":2813,"cashServicesAtRetail":2817,"cashServicesAtCounter":2825,"providerInfrastructure":2830},{"girocard":2693,"debitCard":2717},{"name":2694,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":2695,"issuanceType":170,"includedQuantity":144,"withdrawalNetworks":2697,"additionalDescription":2698,"cashDepositAtTerminal":2699,"paymentInHomeCurrency":2702,"atmWithdrawalForeignEu":2704,"atmWithdrawalOwnNetwork":2708,"paymentInForeignCurrency":2711,"atmWithdrawalForeignNonEu":2714},"Commerzbank Girocard",{"feeAmount":90,"feePeriod":141,"conditionsDescription":2696,"isIncludedInAccountFee":45},"Die erste Girocard ist im Kontopreis enthalten. Jede weitere Karte kostet 10,00 € pro Jahr.",[996,2388,2389,1585,2390],"Die Girocard verfügt über ein Visa-Debit-Co-Badge für weltweite Akzeptanz und Online-Zahlungen. Apple Pay und Google Pay werden unterstützt.",{"standardFee":2700,"conditionsDescription":2701},{"amount":90},"Kostenlose Einzahlungen an Einzahlungsautomaten der Commerzbank.",{"standardFee":2703},{"amount":90},{"standardFee":2705,"conditionsDescription":2707},{"percentage":2706},0.011500000000000002,"An fremden Automaten in Deutschland oder im EU-Ausland in Euro meist 1 % des Betrags (mind. 5,98 €). Die genaue Gebühr wird am Automaten angezeigt.",{"standardFee":2709,"conditionsDescription":2710},{"amount":90},"Kostenlos an allen Automaten der Cash Group (Commerzbank, Deutsche Bank, Postbank, HypoVereinsbank) sowie an vielen Shell-Tankstellen.",{"standardFee":2712,"conditionsDescription":2713},{"percentage":923},"1,5 % Auslandseinsatzentgelt für Zahlungen in Fremdwährung. Bei EWR-Währungen fällt ggf. zusätzlich ein Währungsumrechnungsentgelt an.",{"standardFee":2715,"conditionsDescription":2716},{"percentage":1800},"1 % Abhebegebühr (mind. 5,98 €) zuzüglich 1,5 % Auslandseinsatzentgelt bei Verfügungen in Fremdwährung via Visa-Debit-Co-Badge.",{"name":2718,"scheme":195,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":2719,"issuanceType":143,"includedQuantity":144,"cashDepositAtTerminal":2720,"paymentInHomeCurrency":2722,"atmWithdrawalForeignEu":2724,"atmWithdrawalOwnNetwork":2728,"paymentInForeignCurrency":2730,"atmWithdrawalForeignNonEu":2732,"atmWithdrawalPartnerNetwork":2735},"Commerzbank Virtual Debit Card",{"feeAmount":90,"feePeriod":141,"oneTimeFee":90,"isIncludedInAccountFee":71},{"standardFee":2721},{},{"standardFee":2723},{"percentage":923},{"standardFee":2725},{"minimumFee":2726,"percentage":2727},5.98,0.0195,{"standardFee":2729},{},{"standardFee":2731},{"percentage":923},{"standardFee":2733},{"minimumFee":2726,"percentage":2734},0.0345,{"standardFee":2736},{"amount":2726},{"accountType":215,"isBranchAccount":71,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":2740,"keyFeatures":2741},[],[],{"arranged":2743,"tolerated":2746},{"isAvailable":45,"interestRate":2744,"conditionsDescription":653},{"min":2745},0.11900000000000001,{"isAvailable":45,"interestRate":2747},{"min":2748},0.14400000000000002,{"easeScore":128,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":1082,"providesImmediateAccess":45,"availableVerificationMethods":2750},[229],{"age":2752,"restrictions":2753,"targetAudience":2754,"conditionsDescription":2755,"otherSpecialConditions":2756},{"min":234},[],[],"Privates Girokonto für volljährige Personen mit Wohnsitz in Deutschland. Das Konto ist ausschließlich für die private Nutzung konzipiert.","Eine Kontoführung zu geschäftlichen Zwecken durch Freiberufler oder Gewerbetreibende ist bei diesem Kontomodell nicht möglich.",{"overdraft":2758,"creditInterest":46,"savingsInterest":2765,"accountMaintenance":2772},{"billingFrequency":243,"arrangedOverdraft":2759,"unarrangedOverdraft":2762},{"isVariable":45,"interestRate":2760,"conditionsDescription":2761},0.1245,"12,45 % p.a. variabel",{"isVariable":45,"interestRate":2763,"conditionsDescription":2764},0.1495,"14,95 % p.a. variabel für geduldete Überziehungen",{"type":249,"isAvailable":45,"regularRate":2766,"subAccounts":2768,"promotionalRate":2769,"savingsAccountName":2771},{"isVariable":45,"maximumAmount":255,"rateAboveMaximum":1075,"annualInterestRate":1075,"conditionsDescription":2767},"0,75 % p.a. variabel (Standardverzinsung)",{"maxCount":144},{"maximumAmount":255,"durationMonths":572,"annualInterestRate":1978,"conditionsDescription":2770},"1,70 % p.a. für 12 Monate für Guthaben bis 1.000.000 €, das neu zur Commerzbank übertragen wird (frisches Geld).","Topzinskonto Plus",{"bestCaseFee":90,"standardFee":1001,"conditionGroup":2773,"conditionsDescription":2780},{"logic":262,"conditions":2774},[2775,2777],{"type":1504,"value":975,"purpose":267,"frequency":268,"description":2776},"Ein Gesamtguthaben von mindestens 50.000 € auf Konten und Depots (z. B. Giro, Tagesgeld, Festgeld, Depot) unter derselben Kundennummer bei der Commerzbank.",{"type":2778,"purpose":267,"frequency":273,"description":2779},"STUDENT_STATUS","Kostenlos für Schüler, Studenten, Auszubildende und Bundesfreiwilligendienstleistende (in der Regel bis zum 28. Geburtstag).","Kostenlos ab 50.000 € Gesamtguthaben bei der Commerzbank oder für Schüler/Studenten bis 27 Jahre.",{"checkDeposit":2782,"transactions":2786,"onlineTransfer":2795,"instantTransfer":2797,"standingOrderSetup":2799,"counterTransferPaper":2802,"directDebitExecution":2804,"standingOrderExecution":2806},{"standardFee":2783,"conditionsDescription":2785},{"amount":2784},3.9,"Der Einzug von auf Euro ausgestellten Inlandsschecks am Schalter oder per Brief kostet 3,90 € pro Scheck.",{"onlineTransfer":2787,"standingOrderSetup":2789,"standingOrderExecution":2792},{"standardFee":2788,"conditionsDescription":283},{"amount":90},{"standardFee":2790,"conditionsDescription":2791},{"amount":90},"Einrichtung, Änderung und Löschung online/per App kostenlos. Beleghaft/per Mitarbeiter fallen Gebühren für beleghafte Aufträge an (3,90 €).",{"standardFee":2793,"conditionsDescription":2794},{"amount":90},"Die Ausführung von Daueraufträgen ist in der Kontoführung enthalten.",{"standardFee":2796,"conditionsDescription":283},{"amount":90},{"standardFee":2798},{"amount":90},{"standardFee":2800,"conditionsDescription":2801},{"amount":90},"Einrichtung, Änderung und Löschung von Daueraufträgen online oder per App sind kostenlos. Beleghafte Aufträge am Schalter kosten 3,90 €.",{"standardFee":2803},{"amount":2784},{"standardFee":2805},{"amount":90},{"standardFee":2807},{},{"is24x7":71,"channels":2809},[],{"supportsWero":71,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":2811,"weroDescription":2812,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304,305,306,307],{},[2814],{"name":2815,"isIncluded":45,"productType":312,"conditionsDescription":2816},"Kostenloses DirektDepot","Kostenlose Depotführung bei mindestens einer gebührenpflichtigen Transaktion oder Sparplanausführung pro Quartal.",{"deposit":2818,"withdrawal":2820,"partnerNetworks":2823,"serviceProvider":46},{"standardFee":2819,"conditionsDescription":718},{"amount":90},{"standardFee":2821,"conditionsDescription":2822},{"amount":90},"Mindesteinkaufswert je nach Markt zwischen 5 € und 20 €. Nur mit Commerzbank Girocard möglich. Verfügbar in teilnehmenden Filialen.",[322,325,337,324,323,334,326,328,329,930,2824],"Galeria Kaufhof",{"deposit":2826,"withdrawal":2828},{"standardFee":2827},{"amount":2784},{"standardFee":2829},{"amount":2784},{"depositInsurance":2831},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:20:39.722Z",{"id":2834,"brandId":2529,"importKeys":2835,"financeAdsProductIds":2837,"productTypeKey":85,"rootWebsiteUrl":97,"affiliateUrl":46,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":2838,"isActive":45,"popularIndex":46,"fairnessScore":320,"marketingHighlights":2839,"lastFetchedByAI":2843,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":2844,"updatedAt":2845,"brand":2846,"productType":2850,"productDetailVersion":2851},14810,{"bafin":2836},"2545_PremiumKonto_checking_account",[],"PremiumKonto",{"header":2840,"ribbon":2842},{"icon":93,"text":2841,"color":95},"Inklusive zwei Premium-Kreditkarten",{"text":2539,"color":962,"tooltip":97},{},"2026-02-23T10:18:03.076Z","2026-05-19T06:19:33.818Z",{"id":2529,"key":2543,"slug":2544,"importKeys":2847,"logoImageId":572,"faviconImageId":46,"rootWebsiteUrl":2546,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":2547,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":2548,"branchZipCodes":2848,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":2677,"financeAdsAdvertiserId":2678,"appleAppRating":1381,"googlePlayRating":756,"createdAt":2679,"updatedAt":2680,"logoImage":2849},{"bafin":2543},[1592,1178,1180,2550,1181,1182,1594,383,1595,2551,384,386,2552,2553,2554,2555,2556,2557,387,2558,2559,1186,2560,2561,2562,2563,2564,388,1599,2565,389,2566,390,2567,391,2568,2569,2570,2571,1188,392,2572,1600,393,753,394,2573,2574,2575,1605,1191,1192,1193,2576,1194,2577,398,1197,2578,1200,2579,1610,401,402,2580,2581,403,2582,404,2583,2584,2585,405,2586,406,1203,407,408,409,1204,411,412,2587,2588,413,414,415,416,1211,2589,1618,1213,1214,2590,418,2591,2592,1220,1622,1623,419,2593,421,422,423,2594,1626,424,1222,1223,1224,1627,2595,2596,2597,1227,1230,1231,426,427,428,2598,1233,2599,430,2600,2601,431,2602,2603,1634,434,2604,2605,436,1240,1241,1242,1243,437,1244,2606,438,2607,439,440,441,1247,442,1248,443,1249,2608,1637,2609,444,445,1639,1640,446,1250,447,2610,448,2611,1641,2612,2613,2614,2615,2616,1254,2617,1255,450,451,452,2618,453,454,455,2619,1257,1258,457,2620,1260,459,2621,2622,2623,2624,1261,461,462,1268,463,465,1270,2625,466,467,468,1647,469,1279,1280,1281,471,1282,472,1284,473,1287,474,475,2626,476,1649,477,1291,1294,1295,2627,1296,2628,2629,1651,2630,480,481,1303,482,483,1304,2631,1305,2632,1656,485,1657,2633,486,1309,487,488,2634,1310,2635,489,490,491,2636,2637,492,2638,1311,1312,1313,1314,2639,493,2640,494,1318,1319,2641,495,495,2642,1321,2643,2644,1323,1667,496,1324,497,2645,2646,1325,498,1669,499,500,501,502,503,1673,504,1674,2647,2648,1327,506,1329,1331,508,1332,509,1333,510,1335,512,2649,1678,513,1679,2650,2651,1681,2652,1342,1343,1344,1683,2653,2654,519,2655,520,1684,521,522,523,524,1690,1348,525,1351,527,528,1692,529,530,2656,1352,1353,1697,533,1355,2657,534,2658,2659,2660,1356,1707,2661,535,1709,2662,536,2663,537,1712,1358,2664,538,1718,539,1361,540,1720,541,109,2665,542,2666,1368,1725,2667,1369,1370,1726,1727,1371,543,2668,1372,1373,545,2669,2670,2671,1374,2672,1730,1376,2673,546,547,548,2674,2675,549,2676,1377,550,1378,1379,1734],{"key":2682,"bucket":118},{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":2852,"productId":2834,"score":2853,"maxScore":125,"rank":1747,"scorePremium":2854,"maxScorePremium":127,"rankPremium":563,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":2855,"validTo":46,"specificAttributes":2856,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":3011},28215,183,483,"2025-12-19T00:00:00.000Z",{"cards":2857,"account":2927,"documents":2928,"marketing":2929,"overdraft":2932,"onboarding":2939,"eligibility":2941,"feesAndRates":2947,"transactions":2959,"customerSupport":2991,"digitalFeatures":2993,"companionProducts":2996,"cashServicesAtRetail":2998,"cashServicesAtCounter":3004,"providerInfrastructure":3009},{"girocard":2858,"debitCard":2880,"creditCard":2905,"alternativeDebitCardDescription":2925,"alternativeCreditCardDescription":2926},{"name":2694,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":2859,"issuanceType":170,"includedQuantity":89,"withdrawalNetworks":2860,"additionalDescription":2861,"cashDepositAtTerminal":2862,"paymentInHomeCurrency":2865,"atmWithdrawalForeignEu":2868,"atmWithdrawalOwnNetwork":2871,"paymentInForeignCurrency":2874,"atmWithdrawalForeignNonEu":2877},{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[996,2388],"Die Girocard wird beim PremiumKonto für bis zu zwei Personen (z. B. Kontoinhaber und Bevollmächtigte) ohne Zusatzkosten ausgegeben. Sie verfügt über ein Visa Debit Co-Badge für die weltweite Nutzung.",{"standardFee":2863,"conditionsDescription":2864},{"amount":90},"Bargeldeinzahlungen an Commerzbank-Automaten und am Schalter sind im PremiumKonto kostenfrei.",{"standardFee":2866,"conditionsDescription":2867},{"amount":90},"Zahlungen in Euro sind entgeltfrei.",{"standardFee":2869,"conditionsDescription":2870},{"minimumFee":2726,"percentage":2727},"1,95 %, mind. 5,98 € an fremden Geldautomaten im Inland und in der Euro-Zone.",{"standardFee":2872,"conditionsDescription":2873},{"amount":90},"Kostenlos an über 9.000 Geldautomaten der Cash Group (Commerzbank, Deutsche Bank, Postbank, HypoVereinsbank).",{"standardFee":2875,"conditionsDescription":2876},{"percentage":923},"1,50 % Auslandseinsatzentgelt bei Zahlungen in Fremdwährung.",{"standardFee":2878,"conditionsDescription":2879},{"minimumFee":2726,"percentage":2734},"1,95 %, mind. 5,98 € zzgl. 1,50 % Auslandseinsatzentgelt für Abhebungen in Fremdwährung (außerhalb der Euro-Zone).",{"name":2718,"scheme":1792,"cardType":138,"designation":2881,"isAvailable":45,"issuanceFee":2882,"issuanceType":170,"specialFeatures":2883,"includedQuantity":144,"withdrawalNetworks":2889,"additionalDescription":2890,"paymentInHomeCurrency":2891,"atmWithdrawalForeignEu":2893,"atmWithdrawalOwnNetwork":2896,"paymentInForeignCurrency":2899,"atmWithdrawalForeignNonEu":2902},"VIRTUAL",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[2884,2886],{"name":2412,"description":2885},"Unterstützt Apple Pay, Google Pay, Garmin Pay, Fitbit Pay und Swatch Pay.",{"name":2887,"description":2888},"Sofortige Einsatzbereitschaft","Virtuelle Karte kann sofort nach Kontoeröffnung in der Banking-App erstellt werden.",[1791],"Die Karte ist rein virtuell und primär für die Nutzung mit Apple Pay und Google Pay konzipiert. Weltweite Akzeptanz im Mastercard-Netzwerk.",{"standardFee":2892},{"amount":90},{"standardFee":2894,"conditionsDescription":2895},{"minimumFee":2726,"percentage":2727},"1,95 % (mind. 5,98 €) im EWR/Inland an Fremdautomaten.",{"standardFee":2897,"conditionsDescription":2898},{"minimumFee":2726,"percentage":2727},"1,95 % (mind. 5,98 €) an allen Geldautomaten der Commerzbank und Cash Group.",{"standardFee":2900,"conditionsDescription":2901},{"percentage":923},"1,50 % Auslandseinsatzentgelt (entfällt bei Umsätzen in SEK und RON).",{"standardFee":2903,"conditionsDescription":2904},{"minimumFee":2726,"percentage":2734},"1,95 % (mind. 5,98 €) zzgl. 1,50 % Auslandseinsatzentgelt bei Fremdwährung.",{"name":2906,"scheme":1792,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":2907,"issuanceType":170,"includedQuantity":144,"cashDepositAtTerminal":2908,"paymentInHomeCurrency":2910,"atmWithdrawalForeignEu":2912,"atmWithdrawalOwnNetwork":2915,"paymentInForeignCurrency":2917,"atmWithdrawalForeignNonEu":2920,"atmWithdrawalPartnerNetwork":2923},"Commerzbank Mastercard Premium",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},{"standardFee":2909},{},{"standardFee":2911},{"amount":90},{"standardFee":2913,"conditionsDescription":2914},{"amount":90},"Kostenlos in Euro. In EWR-Fremdwährungen fällt ein Auslandseinsatz-/Währungsumrechnungsentgelt an.",{"standardFee":2916},{"amount":90},{"standardFee":2918,"conditionsDescription":2919},{"percentage":1026},"1,75 % Auslandseinsatzentgelt bei Zahlungen in Fremdwährungen (zzgl. ggf. Währungsumrechnungsentgelt ca. 0,59 % in EWR).",{"standardFee":2921,"conditionsDescription":2922},{"percentage":1026},"Keine Bargeldauszahlungsgebühr, jedoch fällt bei Abhebungen in Fremdwährung ein Auslandseinsatzentgelt von 1,75 % an (zzgl. ggf. Währungsumrechnungsentgelt ca. 0,59 % in EWR).",{"standardFee":2924},{},"Eine physische Mastercard Debit Karte ist optional für 3,50 € pro Monat (42 € pro Jahr) erhältlich.","Commerzbank Visa Premium (kostenlos)",{"accountType":215,"isBranchAccount":45,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":2930,"keyFeatures":2931},[],[220],{"arranged":2933,"tolerated":2936},{"isAvailable":45,"interestRate":2934,"conditionsDescription":653},{"min":2935},0.08900000000000001,{"isAvailable":45,"interestRate":2937},{"min":2938},0.114,{"easeScore":128,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":1082,"providesImmediateAccess":45,"availableVerificationMethods":2940},[229],{"age":2942,"restrictions":2943,"targetAudience":2944,"conditionsDescription":2945,"otherSpecialConditions":2946},{"min":234},[],[],"Monatlich kostenpflichtiges Premium-Girokonto (12,90 €) für Privatkunden inklusive zweier Premium-Kreditkarten (Mastercard und Visa) sowie einem umfangreichen Reiseversicherungsschutz für die gesamte Familie.","Die Kontoeröffnung setzt Volljährigkeit und einen Wohnsitz in Deutschland voraus. Die Ausgabe der Kreditkarten sowie die Einräumung eines Dispositionskredits sind abhängig von einer positiven Bonitätsprüfung. Eine geschäftliche Nutzung des Kontos ist ausgeschlossen.",{"overdraft":2948,"creditInterest":46,"savingsInterest":46,"accountMaintenance":2954},{"billingFrequency":243,"arrangedOverdraft":2949,"unarrangedOverdraft":2952},{"isVariable":45,"interestRate":2950,"conditionsDescription":2951},0.089,"8,90 % p.a. variabel",{"isVariable":45,"interestRate":2938,"conditionsDescription":2953},"11,40 % p.a. variabel für geduldete Überziehungen",{"bestCaseFee":2955,"standardFee":2955,"conditionGroup":2956,"conditionsDescription":2958},12.9,{"logic":679,"conditions":2957},[],"Keine Bedingungen zur Gebührenbefreiung",{"checkDeposit":2960,"transactions":2963,"onlineTransfer":2977,"instantTransfer":2980,"standingOrderSetup":2982,"counterTransferPaper":2985,"directDebitExecution":2987,"standingOrderExecution":2989},{"standardFee":2961,"conditionsDescription":2962},{"amount":90},"Inlandsscheck-Einreichungen sind als beleghafte Buchungen im Kontogrundpreis des PremiumKontos enthalten.",{"onlineTransfer":2964,"standingOrderSetup":2967,"paperStatementByPost":2970,"standingOrderExecution":2974},{"standardFee":2965,"conditionsDescription":2966},{"amount":90},"Alle beleglosen SEPA-Überweisungen sind im monatlichen Kontogrundpreis enthalten.",{"standardFee":2968,"conditionsDescription":2969},{"amount":90},"Einrichtung und Änderung von Daueraufträgen (online und beleghaft) sind inklusive.",{"standardFee":2971,"conditionsDescription":2973},{"amount":2972,"feeChangePossible":45},0.51,"0,51 € pro Monatsauszug zzgl. Porto (Postversand auf Verlangen).",{"standardFee":2975,"conditionsDescription":2976},{"amount":90},"Die Ausführung von Daueraufträgen ist im Kontopreis enthalten.",{"standardFee":2978,"conditionsDescription":2979},{"amount":90},"Beleglose SEPA-Überweisungen (Online-Banking, App) sind im Kontogrundpreis enthalten.",{"standardFee":2981},{"amount":90},{"standardFee":2983,"conditionsDescription":2984},{"amount":90},"Einrichtung, Änderung und Löschung von Daueraufträgen (online sowie beleghaft/filialgebunden) sind im Kontogrundpreis enthalten.",{"standardFee":2986},{"amount":90},{"standardFee":2988},{"amount":90},{"standardFee":2990},{},{"is24x7":71,"channels":2992},[658],{"supportsWero":71,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":2994,"weroDescription":2995,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304,305,306],{},[2997],{"name":2815,"isIncluded":45,"productType":312,"conditionsDescription":2816},{"deposit":2999,"withdrawal":3001,"partnerNetworks":3003,"serviceProvider":46},{"standardFee":3000,"conditionsDescription":718},{"amount":90},{"standardFee":3002},{"amount":90},[322,325,337,324,323,334,326,328,329,930,2824],{"deposit":3005,"withdrawal":3007},{"standardFee":3006},{"amount":90},{"standardFee":3008},{"amount":90},{"depositInsurance":3010},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:20:39.770Z",{"id":3013,"brandId":951,"importKeys":3014,"financeAdsProductIds":3016,"productTypeKey":85,"rootWebsiteUrl":46,"affiliateUrl":46,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":3017,"isActive":45,"popularIndex":46,"fairnessScore":90,"marketingHighlights":3018,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":3022,"updatedAt":3023,"brand":3024,"productType":3028,"productDetailVersion":3029},14805,{"bafin":3015},"2544_Girokonto Plus_checking_account",[],"Girokonto Plus",{"header":3019,"ribbon":3021},{"icon":93,"text":3020,"color":95},"Echte Visa-Kreditkarte inklusive",{"text":961,"color":962,"tooltip":963},"2026-02-23T10:18:02.729Z","2026-02-24T10:05:35.417Z",{"id":951,"key":967,"slug":968,"importKeys":3025,"logoImageId":970,"faviconImageId":46,"rootWebsiteUrl":971,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":972,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":144,"branchZipCodes":3026,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":975,"financeAdsAdvertiserId":976,"appleAppRating":756,"googlePlayRating":977,"createdAt":978,"updatedAt":979,"logoImage":3027},{"bafin":967},[974],{"key":981,"bucket":118},{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":3030,"productId":3013,"score":3031,"maxScore":125,"rank":3032,"scorePremium":3033,"maxScorePremium":127,"rankPremium":3034,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":2380,"validTo":46,"specificAttributes":3035,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":3187},28210,176,45,478,9,{"cards":3036,"account":3105,"documents":3106,"marketing":3107,"overdraft":3110,"onboarding":3115,"eligibility":3117,"feesAndRates":3123,"transactions":3140,"customerSupport":3165,"digitalFeatures":3167,"companionProducts":3170,"cashServicesAtRetail":3172,"cashServicesAtCounter":3180,"providerInfrastructure":3185},{"girocard":3037,"debitCard":3063,"creditCard":3088,"alternativeDebitCardDescription":3104},{"name":772,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":3038,"issuanceType":143,"includedQuantity":90,"withdrawalNetworks":3040,"additionalDescription":3041,"cashDepositAtTerminal":3042,"paymentInHomeCurrency":3045,"atmWithdrawalForeignEu":3048,"atmWithdrawalOwnNetwork":3051,"paymentInForeignCurrency":3054,"atmWithdrawalForeignNonEu":3057,"atmWithdrawalPartnerNetwork":3060},{"feeAmount":572,"feePeriod":141,"conditionsDescription":3039,"isIncludedInAccountFee":71},"Die girocard ist optional für 1,00 € pro Monat (12,00 € pro Jahr) zum Konto zubuchbar.",[996],"Die girocard wird von comdirect aktuell als reine Inlands-Karte (ohne V PAY oder Maestro Co-Badge) ausgegeben und ist primär für die Nutzung in Deutschland vorgesehen. Für weltweite Zahlungen und Abhebungen ist die im Konto enthaltene Visa-Debitkarte zu nutzen.",{"standardFee":3043,"conditionsDescription":3044},{"amount":90},"Im Girokonto Plus sind Bargeldeinzahlungen an Einzahlungsautomaten der Commerzbank in unbegrenzter Anzahl kostenlos enthalten.",{"standardFee":3046,"conditionsDescription":3047},{"amount":90},"Kostenloses Bezahlen in Euro innerhalb Deutschlands.",{"standardFee":3049,"conditionsDescription":3050},{"amount":90},"Durch die im Girokonto Plus enthaltene Option 'Bargeld Plus' sind Abhebungen an fast allen Automaten innerhalb Deutschlands seitens comdirect kostenlos (zzgl. evtl. anfallender Entgelte der Automatenbetreiber). Im EU-Ausland ist die Karte technisch meist nicht nutzbar.",{"standardFee":3052,"conditionsDescription":3053},{"amount":90},"Kostenlos an allen ca. 7.000 Geldautomaten der Cash Group (Commerzbank, Deutsche Bank, Postbank, UniCredit Bank etc.).",{"standardFee":3055,"conditionsDescription":3056},{},"Nicht möglich – kein internationales Co-Badge vorhanden (reine girocard).",{"standardFee":3058,"conditionsDescription":3059},{},"Im außereuropäischen Ausland technisch nicht nutzbar (reine girocard ohne internationales Co-Badge).",{"standardFee":3061,"conditionsDescription":3062},{"amount":90},"Kostenlose Bargeldauszahlung bei über 13.000 Partnern im Einzelhandel (z. B. REWE, Penny, Aldi Süd, Lidl) im Rahmen eines Einkaufs.",{"name":1013,"scheme":168,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":3064,"issuanceType":170,"specialFeatures":3065,"includedQuantity":144,"withdrawalNetworks":3072,"additionalDescription":3073,"paymentInHomeCurrency":3074,"atmWithdrawalForeignEu":3076,"atmWithdrawalOwnNetwork":3079,"paymentInForeignCurrency":3082,"atmWithdrawalForeignNonEu":3085},{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[3066,3068,3069],{"name":804,"description":3067},"Die Karten-PIN kann am Geldautomaten oder online selbst festgelegt werden.",{"name":2412,"description":2413},{"name":3070,"description":3071},"Bargeld Plus","Inkludierte Option für unbegrenzt viele kostenlose Bargeldabhebungen weltweit.",[176],"Die Visa-Debitkarte ist im Grundpreis des Girokonto Plus (9,90 €/Monat) enthalten. Im Gegensatz zum Basismodell sind hier unbegrenzt viele Bargeldabhebungen weltweit inklusive.",{"standardFee":3075},{"amount":90},{"standardFee":3077,"conditionsDescription":3078,"minimumTransactionAmount":820},{"amount":90},"Unbegrenzt kostenlos an fast allen Geldautomaten mit Visa-Zeichen in der Eurozone.",{"standardFee":3080,"conditionsDescription":3081,"minimumTransactionAmount":820},{"amount":90},"Unbegrenzt kostenlos an fast allen Geldautomaten mit Visa-Zeichen in Deutschland.",{"standardFee":3083,"conditionsDescription":3084},{"percentage":1026},"1,75 % Auslandseinsatzentgelt bei Zahlungen in Fremdwährung.",{"standardFee":3086,"conditionsDescription":3087,"minimumTransactionAmount":820},{"amount":90},"Weltweit unbegrenzt kostenlos an Geldautomaten mit Visa-Zeichen (kein Auslandseinsatzentgelt bei Abhebungen).",{"name":1030,"scheme":168,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":3089,"issuanceType":170,"includedQuantity":144,"cashDepositAtTerminal":3090,"paymentInHomeCurrency":3092,"atmWithdrawalForeignEu":3094,"atmWithdrawalOwnNetwork":3096,"paymentInForeignCurrency":3098,"atmWithdrawalForeignNonEu":3100,"atmWithdrawalPartnerNetwork":3102},{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},{"standardFee":3091},{},{"standardFee":3093},{"amount":90},{"standardFee":3095},{"amount":1001},{"standardFee":3097},{"amount":1001},{"standardFee":3099},{},{"standardFee":3101},{"amount":1001},{"standardFee":3103},{},"Eine Girocard (Debitkarte) kann optional für 1,00 € pro Monat hinzugebucht werden.",{"accountType":215,"isBranchAccount":71,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":3108,"keyFeatures":3109},[],[],{"arranged":3111,"tolerated":3113},{"isAvailable":45,"interestRate":3112},{"min":1053},{"isAvailable":45,"interestRate":3114},{"min":1056},{"easeScore":128,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":46,"providesImmediateAccess":71,"availableVerificationMethods":3116},[229,230,231],{"age":3118,"restrictions":3119,"targetAudience":3120,"conditionsDescription":3121,"otherSpecialConditions":3122},{"min":234},[],[],"Premium-Girokonto für Privatpersonen ab 18 Jahren mit einer monatlichen Grundgebühr von 9,90 Euro. Es beinhaltet eine Visa-Kreditkarte, eine Girocard, unbegrenzte Bargeldtransaktionen sowie ein Reiseversicherungspaket.","Die im Kontopaket enthaltene Visa-Kreditkarte (Charge-Karte) wird nur bei entsprechender Bonität gewährt.",{"overdraft":3124,"creditInterest":46,"savingsInterest":3128,"accountMaintenance":3135},{"billingFrequency":243,"arrangedOverdraft":3125,"unarrangedOverdraft":3127},{"isVariable":45,"interestRate":1069,"conditionsDescription":3126},"8,65 % p.a. variabel (8,93 % effektiver Jahreszins)",{"isVariable":45,"interestRate":1056,"conditionsDescription":1072},{"type":249,"isAvailable":45,"regularRate":3129,"subAccounts":3131,"promotionalRate":3133,"savingsAccountName":1085},{"isVariable":45,"annualInterestRate":1075,"conditionsDescription":3130},"0,75 % p.a. variabel (Basiszins für Bestandskunden)",{"conditionsDescription":3132},"Ein kostenloses Tagesgeld PLUS-Konto ist im Girokonto-Bundle enthalten und wird automatisch mit angelegt.",{"maximumAmount":1081,"durationMonths":1082,"annualInterestRate":1083,"conditionsDescription":3134},"3,00 % p.a. Aktionszins für 6 Monate für Neukunden bei Eröffnung eines Girokonto-Bundles, bis 100.000 €",{"bestCaseFee":3136,"standardFee":3136,"conditionGroup":3137,"conditionsDescription":3139},9.9,{"logic":679,"conditions":3138},[],"Bedingungslos 9,90 € pro Monat",{"checkDeposit":3141,"transactions":3144,"onlineTransfer":3151,"instantTransfer":3154,"standingOrderSetup":3156,"counterTransferPaper":3159,"directDebitExecution":3161,"standingOrderExecution":3163},{"standardFee":3142,"conditionsDescription":3143},{"amount":1001},"Scheckeinzahlung von Inlandsschecks in Euro kostet 4,90 € pro Scheck. Inlandsschecks in Fremdwährung kosten 0,15 % (mind. 14,90 €). Auslandsschecks werden nicht mehr angenommen.",{"onlineTransfer":3145,"standingOrderSetup":3148},{"standardFee":3146,"conditionsDescription":3147},{"amount":90},"Beleglose SEPA-Überweisung (Online-Banking, App) ist kostenlos.",{"standardFee":3149,"conditionsDescription":3150},{"amount":90},"Einrichtung, Änderung und Löschung online kostenlos. Bei Auftragserteilung per Telefon, Fax oder Brief fällt ein Zuschlag von 4,90 € an.",{"standardFee":3152,"conditionsDescription":3153},{"amount":90},"Beleglose SEPA-Überweisungen via Online-Banking oder App sind kostenlos.",{"standardFee":3155},{"amount":90},{"standardFee":3157,"conditionsDescription":3158},{"amount":90},"Einrichtung, Änderung und Löschung eines Dauerauftrags sind online kostenlos. Bei Auftragserteilung per Telefon, Fax oder Brief fällt ein Zuschlag von 4,90 € an.",{"standardFee":3160},{},{"standardFee":3162},{"amount":90},{"standardFee":3164},{},{"is24x7":71,"channels":3166},[],{"supportsWero":71,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":3168,"weroDescription":3169,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304,305],{},[3171],{"name":311,"isIncluded":45,"productType":312,"conditionsDescription":313},{"deposit":3173,"withdrawal":3176,"partnerNetworks":3178,"serviceProvider":3179},{"standardFee":3174,"conditionsDescription":3175},{"amount":90},"Kostenlos mit Girokonto Plus (erste 3 pro Kalenderjahr generell kostenlos, danach bei Plus weiterhin kostenlos). Mindestbetrag 50 €. Über comdirect App mit Barzahlen bei ca. 12.000 Partnerfilialen, unabhängig von Einkauf. Maximalbetrag 999,99 € (Ein- und Auszahlungen zusammen) innerhalb 24 Stunden.",{"standardFee":3177,"maximumTransactionAmount":320,"minimumTransactionAmount":820},{"amount":90},[933,325,929,934,932],"Barzahlen",{"deposit":3181,"withdrawal":3183},{"standardFee":3182},{"amount":90},{"standardFee":3184},{"amount":90},{"depositInsurance":3186},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:20:39.355Z",{"id":3189,"brandId":3190,"importKeys":3191,"financeAdsProductIds":3193,"productTypeKey":85,"rootWebsiteUrl":3194,"affiliateUrl":46,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":3195,"isActive":45,"popularIndex":46,"fairnessScore":90,"marketingHighlights":3196,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":3199,"updatedAt":3200,"brand":3201,"productType":3216,"productDetailVersion":3217},15725,2701,{"bafin":3192},"2701_Privatkonto_checking_account",[],"https://www.merkur-privatbank.de/zahlungsverkehr/privatkonto.html","Privatkonto",{"header":3197,"ribbon":3198},{"icon":97,"text":97,"color":97},{"text":97,"color":97,"tooltip":97},"2026-02-23T10:18:23.252Z","2026-05-19T05:57:14.030Z",{"id":3190,"key":3202,"slug":3203,"importKeys":3204,"logoImageId":3205,"faviconImageId":46,"rootWebsiteUrl":3206,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":3207,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":234,"branchZipCodes":3208,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":551,"financeAdsAdvertiserId":46,"appleAppRating":1927,"googlePlayRating":977,"createdAt":3212,"updatedAt":3213,"logoImage":3214},"MERKUR PRIVATBANK KGaA","merkur-privatbank-kgaa",{"bafin":3202},65,"https://www.merkur-privatbank.de","direkt@merkur-privatbank.de",[390,2568,1188,442,3209,3210,1669,499,500,502,3211,1352,1367,1375,546,1731,1732,2674],"40479","60325","68165","2026-02-23T09:17:51.949Z","2026-03-17T12:19:31.706Z",{"key":3215,"bucket":118},"public/5f120737e5.png",{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":3218,"productId":3189,"score":3219,"maxScore":125,"rank":3220,"scorePremium":3221,"maxScorePremium":127,"rankPremium":3222,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":3223,"validTo":46,"specificAttributes":3224,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":3353},29130,168,47,315,43,"2026-01-01T00:00:00.000Z",{"cards":3225,"account":3266,"documents":3267,"marketing":3268,"overdraft":3271,"onboarding":3278,"eligibility":3280,"feesAndRates":3285,"transactions":3300,"customerSupport":3334,"digitalFeatures":3336,"cashServicesAtRetail":3339,"cashServicesAtCounter":3346,"providerInfrastructure":3351},{"girocard":3226,"debitCard":46,"creditCard":3250,"alternativeDebitCardDescription":46},{"name":772,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":3227,"issuanceType":170,"includedQuantity":144,"withdrawalNetworks":3228,"additionalDescription":3229,"cashDepositAtTerminal":3230,"paymentInHomeCurrency":3233,"atmWithdrawalForeignEu":3235,"atmWithdrawalOwnNetwork":3238,"paymentInForeignCurrency":3241,"atmWithdrawalForeignNonEu":3244,"atmWithdrawalPartnerNetwork":3247},{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[576],"Die girocard verfügt über eine Maestro-Funktion für die weltweite Nutzung. Zudem ist die kostenlose Bargeldauszahlung im Einzelhandel (Cashback) ab 20 € Einkaufswert möglich.",{"standardFee":3231,"conditionsDescription":3232},{"amount":90},"Bargeldeinzahlungen an den bankeigenen Automaten sind kostenfrei möglich.",{"standardFee":3234},{"amount":90},{"standardFee":3236,"conditionsDescription":3237},{"amount":90},"An fremden Automaten in Euro berechnet die MERKUR PRIVATBANK kein eigenes Entgelt; es kann jedoch ein direktes Kundenentgelt (DKE) des Automatenbetreibers anfallen.",{"standardFee":3239,"conditionsDescription":3240},{"amount":90},"Kostenlos an eigenen Geldautomaten der MERKUR PRIVATBANK.",{"standardFee":3242,"conditionsDescription":3243},{"minimumFee":144,"percentage":875},"2 % vom Umsatz, mindestens 1,00 € bei Zahlungen in Fremdwährung via Maestro-Funktion.",{"standardFee":3245,"conditionsDescription":3246},{"minimumFee":112,"percentage":784},"Gilt für Bargeldabhebungen in Fremdwährung an fremden Geldautomaten (mindestens 4,00 €).",{"standardFee":3248,"conditionsDescription":3249},{"amount":90},"Kostenlose Bargeldauszahlung an allen Geldautomaten im CashPool-Verbund (z. B. Sparda-Banken, Targobank, Santander).",{"name":1791,"scheme":1792,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":3251,"issuanceType":170,"includedQuantity":144,"cashDepositAtTerminal":3252,"paymentInHomeCurrency":3254,"atmWithdrawalForeignEu":3256,"atmWithdrawalOwnNetwork":3258,"paymentInForeignCurrency":3260,"atmWithdrawalForeignNonEu":3262,"atmWithdrawalPartnerNetwork":3264},{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},{"standardFee":3253},{},{"standardFee":3255},{"amount":90},{"standardFee":3257},{"amount":89},{"standardFee":3259},{"amount":89},{"standardFee":3261},{"percentage":875},{"standardFee":3263},{"minimumFee":89,"percentage":875},{"standardFee":3265},{},{"accountType":215,"isBranchAccount":45,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":3269,"keyFeatures":3270},[],[],{"arranged":3272,"tolerated":3275},{"isAvailable":45,"interestRate":3273},{"min":3274},0.0786,{"isAvailable":45,"interestRate":3276},{"min":3277},0.1286,{"easeScore":112,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":46,"providesImmediateAccess":71,"availableVerificationMethods":3279},[229,231],{"age":3281,"restrictions":3282,"targetAudience":3283,"conditionsDescription":3284,"otherSpecialConditions":97},{"max":46,"min":90},[],[],"Girokonto für Privatpersonen zur Abwicklung des täglichen Zahlungsverkehrs. Die Eröffnung ist für volljährige Personen online möglich, für Minderjährige durch gesetzliche Vertreter.",{"overdraft":3286,"creditInterest":46,"savingsInterest":46,"accountMaintenance":3293},{"billingFrequency":243,"arrangedOverdraft":3287,"unarrangedOverdraft":3290},{"isVariable":45,"interestRate":3288,"conditionsDescription":3289},0.07821,"7,821 % p.a. variabel",{"isVariable":45,"interestRate":3291,"conditionsDescription":3292},0.12821,"12,821 % p.a. variabel für geduldete Überziehungen",{"bestCaseFee":90,"standardFee":3294,"conditionGroup":3295,"conditionsDescription":3299},16.95,{"logic":679,"conditions":3296},[3297],{"type":271,"value":884,"purpose":267,"frequency":273,"description":3298},"Kostenlos für alle Kontoinhaber bis zur Vollendung des 27. Lebensjahres.","Kostenlos für alle unter 28 Jahren (bis zur Vollendung des 27. Lebensjahres).",{"checkDeposit":3301,"transactions":3303,"onlineTransfer":3317,"instantTransfer":3320,"standingOrderSetup":3322,"rejectedDirectDebit":3325,"counterTransferPaper":3328,"directDebitExecution":3330,"standingOrderExecution":3332},{"standardFee":3302},{},{"onlineTransfer":3304,"standingOrderSetup":3307,"paperStatementByPost":3310,"standingOrderExecution":3314},{"standardFee":3305,"conditionsDescription":3306},{"amount":90},"Beleglose SEPA-Überweisungen (online) sind im Kontoführungspreis des Privatkontos enthalten.",{"standardFee":3308,"conditionsDescription":3309},{"amount":90},"Einrichtung, Änderung und Löschung von Daueraufträgen sind kostenlos.",{"standardFee":3311,"conditionsDescription":3313},{"amount":3312},0.25,"Zusendung von Kontoauszügen per Post kostet 0,25 € pro Erstellung zzgl. Porto.",{"standardFee":3315,"conditionsDescription":3316},{"amount":90},"Die Ausführung von Daueraufträgen ist kostenfrei.",{"standardFee":3318,"conditionsDescription":3319},{"amount":90},"Beleglose Aufträge (online) sind im Kontoführungspreis des Privatkontos enthalten.",{"standardFee":3321},{"amount":90},{"standardFee":3323,"conditionsDescription":3324},{"amount":90},"Einrichtung, Änderung, Aussetzung und Löschung von Daueraufträgen sind kostenlos.",{"standardFee":3326,"conditionsDescription":3327},{"amount":144},"Entgelt für die Unterrichtung über die berechtigte Ablehnung einer Lastschrifteinlösung beträgt 1,00 €.",{"standardFee":3329},{"amount":89},{"standardFee":3331},{"amount":90},{"standardFee":3333},{},{"is24x7":71,"channels":3335},[658],{"supportsWero":71,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":3337,"weroDescription":3338,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303],{},{"deposit":3340,"withdrawal":3342,"partnerNetworks":3344,"serviceProvider":46},{"standardFee":3341,"conditionsDescription":718},{"amount":90},{"standardFee":3343,"minimumTransactionAmount":1173},{"amount":90},[929,933,325,328,3345,334],"ALDI SÜD",{"deposit":3347,"withdrawal":3349},{"standardFee":3348},{"amount":90},{"standardFee":3350},{},{"depositInsurance":3352},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:21:14.372Z",{"id":3355,"brandId":3356,"importKeys":3357,"financeAdsProductIds":3359,"productTypeKey":85,"rootWebsiteUrl":46,"affiliateUrl":3361,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":3362,"isActive":45,"popularIndex":46,"fairnessScore":90,"marketingHighlights":3363,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":3366,"updatedAt":3367,"brand":3368,"productType":3446,"productDetailVersion":3447},14834,2552,{"bafin":3358},"2552_AktivKonto_checking_account",[3360],137,"https://www.financeads.net/tc.php?t=78076C47209003D&product=137","AktivKonto",{"header":3364,"ribbon":3365},{"icon":97,"text":97,"color":97},{"text":97,"color":97,"tooltip":97},"2026-02-23T10:18:03.538Z","2026-05-19T05:39:50.153Z",{"id":3356,"key":3369,"slug":3370,"importKeys":3371,"logoImageId":1390,"faviconImageId":46,"rootWebsiteUrl":3372,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":3373,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":3374,"branchZipCodes":3375,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":1735,"financeAdsAdvertiserId":3441,"appleAppRating":1381,"googlePlayRating":756,"createdAt":3442,"updatedAt":3443,"logoImage":3444},"Deutsche Bank AG","deutsche-bank-ag",{"bafin":3369},"https://www.deutsche-bank.de","deutsche.bank@db.com",341,[381,382,1178,1180,3376,1182,1594,3377,383,3378,1595,384,386,1183,3379,3380,3381,387,2560,2563,388,1599,3382,389,390,3383,391,2569,1188,3384,2572,393,753,753,1601,3385,3386,1603,1189,3387,2575,3388,3389,3390,3391,1193,2576,1194,1195,3392,1196,1197,1201,1609,1610,401,402,403,404,405,406,1614,1615,3393,407,3394,408,3395,3396,409,1204,1206,411,412,3397,3398,1207,3399,3400,1208,3401,3401,415,416,1210,1211,2589,1213,1214,3402,3403,418,2591,2592,3404,1622,1623,419,3405,3406,420,3407,3408,421,422,423,424,1222,2595,425,2597,1228,1230,426,428,3409,430,431,3410,434,436,1240,1635,1242,3411,1243,3412,1244,438,439,440,441,1636,442,443,2609,444,445,1639,446,1250,447,2610,448,3413,3414,1641,1252,3415,3416,1644,2616,1254,3417,2617,1255,450,451,452,453,454,455,1256,2619,1257,1259,457,3418,1260,2621,2622,2623,1261,1266,462,463,465,1270,3419,3420,466,467,468,1647,469,1280,3421,471,1282,472,473,1287,3422,3423,1288,475,476,3424,3425,477,1291,3426,1293,1295,1296,3427,2628,1651,1652,3428,2630,1301,1302,481,1303,482,3429,483,1304,484,1306,3430,1307,3431,486,487,3432,488,3433,1310,2635,489,490,491,2636,492,1311,1312,1313,1314,1315,493,494,1317,1318,1319,1320,3210,2643,496,3434,497,1325,498,499,500,501,502,504,506,1329,1331,507,508,509,1333,1334,510,1335,512,1336,1678,513,3435,1680,1339,1343,517,2653,518,519,520,1684,521,522,523,524,1690,1348,1349,525,1350,1351,528,1692,529,530,3436,2656,3437,1353,1697,533,1700,534,3438,2660,1705,1707,2661,535,3439,536,537,1358,2664,538,539,1361,540,1720,541,109,3440,542,1367,1370,543,1372,544,1374,1375,1376,546,548,549,1377,550,1378,1379,1734],"01587","01968","02763","04347","04552","04808","07407","07973","09112","10365","10437","10715","10825","10961","12049","12109","12355","16321","16816","17291","17389","19288","19348","20148","20149","20457","22299","22359","22848","23562","23570","23701","23795","28211","30559","32545","33102","39218","39288","40223","40239","40625","42283","45133","45259","46399","47574","47608","48599","48703","49525","50668","50933","51688","53113","53359","54470","55411","61462","70174","79713","80336","81925","83646","90482",1073,"2026-02-23T09:17:50.882Z","2026-03-25T12:31:47.268Z",{"key":3445,"bucket":118},"public/5655f4990e.png",{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":3448,"productId":3355,"score":2032,"maxScore":125,"rank":820,"scorePremium":3449,"maxScorePremium":127,"rankPremium":3450,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":3451,"validTo":46,"specificAttributes":3452,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":3631},28239,184,103,"2026-02-13T00:00:00.000Z",{"cards":3453,"account":3539,"documents":3540,"marketing":3541,"overdraft":3544,"onboarding":3551,"eligibility":3553,"feesAndRates":3559,"transactions":3579,"customerSupport":3609,"digitalFeatures":3611,"companionProducts":3614,"cashServicesAtRetail":3618,"cashServicesAtCounter":3624,"providerInfrastructure":3629},{"girocard":3454,"debitCard":3482,"creditCard":3515,"alternativeDebitCardDescription":3537,"alternativeCreditCardDescription":3538},{"name":3455,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":3456,"issuanceType":170,"includedQuantity":144,"withdrawalNetworks":3458,"additionalDescription":3460,"cashDepositAtTerminal":3461,"paymentInHomeCurrency":3464,"atmWithdrawalForeignEu":3466,"atmWithdrawalOwnNetwork":3469,"paymentInForeignCurrency":3472,"atmWithdrawalForeignNonEu":3476,"atmWithdrawalPartnerNetwork":3479},"Deutsche Bank Card",{"feeAmount":90,"feePeriod":141,"conditionsDescription":3457,"isIncludedInAccountFee":45},"Die erste Deutsche Bank Card ist im monatlichen Grundpreis des AktivKontos enthalten.",[996,3459,2389],"Global ATM Alliance","Die Deutsche Bank Card (Debitkarte) verfügt über ein Co-Badge (Maestro oder Mastercard Debit), das weltweite Akzeptanz ermöglicht. Kontaktloses Bezahlen ist integriert.",{"standardFee":3462,"conditionsDescription":3463},{"amount":90},"Einzahlungen von Banknoten an Einzahlautomaten der Deutschen Bank sind für Kontoinhaber kostenfrei.",{"standardFee":3465},{"amount":90},{"standardFee":3467,"conditionsDescription":3468},{"amount":1781,"percentage":784},"An fremden Geldautomaten in der Euro-Zone 1 %, mindestens 5,99 Euro.",{"standardFee":3470,"conditionsDescription":3471},{"amount":90},"Kostenlos an allen Geldautomaten der Cash Group (Deutsche Bank, Postbank, Commerzbank, HypoVereinsbank) sowie an vielen Shell-Stationen.",{"standardFee":3473,"conditionsDescription":3475},{"percentage":3474},0.01125,"Bei Zahlungen in Fremdwährung wird ein Währungsumrechnungsentgelt von 1,125 % auf den Referenzwechselkurs erhoben.",{"standardFee":3477,"conditionsDescription":3478},{"amount":1781,"percentage":784},"An fremden Geldautomaten im außereuropäischen Ausland 1 %, mindestens 5,99 Euro (zzgl. etwaiger Währungsumrechnungsentgelte).",{"standardFee":3480,"conditionsDescription":3481},{"amount":90},"Kostenlose Bargeldabhebung weltweit an Automaten der Kooperationspartner der Global ATM Alliance (u.a. Bank of America, Barclays, BNP Paribas, Scotiabank).",{"name":3483,"scheme":1792,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":3484,"issuanceType":143,"specialFeatures":3486,"includedQuantity":90,"withdrawalNetworks":3492,"additionalDescription":3493,"cashDepositAtTerminal":3494,"paymentInHomeCurrency":3497,"atmWithdrawalForeignEu":3499,"atmWithdrawalOwnNetwork":3502,"paymentInForeignCurrency":3505,"atmWithdrawalForeignNonEu":3508,"atmWithdrawalPartnerNetwork":3512},"Deutsche Bank Card Plus",{"feeAmount":234,"feePeriod":141,"conditionsDescription":3485,"isIncludedInAccountFee":71},"Oftmals im ersten Jahr beitragsfrei bei Neukunden-Aktionen; regulär 18 € pro Jahr.",[3487,3490],{"name":3488,"description":3489},"Wunschmotiv","Die Karte kann gegen eine einmalige Gebühr von 7,99 € mit einem individuellen Motiv gestaltet werden.",{"name":2412,"description":3491},"Vollständige Integration von Apple Pay und Google Pay.",[1791],"Unterstützt Apple Pay und Google Pay. Weltweiter Einsatz an Mastercard-Akzeptanzstellen möglich.",{"standardFee":3495,"conditionsDescription":3496},{"amount":90},"An Einzahlautomaten der Deutschen Bank kostenfrei möglich.",{"standardFee":3498},{"amount":90},{"standardFee":3500,"conditionsDescription":3501},{"amount":1432},"An fremden Geldautomaten innerhalb der EU/EWR-Staaten in Euro.",{"standardFee":3503,"conditionsDescription":3504},{"amount":90},"Kostenlos an allen Geldautomaten der Deutschen Bank und Postbank.",{"standardFee":3506,"conditionsDescription":3507},{"percentage":923},"1 % Auslandseinsatzentgelt plus 0,5 % Währungsumrechnungsentgelt.",{"standardFee":3509,"conditionsDescription":3511},{"amount":1432,"percentage":3510},0.005,"3,95 € zzgl. 0,5 % Währungsumrechnungsentgelt an fremden Geldautomaten außerhalb der EU oder in Fremdwährung.",{"standardFee":3513,"conditionsDescription":3514},{"amount":90},"Kostenlos bei Kooperationspartnern im Ausland (z. B. Bank of America, Barclays, BNP Paribas) in über 30 Ländern; bei Fremdwährung zzgl. 0,5 % Währungsumrechnungsentgelt.",{"name":3516,"scheme":1792,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":3517,"issuanceType":143,"includedQuantity":144,"cashDepositAtTerminal":3519,"paymentInHomeCurrency":3521,"atmWithdrawalForeignEu":3523,"atmWithdrawalOwnNetwork":3526,"paymentInForeignCurrency":3528,"atmWithdrawalForeignNonEu":3531,"atmWithdrawalPartnerNetwork":3535},"MasterCard Standard",{"feeAmount":3518,"feePeriod":141,"isIncludedInAccountFee":71},39,{"standardFee":3520},{},{"standardFee":3522},{"amount":90},{"standardFee":3524},{"minimumFee":3525,"percentage":1800},5.75,{"standardFee":3527},{"percentage":1800},{"standardFee":3529},{"minimumFee":3530,"percentage":1026},1.5,{"standardFee":3532},{"minimumFee":3533,"percentage":3534},7.25,0.0425,{"standardFee":3536},{},"Die 'Deutsche Bank Card Virtual' ist eine rein digitale Mastercard Debitkarte, die für Inhaber eines AktivKontos kostenlos enthalten ist und primär für mobiles Bezahlen via Apple Pay oder Google Pay genutzt werden kann (keine Bargeldabhebungen).","MasterCard Gold (82 €/Jahr), MasterCard Travel (94 €/Jahr), MasterCard Platinum (200 €/Jahr), MasterCard Black (600 €/Jahr)",{"accountType":215,"isBranchAccount":45,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":3542,"keyFeatures":3543},[],[220],{"arranged":3545,"tolerated":3548},{"isAvailable":45,"interestRate":3546},{"min":3547},0.11349999999999999,{"isAvailable":45,"interestRate":3549},{"min":3550},0.128,{"easeScore":128,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":128,"providesImmediateAccess":45,"availableVerificationMethods":3552},[229,231],{"age":3554,"restrictions":3555,"targetAudience":3556,"conditionsDescription":3557,"otherSpecialConditions":3558},{"max":46,"min":46},[],[],"Standard-Girokonto für Privatpersonen mit Fokus auf smartes Online- und Mobile-Banking (App, Apple/Google Pay, kostenfreie Abhebungen in über 30 Ländern). Kein monatlicher Mindestgeldeingang erforderlich, Grundpreis 6,90 €.","Online-Eröffnung in wenigen Minuten mit Video-Legitimation (oder PostIdent), sofortige Vergabe von IBAN und Online-Banking-Zugang. Option auf Sofort-Dispositionskredit bis 500 € (ab 18 Jahren, Bonität vorausgesetzt).",{"overdraft":3560,"custodyFee":3566,"creditInterest":46,"savingsInterest":3567,"accountMaintenance":3572},{"billingFrequency":243,"arrangedOverdraft":3561,"unarrangedOverdraft":3564},{"isVariable":45,"interestRate":3562,"conditionsDescription":3563},0.1135,"11,35 % p.a. variabel",{"isVariable":45,"interestRate":3550,"conditionsDescription":3565},"12,80 % p.a. variabel für geduldete Überziehungen",{"rate":90,"freeAmount":90},{"type":249,"isAvailable":45,"regularRate":3568,"savingsAccountName":3570,"additionalDescription":3571},{"isVariable":45,"annualInterestRate":3510,"conditionsDescription":3569},"0,50 % p.a. variabel ab dem ersten Euro auf dem Flexgeldkonto.","Flexgeld","Die Zinsgutschrift auf dem Flexgeldkonto erfolgt quartalsweise zum Ende des Kalendervierteljahres. Ein Flexgeldkonto kann als kostenloses Tagesgeld-Unterkonto zum Girokonto geführt werden. Der Aktionszins von 2,50 % p.a. für Girokonto-Neukunden endete am 28.02.2026.",{"bestCaseFee":90,"standardFee":3573,"conditionGroup":3574,"conditionsDescription":3578},6.9,{"logic":679,"conditions":3575},[3576],{"type":195,"purpose":267,"frequency":268,"description":3577},"Bestehende Anlage (Festgeld) im Deutsche Bank ZinsMarkt","Kostenlos bei aktiver Festgeldanlage im Deutsche Bank ZinsMarkt.",{"checkDeposit":3580,"transactions":3582,"onlineTransfer":3595,"instantTransfer":3598,"standingOrderSetup":3600,"counterTransferPaper":3603,"directDebitExecution":3605,"standingOrderExecution":3607},{"standardFee":3581},{},{"onlineTransfer":3583,"standingOrderSetup":3586,"paperStatementByPost":3589,"standingOrderExecution":3592},{"standardFee":3584,"conditionsDescription":3585},{"amount":90},"Beleglose SEPA-Überweisungen im Online-/Mobile-Banking oder am Bankingterminal sind im monatlichen Grundpreis enthalten.",{"standardFee":3587,"conditionsDescription":3588},{"amount":90},"Einrichtung, Änderung und Löschung online oder am Bankingterminal kostenlos. Beleghaft oder via Telefon-Service: 1,50 €.",{"standardFee":3590,"conditionsDescription":3591},{"amount":3530},"Kosten für den Versand von Kontoauszügen per Post (Porto und Bereitstellung), sofern nicht digital oder am Terminal abgerufen.",{"standardFee":3593,"conditionsDescription":3594},{"amount":90},"Ausführung von SEPA-Daueraufträgen (auch Echtzeit) ist in der Kontoführung enthalten.",{"standardFee":3596,"conditionsDescription":3597},{"amount":90},"Beleglose SEPA-Überweisungen via Online- und Mobile-Banking sowie am Bankingterminal sind im monatlichen Grundpreis enthalten.",{"standardFee":3599},{"amount":90},{"standardFee":3601,"conditionsDescription":3602},{"amount":90},"Einrichtung, Änderung und Löschung von SEPA-Daueraufträgen online oder am Bankingterminal kostenlos. Bei Beauftragung über Mitarbeiter (Filiale/Telefon): 1,50 €.",{"standardFee":3604},{"amount":3530},{"standardFee":3606},{"amount":90},{"standardFee":3608},{},{"is24x7":71,"channels":3610},[658],{"supportsWero":45,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":3612,"weroDescription":3613,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304],{},[3615],{"name":3616,"isIncluded":45,"productType":312,"conditionsDescription":3617},"maxblue Depot","Kostenlose Depotführung beim Online-Broker maxblue inklusive.",{"deposit":3619,"withdrawal":3621,"partnerNetworks":3623,"serviceProvider":46},{"standardFee":3620,"conditionsDescription":718},{"amount":90},{"standardFee":3622},{"amount":90},[324,323,328,325,322,929,2348],{"deposit":3625,"withdrawal":3627},{"standardFee":3626},{"amount":90},{"standardFee":3628},{"amount":90},{"depositInsurance":3630},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:20:40.605Z",{"id":3633,"brandId":3634,"importKeys":3635,"financeAdsProductIds":3637,"productTypeKey":85,"rootWebsiteUrl":3638,"affiliateUrl":46,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":3639,"isActive":45,"popularIndex":46,"fairnessScore":90,"marketingHighlights":3640,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":3643,"updatedAt":3644,"brand":3645,"productType":3717,"productDetailVersion":3718},15808,2717,{"bafin":3636},"2717_smartPremium_checking_account",[],"https://www.olb.de/konten-und-karten/kontenvergleich/smartpremium","smartPremium",{"header":3641,"ribbon":3642},{"icon":97,"text":97,"color":97},{"text":97,"color":97,"tooltip":97},"2026-02-23T10:18:25.428Z","2026-03-16T20:13:40.692Z",{"id":3634,"key":3646,"slug":3647,"importKeys":3648,"logoImageId":2258,"faviconImageId":46,"rootWebsiteUrl":3649,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":3650,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":3651,"branchZipCodes":3652,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":3712,"financeAdsAdvertiserId":46,"appleAppRating":1537,"googlePlayRating":113,"createdAt":3713,"updatedAt":3714,"logoImage":3715},"Oldenburgische Landesbank AG","oldenburgische-landesbank-ag",{"bafin":3646},"https://www.olb.de","https://www.olb.de/service/kontakt-und-informationen/kontaktaufnahme/ihr-kontakt-zu-uns",78,[2550,3653,3654,3401,3655,2596,425,3656,3657,3658,2597,3659,3660,3661,3662,3663,3664,1227,1228,3665,1229,3666,3667,427,3668,428,3669,3670,3671,3672,3673,3674,3675,3676,3677,3678,3679,3680,3681,1276,3682,3683,1649,477,3684,1291,3685,3686,1650,3687,3688,3689,478,3690,3691,3692,3693,3694,1293,3695,481,3696,3697,3698,498,3699,3700,1670,1670,3701,3702,3703,1677,1680,3704,3705,3706,1702,3707,3708,3709,3710,3711],"10969","13629","20539","26160","26180","26316","26427","26441","26506","26603","26639","26655","26817","26919","26954","27793","28237","28857","30625","32278","33106","34131","35041","36269","38685","39326","40589","45128","45139","48165","48455","49152","49393","49401","49577","49610","49624","49681","49716","49740","49751","49762","50389","60486","60549","61352","63457","63784","65203","65926","67063","70806","76187","79618","81739","82049","83308","83553","85579",49750,"2026-02-23T09:17:52.100Z","2026-03-07T08:02:46.570Z",{"key":3716,"bucket":118},"public/08471f4a52.png",{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":3719,"productId":3633,"score":3720,"maxScore":125,"rank":3721,"scorePremium":3722,"maxScorePremium":127,"rankPremium":1745,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":3723,"validTo":46,"specificAttributes":3724,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":3889},29213,149,54,448,"2026-01-14T00:00:00.000Z",{"cards":3725,"account":3800,"documents":3801,"marketing":3802,"overdraft":3805,"onboarding":3812,"eligibility":3814,"feesAndRates":3819,"transactions":3842,"customerSupport":3866,"digitalFeatures":3868,"cashServicesAtRetail":3871,"cashServicesAtCounter":3882,"providerInfrastructure":3887},{"girocard":3726,"debitCard":3752,"creditCard":3781,"alternativeDebitCardDescription":3798,"alternativeCreditCardDescription":3799},{"name":772,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":3727,"issuanceType":143,"includedQuantity":90,"withdrawalNetworks":3729,"additionalDescription":3731,"cashDepositAtTerminal":3732,"paymentInHomeCurrency":3735,"atmWithdrawalForeignEu":3737,"atmWithdrawalOwnNetwork":3740,"paymentInForeignCurrency":3743,"atmWithdrawalForeignNonEu":3746,"atmWithdrawalPartnerNetwork":3749},{"feeAmount":234,"feePeriod":141,"conditionsDescription":3728,"isIncludedInAccountFee":71},"Die girocard kostet 1,50 € pro Monat. Im Kontomodell smartPremium sind standardmäßig zwei 'ec Karten' (Debit Mastercard) inklusive.",[3730,576],"OLB","OLB bezeichnet die im Paket inkludierte Debit Mastercard als 'ec Karte'. Die klassische 'girocard' ist ein optionales Zusatzprodukt für rein nationale Akzeptanzstellen und die Nutzung im CashPool-Verbund.",{"standardFee":3733,"conditionsDescription":3734},{"amount":90},"Unbegrenzte Einzahlungen an OLB-Automaten sind im smartPremium-Paket enthalten.",{"standardFee":3736},{"amount":90},{"standardFee":3738,"conditionsDescription":3739},{"minimumFee":128,"percentage":875},"An fremden Geldautomaten in Deutschland (außerhalb CashPool) und im EWR fallen 2 % vom Umsatz, mindestens jedoch 5,00 € an.",{"standardFee":3741,"conditionsDescription":3742},{"amount":90},"Kostenlos an allen OLB-Geldautomaten.",{"standardFee":3744,"conditionsDescription":3745},{},"Nicht möglich – kein internationales Co-Badge für die optionale girocard.",{"standardFee":3747,"conditionsDescription":3748},{},"Im außereuropäischen Ausland technisch nicht nutzbar – die girocard der OLB ist für den nationalen Einsatz und das CashPool-Netzwerk vorgesehen.",{"standardFee":3750,"conditionsDescription":3751},{"amount":90},"Kostenlos an allen Geldautomaten der CashPool-Partnerbanken.",{"name":3753,"scheme":1792,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":3754,"issuanceType":170,"specialFeatures":3755,"includedQuantity":89,"withdrawalNetworks":3762,"additionalDescription":3763,"cashDepositAtTerminal":3764,"paymentInHomeCurrency":3767,"atmWithdrawalForeignEu":3769,"atmWithdrawalOwnNetwork":3772,"paymentInForeignCurrency":3775,"atmWithdrawalForeignNonEu":3778},"ec Karte (Debit Mastercard)",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[3756,3759],{"name":3757,"description":3758},"OLB Cash","Bargeld an den Kassen von Partnerunternehmen (z. B. Supermärkte) ein- und auszahlen via App.",{"name":3760,"description":3761},"Mobile Payment","Unterstützung von Apple Pay und Google Pay für kontaktloses Bezahlen.",[1791,3757],"Die Karte wird von der Bank als 'ec Karte' bezeichnet, ist jedoch eine Debit Mastercard. Apple Pay und Google Pay werden unterstützt.",{"standardFee":3765,"conditionsDescription":3766},{"amount":90},"Unbegrenzte kostenlose Bargeldeinzahlungen an OLB-Geldautomaten.",{"standardFee":3768},{"amount":90},{"standardFee":3770,"conditionsDescription":3771},{"amount":90},"Kostenlose Bargeldauszahlungen in Euro innerhalb des EWR.",{"standardFee":3773,"conditionsDescription":3774},{"amount":90},"Unbegrenzt kostenlose Bargeldauszahlungen an OLB-Geldautomaten sowie über die Funktion OLB Cash.",{"standardFee":3776,"conditionsDescription":3777},{"percentage":1026},"1,75 % Währungsumrechnungsentgelt bei Zahlungen in einer anderen Währung als Euro.",{"standardFee":3779,"conditionsDescription":3780},{"minimumFee":128,"percentage":875},"2 %, mind. 5,00 € bei Abhebungen in Fremdwährung außerhalb Deutschlands.",{"name":3782,"scheme":1792,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":3783,"issuanceType":170,"includedQuantity":144,"cashDepositAtTerminal":3784,"paymentInHomeCurrency":3786,"atmWithdrawalForeignEu":3788,"atmWithdrawalOwnNetwork":3790,"paymentInForeignCurrency":3792,"atmWithdrawalForeignNonEu":3794,"atmWithdrawalPartnerNetwork":3796},"Mastercard Gold",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},{"standardFee":3785},{},{"standardFee":3787},{"amount":90},{"standardFee":3789},{"amount":90},{"standardFee":3791},{"percentage":875},{"standardFee":3793},{},{"standardFee":3795},{"amount":90},{"standardFee":3797},{},"Jede weitere Debit Mastercard über die zwei inkludierten Karten hinaus kostet 1,50 € pro Monat.","Mastercard Standard (36 €/Jahr), Mastercard Gold (90 €/Jahr), Mastercard World Elite (119.88 €/Jahr), Mastercard World Elite (198 €/Jahr)",{"accountType":215,"isBranchAccount":45,"isOnlineAccount":45,"hasContractPenalty":45,"jointAccountAvailable":45},[],{"bonusOffers":3803,"keyFeatures":3804},[],[],{"arranged":3806,"tolerated":3809},{"isAvailable":45,"interestRate":3807},{"min":3808},0.10210000000000001,{"isAvailable":45,"interestRate":3810},{"min":3811},0.1641,{"easeScore":128,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":46,"providesImmediateAccess":71,"availableVerificationMethods":3813},[229],{"age":3815,"restrictions":3816,"targetAudience":3817,"conditionsDescription":3818,"otherSpecialConditions":97},{"max":46,"min":234},[],[],"Premium-Girokonto smartPremium für volljährige Privatkunden ab 18 Jahren mit umfangreichen Inklusivleistungen wie Mastercard Gold Kreditkarten, Reiseversicherungen und Cashback-Programm.",{"overdraft":3820,"creditInterest":46,"savingsInterest":3826,"accountMaintenance":3837},{"billingFrequency":243,"arrangedOverdraft":3821,"unarrangedOverdraft":3824},{"isVariable":45,"interestRate":3822,"conditionsDescription":3823},0.1021,"10,21 % p.a. variabler Sollzinssatz",{"isVariable":45,"interestRate":3811,"conditionsDescription":3825},"16,41 % p.a. variabler Sollzinssatz für geduldete Kontoüberziehungen",{"type":249,"isAvailable":45,"regularRate":3827,"promotionalRate":3829,"savingsAccountName":259,"additionalDescription":3832,"automatedSavingsFeatures":3833},{"isVariable":45,"annualInterestRate":784,"conditionsDescription":3828},"1,00 % p.a. variabel (Standard-Zinssatz für Bestandskunden)",{"validUntil":3830,"durationMonths":572,"annualInterestRate":2076,"conditionsDescription":3831},"2026-03-31","1,25 % p.a. für 12 Monate für Neukunden bei Abschluss bis zum 31.03.2026; gilt für unbegrenztes Anlagevolumen.","Das Tagesgeldkonto wird nach der Eröffnung des Girokontos im Onlinebanking eingerichtet. Das Modell smartPremium beinhaltet zudem 3 kostenlose 'smartPockets' (Unterkonten zur Budgetierung), die jedoch selbst nicht verzinst werden. Ein Zinsvorteil von 1,25 % p.a. ist für Neukunden verfügbar.",[3834],{"name":3835,"description":3836},"Abschöpfungssparen","Automatisches Umbuchen von Restguthaben vom Girokonto auf das Tagesgeldkonto zu einem frei wählbaren Termin und Sockelbetrag.",{"bestCaseFee":3838,"standardFee":3838,"conditionGroup":3839,"conditionsDescription":3841},14.9,{"logic":679,"conditions":3840},[],"14,90 € monatliche Grundgebühr",{"checkDeposit":3843,"transactions":3845,"onlineTransfer":3852,"instantTransfer":3855,"standingOrderSetup":3857,"counterTransferPaper":3860,"directDebitExecution":3862,"standingOrderExecution":3864},{"standardFee":3844},{},{"onlineTransfer":3846,"standingOrderSetup":3849},{"standardFee":3847,"conditionsDescription":3848},{"amount":90},"SEPA-Überweisung (beleglos) ist im monatlichen Paketpreis des smartPremium Kontos enthalten.",{"standardFee":3850,"conditionsDescription":3851},{"amount":90},"Einrichtung und Änderung von Daueraufträgen sind im monatlichen Paketpreis enthalten (online und beleghaft).",{"standardFee":3853,"conditionsDescription":3854},{"amount":90},"Beleglose SEPA-Überweisungen sind im monatlichen Paketpreis des smartPremium Kontos enthalten.",{"standardFee":3856},{"amount":90},{"standardFee":3858,"conditionsDescription":3859},{"amount":90},"Die Einrichtung und Änderung von Daueraufträgen (online sowie beleghaft) sind im monatlichen Paketpreis enthalten.",{"standardFee":3861},{"amount":112},{"standardFee":3863},{"amount":90},{"standardFee":3865},{},{"is24x7":71,"channels":3867},[658],{"supportsWero":71,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":3869,"weroDescription":3870,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304],{},{"deposit":3872,"withdrawal":3874,"partnerNetworks":3876,"serviceProvider":46},{"standardFee":3873,"maximumTransactionAmount":1894,"minimumTransactionAmount":90},{"amount":90},{"standardFee":3875,"maximumTransactionAmount":1894,"minimumTransactionAmount":90},{"amount":90},[933,325,929,932,3877,940,323,3878,3345,329,332,335,930,931,336,3879,334,3880,3881],"budni","ALDI NORD","Netto Marken-Discount","Obi","Hellweg",{"deposit":3883,"withdrawal":3885},{"standardFee":3884},{"amount":90},{"standardFee":3886},{"amount":90},{"depositInsurance":3888},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:21:17.654Z",{"id":3891,"brandId":3356,"importKeys":3892,"financeAdsProductIds":3894,"productTypeKey":85,"rootWebsiteUrl":46,"affiliateUrl":3896,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":3897,"isActive":45,"popularIndex":46,"fairnessScore":90,"marketingHighlights":3898,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":3902,"updatedAt":3903,"brand":3904,"productType":3908,"productDetailVersion":3909},14836,{"bafin":3893},"2552_BestKonto_checking_account",[3895],139,"https://www.financeads.net/tc.php?t=78076C47209003D&product=139","BestKonto",{"header":3899,"ribbon":3901},{"icon":93,"text":3900,"color":95},"Mastercard Gold Kreditkarte inklusive",{"text":2209,"color":962,"tooltip":97},"2026-02-23T10:18:03.554Z","2026-03-25T13:32:58.663Z",{"id":3356,"key":3369,"slug":3370,"importKeys":3905,"logoImageId":1390,"faviconImageId":46,"rootWebsiteUrl":3372,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":3373,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":3374,"branchZipCodes":3906,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":1735,"financeAdsAdvertiserId":3441,"appleAppRating":1381,"googlePlayRating":756,"createdAt":3442,"updatedAt":3443,"logoImage":3907},{"bafin":3369},[381,382,1178,1180,3376,1182,1594,3377,383,3378,1595,384,386,1183,3379,3380,3381,387,2560,2563,388,1599,3382,389,390,3383,391,2569,1188,3384,2572,393,753,753,1601,3385,3386,1603,1189,3387,2575,3388,3389,3390,3391,1193,2576,1194,1195,3392,1196,1197,1201,1609,1610,401,402,403,404,405,406,1614,1615,3393,407,3394,408,3395,3396,409,1204,1206,411,412,3397,3398,1207,3399,3400,1208,3401,3401,415,416,1210,1211,2589,1213,1214,3402,3403,418,2591,2592,3404,1622,1623,419,3405,3406,420,3407,3408,421,422,423,424,1222,2595,425,2597,1228,1230,426,428,3409,430,431,3410,434,436,1240,1635,1242,3411,1243,3412,1244,438,439,440,441,1636,442,443,2609,444,445,1639,446,1250,447,2610,448,3413,3414,1641,1252,3415,3416,1644,2616,1254,3417,2617,1255,450,451,452,453,454,455,1256,2619,1257,1259,457,3418,1260,2621,2622,2623,1261,1266,462,463,465,1270,3419,3420,466,467,468,1647,469,1280,3421,471,1282,472,473,1287,3422,3423,1288,475,476,3424,3425,477,1291,3426,1293,1295,1296,3427,2628,1651,1652,3428,2630,1301,1302,481,1303,482,3429,483,1304,484,1306,3430,1307,3431,486,487,3432,488,3433,1310,2635,489,490,491,2636,492,1311,1312,1313,1314,1315,493,494,1317,1318,1319,1320,3210,2643,496,3434,497,1325,498,499,500,501,502,504,506,1329,1331,507,508,509,1333,1334,510,1335,512,1336,1678,513,3435,1680,1339,1343,517,2653,518,519,520,1684,521,522,523,524,1690,1348,1349,525,1350,1351,528,1692,529,530,3436,2656,3437,1353,1697,533,1700,534,3438,2660,1705,1707,2661,535,3439,536,537,1358,2664,538,539,1361,540,1720,541,109,3440,542,1367,1370,543,1372,544,1374,1375,1376,546,548,549,1377,550,1378,1379,1734],{"key":3445,"bucket":118},{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":3910,"productId":3891,"score":3911,"maxScore":125,"rank":3912,"scorePremium":3913,"maxScorePremium":127,"rankPremium":104,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":3451,"validTo":46,"specificAttributes":3914,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":4059},28241,135,59,415,{"cards":3915,"account":3982,"documents":3983,"marketing":3984,"overdraft":3987,"onboarding":3992,"eligibility":3994,"feesAndRates":4000,"transactions":4015,"customerSupport":4039,"digitalFeatures":4041,"companionProducts":4044,"cashServicesAtRetail":4046,"cashServicesAtCounter":4052,"providerInfrastructure":4057},{"girocard":3916,"debitCard":3941,"creditCard":3963,"alternativeDebitCardDescription":3980,"alternativeCreditCardDescription":3981},{"name":3455,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":3917,"issuanceType":170,"includedQuantity":89,"withdrawalNetworks":3918,"additionalDescription":3920,"cashDepositAtTerminal":3921,"paymentInHomeCurrency":3924,"atmWithdrawalForeignEu":3926,"atmWithdrawalOwnNetwork":3929,"paymentInForeignCurrency":3932,"atmWithdrawalForeignNonEu":3935,"atmWithdrawalPartnerNetwork":3938},{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[996,3919],"Deutsche Bank Gruppe","Physische Girocard mit Mastercard oder Maestro Co-Badge für weltweite Akzeptanz. Im BestKonto sind bis zu 2 Karten ohne separates Jahresentgelt enthalten.",{"standardFee":3922,"conditionsDescription":3923},{"amount":90},"Kostenlos an Einzahlautomaten der Deutschen Bank.",{"standardFee":3925},{"amount":90},{"standardFee":3927,"conditionsDescription":3928},{"percentage":2076},"1 % (mind. 5,99 €) an fremden Automaten im Inland und EU-Ausland bei Euro-Auszahlungen; zzgl. 0,25 % bis 0,5 % Währungsumrechnungsentgelt in Nicht-Euro-Ländern (Summe gerundet auf 1,25 %).",{"standardFee":3930,"conditionsDescription":3931},{"amount":90},"Kostenlos an ca. 6.000 Geldautomaten der Cash Group (Deutsche Bank, Postbank, Commerzbank, HypoVereinsbank) sowie an vielen Shell-Tankstellen.",{"standardFee":3933,"conditionsDescription":3934},{"percentage":923},"1 % Auslandseinsatzentgelt (mind. 1,50 €) zzgl. 0,5 % Währungsumrechnungsentgelt bei Zahlungen in Fremdwährung.",{"standardFee":3936,"conditionsDescription":3937},{"percentage":923},"1 % (mind. 5,99 €) zzgl. 0,5 % Währungsumrechnungsentgelt bei Abhebungen an fremden Automaten außerhalb der Euro-Zone.",{"standardFee":3939,"conditionsDescription":3940},{"percentage":3510},"Kostenlos bei internationalen Kooperationspartnern (z. B. Bank of America, Barclays, BNP Paribas, Scotiabank, Westpac); lediglich 0,5 % Währungsumrechnungsentgelt bei Fremdwährung.",{"name":3942,"scheme":1792,"cardType":138,"designation":2881,"isAvailable":45,"issuanceFee":3943,"issuanceType":170,"includedQuantity":144,"withdrawalNetworks":3944,"additionalDescription":3945,"paymentInHomeCurrency":3946,"atmWithdrawalForeignEu":3948,"atmWithdrawalOwnNetwork":3951,"paymentInForeignCurrency":3954,"atmWithdrawalForeignNonEu":3957,"atmWithdrawalPartnerNetwork":3960},"Deutsche Bank Card Virtual",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[1791],"Virtuelle Mastercard Debit für mobiles Bezahlen über Apple Pay oder Google Pay. Bargeldbezug an NFC-fähigen Automaten möglich.",{"standardFee":3947},{"amount":90},{"standardFee":3949,"conditionsDescription":3950},{"amount":1432},"An fremden Geldautomaten innerhalb der Eurozone (inkl. Cash-Group-Partnern wie Commerzbank oder HVB).",{"standardFee":3952,"conditionsDescription":3953},{"amount":90},"Kostenlos an NFC-fähigen Geldautomaten der Deutschen Bank und Postbank.",{"standardFee":3955,"conditionsDescription":3956},{"percentage":784},"1 % Währungsumrechnungsentgelt für Zahlungen in Fremdwährung.",{"standardFee":3958,"conditionsDescription":3959},{"amount":1432,"percentage":784},"An fremden Geldautomaten außerhalb der Eurozone; zzgl. 1 % Währungsumrechnungsentgelt.",{"standardFee":3961,"conditionsDescription":3962},{"amount":90},"Kostenlos an NFC-fähigen Automaten von Kooperationspartnern weltweit (z. B. Bank of America, Barclays, BNP Paribas, Scotiabank, Westpac); zzgl. 1 % Währungsumrechnungsentgelt bei Fremdwährung.",{"name":3964,"scheme":1792,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":3965,"issuanceType":170,"includedQuantity":144,"cashDepositAtTerminal":3966,"paymentInHomeCurrency":3968,"atmWithdrawalForeignEu":3970,"atmWithdrawalOwnNetwork":3972,"paymentInForeignCurrency":3974,"atmWithdrawalForeignNonEu":3976,"atmWithdrawalPartnerNetwork":3978},"MasterCard Gold",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},{"standardFee":3967},{},{"standardFee":3969},{"amount":90},{"standardFee":3971},{"minimumFee":3525,"percentage":1800},{"standardFee":3973},{"percentage":1800},{"standardFee":3975},{"minimumFee":3530,"percentage":1026},{"standardFee":3977},{"minimumFee":3533,"percentage":3534},{"standardFee":3979},{},"Die physische 'Deutsche Bank Card Plus' (Mastercard Debit) ist optional für 18 € pro Jahr erhältlich.","MasterCard Standard (39 €/Jahr), MasterCard Travel (60 €/Jahr), MasterCard Platinum (200 €/Jahr), MasterCard Black (600 €/Jahr)",{"accountType":215,"isBranchAccount":45,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":3985,"keyFeatures":3986},[],[220],{"arranged":3988,"tolerated":3990},{"isAvailable":45,"interestRate":3989},{"min":3547},{"isAvailable":45,"interestRate":3991},{"min":3550},{"easeScore":128,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":128,"providesImmediateAccess":45,"availableVerificationMethods":3993},[229,231],{"age":3995,"restrictions":3996,"targetAudience":3997,"conditionsDescription":3998,"otherSpecialConditions":3999},{"max":46,"min":234},[],[],"Premium-Girokonto für Privatkunden mit umfangreichen Inklusivleistungen wie Mastercard Gold, Reise-Versicherungen und Reiseservice zum monatlichen Festpreis.","Die Eröffnung und die Vergabe der enthaltenen Kreditkarte setzen eine positive Bonitätsprüfung voraus.",{"overdraft":4001,"custodyFee":4004,"creditInterest":46,"savingsInterest":4005,"accountMaintenance":4010},{"billingFrequency":243,"arrangedOverdraft":4002,"unarrangedOverdraft":4003},{"isVariable":45,"interestRate":3562,"conditionsDescription":3563},{"isVariable":45,"interestRate":3550,"conditionsDescription":3565},{"rate":90,"freeAmount":90},{"type":249,"isAvailable":45,"regularRate":4006,"subAccounts":4008,"savingsAccountName":3570},{"isVariable":45,"annualInterestRate":3510,"conditionsDescription":4007},"0,50 % p.a. variabel (Standardverzinsung Flexgeld)",{"conditionsDescription":4009},"Das Flexgeldkonto wird als verknüpftes Tagesgeldkonto zum Girokonto geführt.",{"bestCaseFee":4011,"standardFee":4011,"conditionGroup":4012,"conditionsDescription":4014},13.9,{"logic":679,"conditions":4013},[],"Keine Gebührenbefreiung möglich",{"checkDeposit":4016,"transactions":4018,"onlineTransfer":4025,"instantTransfer":4028,"standingOrderSetup":4030,"counterTransferPaper":4033,"directDebitExecution":4035,"standingOrderExecution":4037},{"standardFee":4017},{},{"onlineTransfer":4019,"standingOrderSetup":4022},{"standardFee":4020,"conditionsDescription":4021},{"amount":90},"SEPA-Überweisungen im Online- und Mobile-Banking sind im monatlichen Grundpreis enthalten.",{"standardFee":4023,"conditionsDescription":4024},{"amount":90},"Einrichtung, Änderung und Löschung von Daueraufträgen sind im Grundpreis enthalten.",{"standardFee":4026,"conditionsDescription":4027},{"amount":90},"SEPA-Überweisungen im Online- und Mobile-Banking sind im monatlichen Grundpreis des BestKontos enthalten.",{"standardFee":4029},{"amount":90},{"standardFee":4031,"conditionsDescription":4032},{"amount":90},"Einrichtung, Änderung und Löschung von Daueraufträgen (online, am Terminal oder in der Filiale) sind im Grundpreis enthalten.",{"standardFee":4034},{"amount":90},{"standardFee":4036},{"amount":90},{"standardFee":4038},{},{"is24x7":71,"channels":4040},[658],{"supportsWero":45,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":4042,"weroDescription":4043,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304],{},[4045],{"name":3616,"isIncluded":45,"productType":312,"conditionsDescription":3617},{"deposit":4047,"withdrawal":4049,"partnerNetworks":4051,"serviceProvider":46},{"standardFee":4048,"maximumTransactionAmount":1135,"minimumTransactionAmount":90},{"percentage":923},{"standardFee":4050,"maximumTransactionAmount":1894,"minimumTransactionAmount":90},{"amount":90},[],{"deposit":4053,"withdrawal":4055},{"standardFee":4054},{"amount":90},{"standardFee":4056},{"amount":90},{"depositInsurance":4058},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:20:40.651Z",{"id":4061,"brandId":4062,"importKeys":4063,"financeAdsProductIds":4065,"productTypeKey":85,"rootWebsiteUrl":4066,"affiliateUrl":46,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":3639,"isActive":45,"popularIndex":46,"fairnessScore":90,"marketingHighlights":4067,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":4071,"updatedAt":4072,"brand":4073,"productType":4084,"productDetailVersion":4085},14714,2522,{"bafin":4064},"2522_smartPremium_checking_account",[],"https://www.neelmeyer.de/leistungen/konten-und-karten/smartpremium",{"header":4068,"ribbon":4070},{"icon":93,"text":4069,"color":95},"Inklusive Mastercard Gold & 2% Cashback",{"text":97,"color":97,"tooltip":97},"2026-02-23T10:18:00.788Z","2026-05-19T05:35:19.063Z",{"id":4062,"key":4074,"slug":4075,"importKeys":4076,"logoImageId":3032,"faviconImageId":46,"rootWebsiteUrl":4077,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":71,"brandGroupId":46,"contactForConsumerComplaints":3650,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":3651,"branchZipCodes":4078,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":3712,"financeAdsAdvertiserId":46,"appleAppRating":4079,"googlePlayRating":90,"createdAt":4080,"updatedAt":4081,"logoImage":4082},"Bankhaus Neelmeyer","bankhaus-neelmeyer",{"bafin":4074},"https://www.neelmeyer.de",[2550,3653,3654,3401,3655,2596,425,3656,3657,3658,2597,3659,3660,3661,3662,3663,3664,1227,1228,3665,1229,3666,3667,427,3668,428,3669,3670,3671,3672,3673,3674,3675,3676,3677,3678,3679,3680,3681,1276,3682,3683,1649,477,3684,1291,3685,3686,1650,3687,3688,3689,478,3690,3691,3692,3693,3694,1293,3695,481,3696,3697,3698,498,3699,3700,1670,1670,3701,3702,3703,1677,1680,3704,3705,3706,1702,3707,3708,3709,3710,3711],3.1,"2026-02-23T09:17:50.675Z","2026-03-07T08:05:41.456Z",{"key":4083,"bucket":118},"public/11b9229af6.png",{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":4086,"productId":4061,"score":4087,"maxScore":125,"rank":4088,"scorePremium":4089,"maxScorePremium":127,"rankPremium":4090,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":3723,"validTo":46,"specificAttributes":4091,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":4243},28119,134,60,288,55,{"cards":4092,"account":4162,"documents":4163,"marketing":4164,"overdraft":4167,"onboarding":4172,"eligibility":4174,"feesAndRates":4180,"transactions":4197,"customerSupport":4222,"digitalFeatures":4224,"cashServicesAtRetail":4227,"cashServicesAtCounter":4236,"providerInfrastructure":4241},{"girocard":4093,"debitCard":4115,"creditCard":4145,"alternativeDebitCardDescription":4161,"alternativeCreditCardDescription":3799},{"name":4094,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":4095,"issuanceType":170,"includedQuantity":89,"withdrawalNetworks":4096,"additionalDescription":4097,"cashDepositAtTerminal":4098,"paymentInHomeCurrency":4101,"atmWithdrawalForeignEu":4103,"atmWithdrawalOwnNetwork":4106,"paymentInForeignCurrency":4109,"atmWithdrawalForeignNonEu":4111},"Debit Mastercard (ec Karte)",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[3730],"Girocard mit Debit Mastercard Co-Badge. Ermöglicht weltweite Akzeptanz sowie Apple Pay und Google Pay.",{"standardFee":4099,"conditionsDescription":4100},{"amount":90},"Unbegrenzt kostenlose Einzahlungen an Einzahlungsautomaten der OLB/Bankhaus Neelmeyer.",{"standardFee":4102},{"amount":90},{"standardFee":4104,"conditionsDescription":4105},{"amount":90},"Bargeldabhebungen in Euro innerhalb des EWR sind im Kontomodell smartPremium unbegrenzt enthalten.",{"standardFee":4107,"conditionsDescription":4108},{"amount":90},"Kostenlos und unbegrenzt an allen Geldautomaten der OLB/Bankhaus Neelmeyer.",{"standardFee":4110,"conditionsDescription":3084},{"percentage":1026},{"standardFee":4112,"conditionsDescription":4114},{"percentage":4113},0.02175,"Abhebungen in Fremdwährung: 2 % vom Umsatz (mindestens 5,00 €) zzgl. 1,75 % Auslandseinsatzentgelt.",{"name":4116,"scheme":1792,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":4117,"issuanceType":170,"specialFeatures":4118,"includedQuantity":89,"withdrawalNetworks":4125,"additionalDescription":4126,"cashDepositAtTerminal":4127,"paymentInHomeCurrency":4130,"atmWithdrawalForeignEu":4132,"atmWithdrawalOwnNetwork":4135,"paymentInForeignCurrency":4138,"atmWithdrawalForeignNonEu":4141},"Debit Mastercard",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[4119,4122],{"name":4120,"description":4121},"Apple Pay & Google Pay","Unterstützt mobiles Bezahlen mit dem Smartphone.",{"name":4123,"description":4124},"Mastercard Identity Check","Sicheres Online-Shopping durch 3D-Secure-Verfahren.",[1791,576],"Die Bank bezeichnet die Karte marketingtechnisch oft als 'ec Karte (Debit Mastercard)'. Es handelt sich um eine vollwertige Debit Mastercard mit 16-stelliger Kartennummer und CVV.",{"standardFee":4128,"conditionsDescription":4129},{"amount":90},"Kostenlose Bargeldeinzahlungen an Automaten der OLB/Bankhaus Neelmeyer unbegrenzt inklusive.",{"standardFee":4131},{"amount":90},{"standardFee":4133,"conditionsDescription":4134},{"amount":90},"Kostenlose Bargeldabhebungen an Geldautomaten im EWR in Euro.",{"standardFee":4136,"conditionsDescription":4137},{"amount":90},"Unbegrenzt kostenlose Bargeldabhebungen an Geldautomaten der OLB und des Bankhauses Neelmeyer.",{"standardFee":4139,"conditionsDescription":4140},{"percentage":1026},"1,75 % Fremdwährungsumrechnungsentgelt bei Zahlungen außerhalb des EWR bzw. in Fremdwährung.",{"standardFee":4142,"conditionsDescription":4144},{"percentage":4143},0.022510000000000002,"In der Regel fällt ein Entgelt von 2,00 % (mind. 5,00 €) für Abhebungen in Fremdwährung an.",{"name":3782,"scheme":1792,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":4146,"issuanceType":170,"includedQuantity":144,"cashDepositAtTerminal":4147,"paymentInHomeCurrency":4149,"atmWithdrawalForeignEu":4151,"atmWithdrawalOwnNetwork":4153,"paymentInForeignCurrency":4155,"atmWithdrawalForeignNonEu":4157,"atmWithdrawalPartnerNetwork":4159},{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},{"standardFee":4148},{},{"standardFee":4150},{"amount":90},{"standardFee":4152},{"amount":90},{"standardFee":4154},{"percentage":875},{"standardFee":4156},{},{"standardFee":4158},{"amount":90},{"standardFee":4160},{},"Neben der Debit Mastercard sind im smartPremium-Konto bis zu zwei Mastercard Gold Kreditkarten (mit 2 % Cashback auf Kartenumsätze) sowie eine Girocard auf Wunsch verfügbar. Die Mastercard World Elite ist als Upgrade gegen Aufpreis erhältlich.",{"accountType":215,"isBranchAccount":45,"isOnlineAccount":45,"hasContractPenalty":45,"jointAccountAvailable":45},[],{"bonusOffers":4165,"keyFeatures":4166},[],[],{"arranged":4168,"tolerated":4170},{"isAvailable":45,"interestRate":4169},{"min":3808},{"isAvailable":45,"interestRate":4171},{"min":3811},{"easeScore":144,"canBeDoneFullyOnline":71,"estimatedTimeMinutes":46,"providesImmediateAccess":71,"availableVerificationMethods":4173},[658],{"age":4175,"restrictions":4176,"targetAudience":4177,"conditionsDescription":4178,"otherSpecialConditions":4179},{"max":46,"min":234},[],[],"Premium-Girokonto für Privatkunden mit monatlicher Grundgebühr, inklusive Mastercard Gold sowie einem umfangreichen Versicherungspaket (Reise-, Handy- und Laptop-Schutz).","Die Erteilung der Mastercard Gold sowie des Dispositionskredites (smartDispo) setzen eine entsprechende Bonität voraus.",{"overdraft":4181,"creditInterest":46,"accountMaintenance":4188},{"billingFrequency":243,"arrangedOverdraft":4182,"unarrangedOverdraft":4185},{"isVariable":45,"interestRate":4183,"conditionsDescription":4184,"interestFreeQuotaAmount":90},0.1048,"10,48 % p.a. variabel; für die ersten 2.500 € gilt ein reduzierter smartDispo-Zinssatz (z.B. 7,23 % p.a. variabel)",{"isVariable":45,"interestRate":4186,"conditionsDescription":4187},0.1668,"16,68 % p.a. variabel für geduldete Überziehungen",{"bestCaseFee":90,"standardFee":3838,"conditionGroup":4189,"conditionsDescription":4196},{"logic":679,"conditions":4190},[4191,4194],{"type":4192,"purpose":267,"frequency":273,"description":4193},"NEW_CUSTOMER","Gilt für Neukunden",{"type":1099,"value":144,"purpose":267,"frequency":273,"description":4195},"Kostenlos im ersten Monat","14,90 € pro Monat; für Neukunden im ersten Monat kostenlos",{"checkDeposit":4198,"transactions":4201,"onlineTransfer":4208,"instantTransfer":4211,"standingOrderSetup":4213,"counterTransferPaper":4216,"directDebitExecution":4218,"standingOrderExecution":4220},{"standardFee":4199,"conditionsDescription":4200},{"amount":112},"Einzug von Schecks im Inland: 4,00 € pro Scheck.",{"onlineTransfer":4202,"standingOrderSetup":4205},{"standardFee":4203,"conditionsDescription":4204},{"amount":90},"Beleglose SEPA-Überweisungen sind im Kontomodell smartPremium enthalten.",{"standardFee":4206,"conditionsDescription":4207},{"amount":90},"Einrichtung und Änderung von Daueraufträgen (online und offline) sind in der Kontoführung enthalten.",{"standardFee":4209,"conditionsDescription":4210},{"amount":90},"SEPA-Überweisungen im Online-Banking sind im smartPremium Kontomodell enthalten.",{"standardFee":4212},{"amount":90},{"standardFee":4214,"conditionsDescription":4215},{"amount":90},"Einrichtung und Änderung online kostenlos. Eine manuelle Einrichtung oder Änderung (z. B. am Schalter) kostet 10,00 €.",{"standardFee":4217},{"amount":112},{"standardFee":4219},{"amount":90},{"standardFee":4221},{},{"is24x7":71,"channels":4223},[658],{"supportsWero":71,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":4225,"weroDescription":4226,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304],{},{"deposit":4228,"withdrawal":4231,"partnerNetworks":4233,"serviceProvider":3757},{"standardFee":4229,"conditionsDescription":4230},{"amount":90},"Kostenlos mit OLB Cash / Neelmeyer Cash an Kassen von Partnerunternehmen via App. Keine Limits angegeben.",{"standardFee":4232,"minimumTransactionAmount":90},{"amount":90},[322,325,929,932,3877,940,323,4234,324,329,4235,335,930,931,336,3879,334,3880,3881],"Aldi Nord","Müller Drogerie",{"deposit":4237,"withdrawal":4239},{"standardFee":4238},{"amount":90},{"standardFee":4240},{"amount":90},{"depositInsurance":4242},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:20:35.977Z",{"id":4245,"brandId":2529,"importKeys":4246,"financeAdsProductIds":4248,"productTypeKey":85,"rootWebsiteUrl":46,"affiliateUrl":46,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":4249,"isActive":45,"popularIndex":46,"fairnessScore":90,"marketingHighlights":4250,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":4254,"updatedAt":4255,"brand":4256,"productType":4260,"productDetailVersion":4261},14809,{"bafin":4247},"2545_KlassikKonto_checking_account",[],"KlassikKonto",{"header":4251,"ribbon":4252},{"icon":97,"text":97,"color":97},{"text":2539,"color":962,"tooltip":4253},"Gültig für Neukunden bei Online-Eröffnung und 3-monatiger aktiver Nutzung (mind. 5 Buchungen mtl. à 25€) sowie Werbeeinwilligung. Stand 05/2026 (Quelle: commerzbank.de).","2026-02-23T10:18:03.070Z","2026-05-19T05:39:18.975Z",{"id":2529,"key":2543,"slug":2544,"importKeys":4257,"logoImageId":572,"faviconImageId":46,"rootWebsiteUrl":2546,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":2547,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":2548,"branchZipCodes":4258,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":2677,"financeAdsAdvertiserId":2678,"appleAppRating":1381,"googlePlayRating":756,"createdAt":2679,"updatedAt":2680,"logoImage":4259},{"bafin":2543},[1592,1178,1180,2550,1181,1182,1594,383,1595,2551,384,386,2552,2553,2554,2555,2556,2557,387,2558,2559,1186,2560,2561,2562,2563,2564,388,1599,2565,389,2566,390,2567,391,2568,2569,2570,2571,1188,392,2572,1600,393,753,394,2573,2574,2575,1605,1191,1192,1193,2576,1194,2577,398,1197,2578,1200,2579,1610,401,402,2580,2581,403,2582,404,2583,2584,2585,405,2586,406,1203,407,408,409,1204,411,412,2587,2588,413,414,415,416,1211,2589,1618,1213,1214,2590,418,2591,2592,1220,1622,1623,419,2593,421,422,423,2594,1626,424,1222,1223,1224,1627,2595,2596,2597,1227,1230,1231,426,427,428,2598,1233,2599,430,2600,2601,431,2602,2603,1634,434,2604,2605,436,1240,1241,1242,1243,437,1244,2606,438,2607,439,440,441,1247,442,1248,443,1249,2608,1637,2609,444,445,1639,1640,446,1250,447,2610,448,2611,1641,2612,2613,2614,2615,2616,1254,2617,1255,450,451,452,2618,453,454,455,2619,1257,1258,457,2620,1260,459,2621,2622,2623,2624,1261,461,462,1268,463,465,1270,2625,466,467,468,1647,469,1279,1280,1281,471,1282,472,1284,473,1287,474,475,2626,476,1649,477,1291,1294,1295,2627,1296,2628,2629,1651,2630,480,481,1303,482,483,1304,2631,1305,2632,1656,485,1657,2633,486,1309,487,488,2634,1310,2635,489,490,491,2636,2637,492,2638,1311,1312,1313,1314,2639,493,2640,494,1318,1319,2641,495,495,2642,1321,2643,2644,1323,1667,496,1324,497,2645,2646,1325,498,1669,499,500,501,502,503,1673,504,1674,2647,2648,1327,506,1329,1331,508,1332,509,1333,510,1335,512,2649,1678,513,1679,2650,2651,1681,2652,1342,1343,1344,1683,2653,2654,519,2655,520,1684,521,522,523,524,1690,1348,525,1351,527,528,1692,529,530,2656,1352,1353,1697,533,1355,2657,534,2658,2659,2660,1356,1707,2661,535,1709,2662,536,2663,537,1712,1358,2664,538,1718,539,1361,540,1720,541,109,2665,542,2666,1368,1725,2667,1369,1370,1726,1727,1371,543,2668,1372,1373,545,2669,2670,2671,1374,2672,1730,1376,2673,546,547,548,2674,2675,549,2676,1377,550,1378,1379,1734],{"key":2682,"bucket":118},{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":4262,"productId":4245,"score":4263,"maxScore":125,"rank":4264,"scorePremium":4265,"maxScorePremium":127,"rankPremium":4266,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":2690,"validTo":46,"specificAttributes":4267,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":4392},28214,80,83,243,74,{"cards":4268,"account":4313,"documents":4314,"marketing":4315,"overdraft":4318,"onboarding":4325,"eligibility":4327,"feesAndRates":4332,"transactions":4347,"customerSupport":4372,"digitalFeatures":4374,"companionProducts":4377,"cashServicesAtRetail":4379,"cashServicesAtCounter":4385,"providerInfrastructure":4390},{"girocard":4269,"debitCard":4290,"alternativeDebitCardDescription":4312},{"name":2694,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":4270,"issuanceType":170,"includedQuantity":144,"withdrawalNetworks":4271,"additionalDescription":4272,"cashDepositAtTerminal":4273,"paymentInHomeCurrency":4276,"atmWithdrawalForeignEu":4278,"atmWithdrawalOwnNetwork":4281,"paymentInForeignCurrency":4284,"atmWithdrawalForeignNonEu":4287},{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[996],"Inklusive girocard für das KlassikKonto. Unterstützung von kontaktlosem Bezahlen und Apple Pay/Google Pay via digitaler Karte möglich. Co-Badge in der Regel V PAY.",{"standardFee":4274,"conditionsDescription":4275},{"amount":90},"Kostenlos an Einzahlautomaten der Commerzbank.",{"standardFee":4277},{"amount":90},{"standardFee":4279,"conditionsDescription":4280},{"minimumFee":2726,"percentage":784},"An fremden Geldautomaten im Inland und in der Euro-Zone.",{"standardFee":4282,"conditionsDescription":4283},{"amount":90},"Kostenlos an allen Geldautomaten der Cash Group (Commerzbank, Deutsche Bank, Postbank, HypoVereinsbank).",{"standardFee":4285,"conditionsDescription":4286},{"minimumFee":3530,"percentage":784},"Einsatz in Fremdwährung (außerhalb der Euro-Zone).",{"standardFee":4288,"conditionsDescription":4289},{"minimumFee":2726,"percentage":784},"Zzgl. ggf. anfallender direkter Entgelte des Automatenbetreibers sowie Währungsumrechnungsentgelt.",{"name":4291,"scheme":1792,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":4292,"issuanceType":170,"specialFeatures":4293,"includedQuantity":144,"withdrawalNetworks":4295,"additionalDescription":4296,"paymentInHomeCurrency":4297,"atmWithdrawalForeignEu":4300,"atmWithdrawalOwnNetwork":4303,"paymentInForeignCurrency":4306,"atmWithdrawalForeignNonEu":4309},"Commerzbank Mastercard Debit",{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[4294],{"name":2412,"description":2885},[1791],"Die physische Mastercard Debit ist beim KlassikKonto ohne monatlichen Aufpreis enthalten. Kontaktloses Bezahlen, Apple Pay und Google Pay werden unterstützt.",{"standardFee":4298,"conditionsDescription":4299},{"amount":90},"Kostenlos in Euro",{"standardFee":4301,"conditionsDescription":4302},{"minimumFee":2726,"percentage":2727},"1,95 % vom Umsatz, mindestens 5,98 €",{"standardFee":4304,"conditionsDescription":4305},{"minimumFee":2726,"percentage":2727},"1,95 % vom Umsatz, mindestens 5,98 € (auch an Commerzbank-Automaten)",{"standardFee":4307,"conditionsDescription":4308},{"percentage":923},"1,50 % Fremdwährungsentgelt (kostenfrei in SEK und RON gemäß EU-Verordnung)",{"standardFee":4310,"conditionsDescription":4311},{"minimumFee":2726,"percentage":2734},"1,95 % (mind. 5,98 €) zzgl. 1,50 % Währungsumrechnungsentgelt","Zusätzlich kann eine rein virtuelle Debit Mastercard kostenlos in der Banking-App aktiviert werden.",{"accountType":215,"isBranchAccount":45,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":4316,"keyFeatures":4317},[],[220],{"arranged":4319,"tolerated":4322},{"isAvailable":45,"interestRate":4320,"conditionsDescription":653},{"min":4321},0.109,{"isAvailable":45,"interestRate":4323},{"min":4324},0.134,{"easeScore":128,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":1082,"providesImmediateAccess":45,"availableVerificationMethods":4326},[229],{"age":4328,"restrictions":4329,"targetAudience":4330,"conditionsDescription":4331,"otherSpecialConditions":97},{"max":46,"min":234},[],[],"Girokonto für volljährige Privatpersonen mit Wohnsitz in Deutschland. Es bietet Flexibilität durch Online-Banking und Services in Filialen.",{"overdraft":4333,"creditInterest":46,"savingsInterest":4338,"accountMaintenance":4343},{"billingFrequency":243,"arrangedOverdraft":4334,"unarrangedOverdraft":4336},{"isVariable":45,"interestRate":4321,"conditionsDescription":4335},"10,90 % p.a. variabel",{"isVariable":45,"interestRate":4324,"conditionsDescription":4337},"13,40 % p.a. variabel für geduldete Überziehungen",{"type":249,"isAvailable":45,"regularRate":4339,"subAccounts":4341},{"isVariable":45,"annualInterestRate":1075,"conditionsDescription":4340},"0,75 % p.a. Standardverzinsung (variabel)",{"conditionsDescription":4342},"Ein kostenloses Tagesgeldkonto als Unterkonto zur Rücklagenbildung verfügbar.",{"bestCaseFee":3136,"standardFee":3136,"conditionGroup":4344,"conditionsDescription":4346},{"logic":679,"conditions":4345},[],"Bedingungslos",{"checkDeposit":4348,"transactions":4351,"onlineTransfer":4358,"instantTransfer":4361,"standingOrderSetup":4363,"counterTransferPaper":4366,"directDebitExecution":4368,"standingOrderExecution":4370},{"standardFee":4349,"conditionsDescription":4350},{"amount":90},"Die Einreichung von Euro-Inlandsschecks (beleghaft) ist im monatlichen Grundpreis des KlassikKontos enthalten.",{"onlineTransfer":4352,"standingOrderSetup":4355},{"standardFee":4353,"conditionsDescription":4354},{"amount":90},"Alle beleglosen SEPA-Überweisungen sind im monatlichen Grundpreis des KlassikKontos enthalten.",{"standardFee":4356,"conditionsDescription":4357},{"amount":90},"Die Einrichtung und Änderung von Daueraufträgen (beleglos oder beleghaft) ist in der Kontoführung enthalten.",{"standardFee":4359,"conditionsDescription":4360},{"amount":90},"Alle beleglosen SEPA-Überweisungen (Online-Banking, App) sind in der Kontoführungsgebühr enthalten.",{"standardFee":4362},{"amount":90},{"standardFee":4364,"conditionsDescription":4365},{"amount":90},"Die Einrichtung und Änderung von Daueraufträgen (sowohl online als auch beleghaft am Schalter) ist kostenlos.",{"standardFee":4367},{"amount":90},{"standardFee":4369},{"amount":90},{"standardFee":4371},{},{"is24x7":71,"channels":4373},[658],{"supportsWero":71,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":4375,"weroDescription":4376,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304,305,306],{},[4378],{"name":2815,"isIncluded":45,"productType":312,"conditionsDescription":2816},{"deposit":4380,"withdrawal":4382,"partnerNetworks":4384,"serviceProvider":46},{"standardFee":4381,"conditionsDescription":718},{"amount":90},{"standardFee":4383,"maximumTransactionAmount":320,"minimumTransactionAmount":90},{"amount":90},[933,325,940,3345,323,334,929,328,329,930,2824],{"deposit":4386,"withdrawal":4388},{"standardFee":4387},{"amount":90},{"standardFee":4389},{"amount":90},{"depositInsurance":4391},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:20:39.748Z",{"id":4394,"brandId":1570,"importKeys":4395,"financeAdsProductIds":4397,"productTypeKey":85,"rootWebsiteUrl":4398,"affiliateUrl":4399,"affiliateUrlSource":46,"affiliateUrlUpdatedAt":46,"nameKey":4400,"isActive":45,"popularIndex":46,"fairnessScore":90,"marketingHighlights":4401,"lastFetchedByAI":46,"pendingProductDetailVersion":46,"pendingCategorizedDetails":46,"pendingSourceUrl":46,"pendingGeneratedAt":46,"createdAt":4404,"updatedAt":4405,"brand":4406,"productType":4410,"productDetailVersion":4411},15863,{"bafin":4396},"2728_Postbank Giro plus_checking_account",[3219],"https://www.postbank.de/privatkunden/produkte/konten-karten/girokonten/giro-plus.html","https://www.financeads.net/tc.php?t=78076C42609003D&product=168","Postbank Giro plus",{"header":4402,"ribbon":4403},{"icon":97,"text":97,"color":97},{"text":97,"color":97,"tooltip":97},"2026-02-23T10:18:26.468Z","2026-03-25T13:32:58.630Z",{"id":1570,"key":1585,"slug":1586,"importKeys":4407,"logoImageId":234,"faviconImageId":46,"rootWebsiteUrl":1588,"isRegional":71,"isActive":45,"isPrivateBank":71,"canBeOpenedOnline":45,"brandGroupId":46,"contactForConsumerComplaints":1589,"legalDepositInsurance":45,"legalDepositInsuranceCountry":107,"voluntaryDepositInsurance":45,"numberOfDomesticBranches":1590,"branchZipCodes":4408,"serviceRegionZipPrefixes":46,"numberOfDomesticATMs":1735,"financeAdsAdvertiserId":1736,"appleAppRating":756,"googlePlayRating":879,"createdAt":1737,"updatedAt":1738,"logoImage":4409},{"bafin":1585},[1592,1593,1594,383,1595,384,386,1183,1184,1596,1597,1598,387,388,1599,389,390,391,1188,392,1600,1601,394,1602,395,1603,1604,1189,1605,1191,1192,1193,1606,1607,1196,399,1608,1200,1201,1609,1202,1610,401,1611,1612,404,1613,406,1614,1615,408,409,1204,411,412,1616,1617,416,1210,1211,1618,1213,1214,1215,1619,418,1620,1218,1219,1621,1622,1623,419,1624,1625,422,423,1626,424,1222,1223,1224,1225,1627,425,1229,1628,1231,1629,1630,428,1631,430,1632,431,1633,1634,1238,434,1239,436,1240,1635,1242,1243,437,1244,438,439,440,441,1247,1636,442,443,1637,444,1638,445,1639,1640,446,447,1251,448,1641,1642,1643,1644,1255,450,452,453,455,1257,457,1260,1261,1645,463,465,1273,466,467,1646,468,1647,469,1280,1648,471,1282,472,1284,473,1288,475,476,1649,477,1291,1650,478,1293,1294,1295,1296,1297,1651,1299,1652,1653,1301,1654,1302,481,1303,1655,482,483,1304,484,1305,1656,485,485,1657,1658,1659,486,1309,487,1660,1661,488,1310,489,1662,1663,491,1664,1313,493,1316,494,495,1665,1321,1666,1667,496,1324,497,1668,1325,498,1669,499,500,1670,501,1671,1672,1326,502,503,1673,504,1674,1327,506,1675,1330,1331,508,1676,1332,1334,510,1335,1677,512,1678,513,514,1679,1680,1681,1681,1682,1341,1343,1344,1683,518,519,1684,1345,521,522,1685,1346,1686,1687,1688,1689,523,524,1347,1690,1349,525,1691,1351,527,528,1692,1693,529,1694,1695,530,531,1352,1696,1697,1698,533,1699,1700,1701,1702,1703,1704,1705,1706,1707,1708,535,1709,1710,536,1711,537,1712,1358,1713,1714,1715,538,538,1716,1717,1718,539,1719,1361,540,1720,1721,541,1722,109,1723,1365,1366,1724,542,1367,1368,1725,1369,1370,1726,1727,1371,543,1728,1372,1373,1729,545,1374,1730,1376,546,547,1731,1732,549,1733,1377,550,1378,1379,1734],{"key":1740,"bucket":118},{"key":85,"nameTranslationKey":120,"descriptionTranslationKey":121},{"id":4412,"productId":4394,"score":4413,"maxScore":125,"rank":4414,"scorePremium":4415,"maxScorePremium":127,"rankPremium":4263,"scoreYouth":90,"maxScoreYouth":130,"rankYouth":46,"validFrom":1748,"validTo":46,"specificAttributes":4416,"changeDescriptionKey":46,"sourceUrl":46,"createdAt":4580},29268,64,94,229,{"cards":4417,"account":4493,"documents":4494,"marketing":4495,"overdraft":4498,"onboarding":4505,"eligibility":4507,"feesAndRates":4513,"transactions":4535,"customerSupport":4558,"digitalFeatures":4560,"companionProducts":4563,"cashServicesAtRetail":4565,"cashServicesAtCounter":4573,"providerInfrastructure":4578},{"girocard":4418,"debitCard":4447,"creditCard":4475,"alternativeDebitCardDescription":4491,"alternativeCreditCardDescription":4492},{"name":1773,"scheme":137,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":4419,"issuanceType":170,"includedQuantity":144,"withdrawalNetworks":4420,"additionalDescription":4425,"cashDepositAtTerminal":4426,"paymentInHomeCurrency":4429,"atmWithdrawalForeignEu":4431,"atmWithdrawalOwnNetwork":4434,"paymentInForeignCurrency":4437,"atmWithdrawalForeignNonEu":4441,"atmWithdrawalPartnerNetwork":4444},{"feeAmount":90,"feePeriod":141,"isIncludedInAccountFee":45},[1585,996,4421,4422,4423,4424],"Deutsche Bank (International)","Bank of America","Barclays","BNP Paribas","Postbank Card (Debitkarte) mit V PAY- oder Maestro-Funktion. Ermöglicht kontaktloses Bezahlen sowie Bargeldbezug im Einzelhandel (z.B. REWE, dm).",{"standardFee":4427,"conditionsDescription":4428},{"amount":90},"Kostenlos an Einzahlungsautomaten der Postbank.",{"standardFee":4430},{"amount":90},{"standardFee":4432,"conditionsDescription":4433},{"amount":1781,"percentage":784},"1,00 % (mind. 5,99 €) an fremden Geldautomaten im Ausland via Maestro/V PAY; im Inland an girocard-Automaten entfällt das Entgelt der Postbank (ggf. zzgl. direktes Kundenentgelt des Betreibers).",{"standardFee":4435,"conditionsDescription":4436},{"amount":90},"Kostenlos an allen Geldautomaten der Postbank und der Cash Group (Deutsche Bank, Commerzbank, HypoVereinsbank).",{"standardFee":4438,"conditionsDescription":4440},{"percentage":4439},0.0235,"1,85 % Auslandseinsatzentgelt zzgl. 0,50 % Währungsumrechnungsentgelt.",{"standardFee":4442,"conditionsDescription":4443},{"amount":1781,"percentage":923},"1,00 % (mind. 5,99 €) zzgl. 0,50 % Währungsumrechnungsentgelt.",{"standardFee":4445,"conditionsDescription":4446},{"amount":90},"Kostenlos bei Kooperationspartnern im Ausland (z.B. Deutsche Bank in Italien/Spanien, Bank of America in den USA, Barclays in GB, BNP Paribas in Frankreich).",{"name":4448,"scheme":1792,"cardType":138,"designation":139,"isAvailable":45,"issuanceFee":4449,"issuanceType":143,"specialFeatures":4450,"includedQuantity":90,"withdrawalNetworks":4456,"additionalDescription":4457,"paymentInHomeCurrency":4458,"atmWithdrawalForeignEu":4460,"atmWithdrawalOwnNetwork":4463,"paymentInForeignCurrency":4466,"atmWithdrawalForeignNonEu":4469,"atmWithdrawalPartnerNetwork":4472},"Postbank Card plus",{"feeAmount":234,"feePeriod":141,"isIncludedInAccountFee":71},[4451,4453],{"name":4120,"description":4452},"Einfaches mobiles Bezahlen mit dem Smartphone.",{"name":4454,"description":4455},"Galeriemotiv","Die Karte kann auf Wunsch mit einem individuellen Bild gestaltet werden.",[1791,2389,1585],"Umsätze werden direkt vom Girokonto abgebucht. Unterstützt Apple Pay und Google Pay.",{"standardFee":4459},{"amount":90},{"standardFee":4461,"conditionsDescription":4462},{"minimumFee":128,"percentage":1800},"An fremden Geldautomaten im In- und Ausland (Euro).",{"standardFee":4464,"conditionsDescription":4465},{"amount":90},"Kostenlos an Geldautomaten der Postbank und Deutschen Bank.",{"standardFee":4467,"conditionsDescription":4468},{"percentage":616},"1,85 % Fremdwährungsentgelt.",{"standardFee":4470,"conditionsDescription":4471},{"minimumFee":128,"percentage":1800},"Zzgl. 1,85 % Fremdwährungsentgelt bei Abhebungen in Fremdwährung.",{"standardFee":4473,"conditionsDescription":4474},{"amount":90},"Kostenlos bei ausländischen Kooperationspartnern (z. B. Barclays, Bank of America, BNP Paribas, Scotiabank).",{"name":1791,"scheme":1792,"cardType":196,"designation":139,"isAvailable":45,"issuanceFee":4476,"issuanceType":143,"includedQuantity":144,"cashDepositAtTerminal":4477,"paymentInHomeCurrency":4479,"atmWithdrawalForeignEu":4481,"atmWithdrawalOwnNetwork":4483,"paymentInForeignCurrency":4485,"atmWithdrawalForeignNonEu":4487,"atmWithdrawalPartnerNetwork":4489},{"feeAmount":1923,"feePeriod":141,"isIncludedInAccountFee":71},{"standardFee":4478},{},{"standardFee":4480},{"amount":90},{"standardFee":4482},{"minimumFee":128,"percentage":1800},{"standardFee":4484},{"percentage":1800},{"standardFee":4486},{"minimumFee":90,"percentage":637},{"standardFee":4488},{"minimumFee":128,"percentage":1807},{"standardFee":4490},{},"Eine rein digitale Version ('Postbank Card plus virtual') ist für die Nutzung mit mobilen Bezahlsystemen verfügbar.","Mastercard Gold (59 €/Jahr), Mastercard Platinum (99 €/Jahr)",{"accountType":215,"isBranchAccount":45,"isOnlineAccount":45,"hasContractPenalty":71,"jointAccountAvailable":45},[],{"bonusOffers":4496,"keyFeatures":4497},[],[220],{"arranged":4499,"tolerated":4502},{"isAvailable":45,"interestRate":4500},{"min":4501},0.1079,{"isAvailable":45,"interestRate":4503},{"min":4504},0.126,{"easeScore":128,"canBeDoneFullyOnline":45,"estimatedTimeMinutes":128,"providesImmediateAccess":45,"availableVerificationMethods":4506},[229],{"age":4508,"restrictions":4509,"targetAudience":4510,"conditionsDescription":4511,"otherSpecialConditions":4512},{"max":46,"min":131},[],[],"Girokonto für Privatkunden ab 22 Jahren mit flexibler Kontoführung – persönlich in der Filiale, telefonisch oder online.\u003Cgrok:render type=\"render_inline_citation\">\u003Cargument name=\"citation_id\">21\u003C/argument>\u003C/grok:render>\u003Cgrok:render type=\"render_inline_citation\">\u003Cargument name=\"citation_id\">0\u003C/argument>\u003C/grok:render>","Automatische Weiterführung des Jugendkontos 'Postbank Giro start direkt' zum 'Giro plus' mit Vollendung des 22. Lebensjahres.\u003Cgrok:render type=\"render_inline_citation\">\u003Cargument name=\"citation_id\">23\u003C/argument>\u003C/grok:render>\u003Cgrok:render type=\"render_inline_citation\">\u003Cargument name=\"citation_id\">15\u003C/argument>\u003C/grok:render>",{"overdraft":4514,"custodyFee":4519,"creditInterest":46,"savingsInterest":4520,"accountMaintenance":4528},{"billingFrequency":243,"arrangedOverdraft":4515,"unarrangedOverdraft":4517},{"isVariable":45,"interestRate":4501,"conditionsDescription":4516},"10,79 % p. a. variabel",{"isVariable":45,"interestRate":4504,"conditionsDescription":4518},"12,60 % p. a. variabel für geduldete Überziehungen",{"rate":90,"freeAmount":90},{"type":249,"isAvailable":45,"regularRate":4521,"subAccounts":4523,"promotionalRate":4525,"savingsAccountName":4527},{"isVariable":45,"annualInterestRate":1075,"conditionsDescription":4522},"0,75 % p.a. variabel (Standardzinssatz)",{"maxCount":4524},3.0000000000000004e-16,{"maximumAmount":1844,"durationMonths":112,"annualInterestRate":1845,"conditionsDescription":4526},"2,80 % p.a. für 4 Monate auf Neugeld (Mindesteinlage 2.500 €, maximal 250.000 €)","Postbank Tagesgeld",{"bestCaseFee":4529,"standardFee":3573,"conditionGroup":4530,"conditionsDescription":4534},5.9,{"logic":679,"conditions":4531},[4532],{"type":265,"value":1953,"purpose":267,"frequency":268,"description":4533},"Mindestens 1.000 € monatlicher Geldeingang","Reduziert auf 5,90 € ab 1.000 € monatlichem Geldeingang",{"checkDeposit":4536,"transactions":4538,"onlineTransfer":4544,"instantTransfer":4547,"standingOrderSetup":4549,"counterTransferPaper":4552,"directDebitExecution":4554,"standingOrderExecution":4556},{"standardFee":4537},{},{"onlineTransfer":4539,"standingOrderSetup":4541},{"standardFee":4540,"conditionsDescription":893},{"amount":90},{"standardFee":4542,"conditionsDescription":4543},{"amount":90},"Einrichtung, Änderung und Löschung online oder per App kostenlos. Beleghaft oder per Telefon: 2,00 €.",{"standardFee":4545,"conditionsDescription":4546},{"amount":90},"Beleglose SEPA-Überweisungen im Online-Banking und per App sind kostenlos. Aufträge per Telefon-Sprachcomputer ebenfalls 0,00 €.",{"standardFee":4548},{"amount":90},{"standardFee":4550,"conditionsDescription":4551},{"amount":90},"Einrichtung, Änderung und Löschung online, per App oder Telefon-Sprachcomputer kostenlos. Beleghaft oder per Telefon-Mitarbeiter: 2,00 €.",{"standardFee":4553},{},{"standardFee":4555},{"amount":90},{"standardFee":4557},{},{"is24x7":71,"channels":4559},[658],{"supportsWero":45,"hasBankingApp":45,"hasCardControls":71,"hasMultibanking":71,"paymentServices":4561,"weroDescription":4562,"hasPhotoTransfer":71,"hasBudgetingTools":71,"hasFreeAuthMethod":45,"hasExpenseAnalysis":71,"hasPushNotifications":71,"hasSecurityGuarantee":71,"hasContractRecognition":71},[303,304],{},[4564],{"name":1887,"isIncluded":45,"productType":312,"conditionsDescription":1888},{"deposit":4566,"withdrawal":4568,"partnerNetworks":4570,"serviceProvider":46},{"standardFee":4567,"maximumTransactionAmount":1135,"minimumTransactionAmount":90},{"percentage":923},{"standardFee":4569,"maximumTransactionAmount":1894,"minimumTransactionAmount":90},{"amount":90},[933,932,929,325,3877,4571,4572],"NKD","eckert",{"deposit":4574,"withdrawal":4576},{"standardFee":4575},{"amount":89},{"standardFee":4577},{"amount":89},{"depositInsurance":4579},{"statutorySchemeName":353,"voluntarySchemeName":354,"statutorySchemeCountry":107},"2026-02-23T10:21:19.484Z",{"unconditionalFree":128,"conditionalFree":572,"studentAccount":1082,"traineeAccount":1082,"hasInterestChecking":144,"hasDebitCard":2227,"hasCreditCard":104,"hasFreeGirocard":1161,"hasFreeDebitCreditCard":2058,"freeEurozonePayments":4582,"freeWorldwidePayments":1390,"freeDomesticWithdrawal":4582,"freeEurozoneWithdrawal":1390,"freeWorldwideWithdrawal":1390,"cashDepositFree":2058,"cashDepositWithFee":749,"isRegional":90,"isPrivateBank":90,"hasBranches":1390,"isDirectBank":572,"hasInstantTransfer":884,"targetYoung":1082,"isBasicAccount":90,"scoreAbove80":970,"jointAccountAvailable":884,"isNationwide":884,"targetAdult":884},25,{"data":4584,"body":4585},{},{"type":4586,"children":4587},"root",[4588,4597,4603,4610,4666,4672,4677,4683,4690,4695,4701,4706,4712],{"type":4589,"tag":4590,"props":4591,"children":4593},"element","h1",{"id":4592},"girokonto-vergleich-hamburg-kontoangebote-für-die-hansestadt-vergleichen",[4594],{"type":4595,"value":4596},"text","Girokonto Vergleich Hamburg: Kontoangebote für die Hansestadt vergleichen",{"type":4589,"tag":4598,"props":4599,"children":4600},"p",{},[4601],{"type":4595,"value":4602},"Hamburg hat eine breite Bankenlandschaft: regionale Institute, Filialbanken und digitale Anbieter konkurrieren um Privatkundinnen und Privatkunden. Ein Girokonto-Vergleich hilft dabei, nicht nur auf die Monatsgebühr zu schauen, sondern auch auf Karten, Bargeld, App-Funktionen und Kontowechselservice.",{"type":4589,"tag":4604,"props":4605,"children":4607},"h2",{"id":4606},"worauf-sie-in-hamburg-achten-sollten",[4608],{"type":4595,"value":4609},"Worauf Sie in Hamburg achten sollten",{"type":4589,"tag":4611,"props":4612,"children":4613},"ul",{},[4614,4626,4636,4646,4656],{"type":4589,"tag":4615,"props":4616,"children":4617},"li",{},[4618,4624],{"type":4589,"tag":4619,"props":4620,"children":4621},"strong",{},[4622],{"type":4595,"value":4623},"Kontoführung:",{"type":4595,"value":4625}," Prüfen Sie, ob das Konto dauerhaft kostenlos ist oder an Mindestgeldeingang, Alter oder Nutzung gebunden ist.",{"type":4589,"tag":4615,"props":4627,"children":4628},{},[4629,4634],{"type":4589,"tag":4619,"props":4630,"children":4631},{},[4632],{"type":4595,"value":4633},"Bargeldversorgung:",{"type":4595,"value":4635}," In Hamburg kann Filial- und Automatennähe ein Vorteil sein, besonders wenn Sie regelmäßig Bargeld einzahlen oder abheben.",{"type":4589,"tag":4615,"props":4637,"children":4638},{},[4639,4644],{"type":4589,"tag":4619,"props":4640,"children":4641},{},[4642],{"type":4595,"value":4643},"Karten:",{"type":4595,"value":4645}," Vergleichen Sie Girocard, Debitkarte und Kreditkarte getrennt. Eine kostenlose Karte ist nicht immer automatisch enthalten.",{"type":4589,"tag":4615,"props":4647,"children":4648},{},[4649,4654],{"type":4589,"tag":4619,"props":4650,"children":4651},{},[4652],{"type":4595,"value":4653},"Digitales Banking:",{"type":4595,"value":4655}," App, Echtzeitüberweisung, Push-Mitteilungen und Kartensperre sind für viele Nutzer wichtiger als ein dichtes Filialnetz.",{"type":4589,"tag":4615,"props":4657,"children":4658},{},[4659,4664],{"type":4589,"tag":4619,"props":4660,"children":4661},{},[4662],{"type":4595,"value":4663},"Dispo und Zusatzkosten:",{"type":4595,"value":4665}," Achten Sie auf Dispozins, Ersatzkarten, beleghafte Buchungen und Bargeldeinzahlungen.",{"type":4589,"tag":4604,"props":4667,"children":4669},{"id":4668},"regional-oder-digital",[4670],{"type":4595,"value":4671},"Regional oder digital?",{"type":4589,"tag":4598,"props":4673,"children":4674},{},[4675],{"type":4595,"value":4676},"Ein regionales Konto kann sinnvoll sein, wenn Sie persönliche Beratung, Filialservice oder lokale Bargeldoptionen wünschen. Direktbanken sind oft stark bei Kontoführung, App und Kartenleistungen. Der beste Vergleich betrachtet beide Nutzungsmuster: Alltag in Hamburg, Reisen, Online-Shopping und regelmäßige Zahlungseingänge.",{"type":4589,"tag":4604,"props":4678,"children":4680},{"id":4679},"faq",[4681],{"type":4595,"value":4682},"FAQ",{"type":4589,"tag":4684,"props":4685,"children":4687},"h3",{"id":4686},"gibt-es-in-hamburg-kostenlose-girokonten",[4688],{"type":4595,"value":4689},"Gibt es in Hamburg kostenlose Girokonten?",{"type":4589,"tag":4598,"props":4691,"children":4692},{},[4693],{"type":4595,"value":4694},"Ja, kostenlose Girokonten sind möglich. Wichtig ist, ob die Kostenfreiheit bedingungslos gilt oder an einen monatlichen Geldeingang geknüpft ist.",{"type":4589,"tag":4684,"props":4696,"children":4698},{"id":4697},"ist-ein-konto-mit-filiale-in-hamburg-besser",[4699],{"type":4595,"value":4700},"Ist ein Konto mit Filiale in Hamburg besser?",{"type":4589,"tag":4598,"props":4702,"children":4703},{},[4704],{"type":4595,"value":4705},"Nicht automatisch. Filialen helfen bei Beratung, Bareinzahlungen und komplexeren Anliegen. Wer fast alles online erledigt, kann mit einer Direktbank besser fahren.",{"type":4589,"tag":4684,"props":4707,"children":4709},{"id":4708},"welche-kriterien-sind-für-hamburger-besonders-wichtig",[4710],{"type":4595,"value":4711},"Welche Kriterien sind für Hamburger besonders wichtig?",{"type":4589,"tag":4598,"props":4713,"children":4714},{},[4715],{"type":4595,"value":4716},"Bargeldversorgung, Kartenkosten, App-Qualität, Kontoführung und mögliche Zusatzgebühren sind die wichtigsten Vergleichspunkte.",1780693997374]