[{"data":1,"prerenderedAt":651},["ShallowReactive",2],{"footer-city-links":3,"/brands/slug/ing-diba-ag":37,"/products/brand/ING-DiBa AG":65},[4,7,10,13,16,19,22,25,28,31,34],{"cityName":5,"slug":6},"Berlin","berlin",{"cityName":8,"slug":9},"Düsseldorf","duesseldorf",{"cityName":11,"slug":12},"Frankfurt am Main","frankfurt-am-main",{"cityName":14,"slug":15},"Fulda","fulda",{"cityName":17,"slug":18},"Greifswald","greifswald",{"cityName":20,"slug":21},"Hamburg","hamburg",{"cityName":23,"slug":24},"Köln","koeln",{"cityName":26,"slug":27},"Lüneburg","lueneburg",{"cityName":29,"slug":30},"München","muenchen",{"cityName":32,"slug":33},"Passau","passau",{"cityName":35,"slug":36},"Stuttgart","stuttgart",{"id":38,"key":39,"slug":40,"importKeys":41,"logoImageId":42,"faviconImageId":43,"rootWebsiteUrl":44,"isRegional":45,"isActive":46,"isPrivateBank":45,"canBeOpenedOnline":46,"brandGroupId":43,"contactForConsumerComplaints":47,"legalDepositInsurance":46,"legalDepositInsuranceCountry":48,"voluntaryDepositInsurance":46,"numberOfDomesticBranches":43,"branchZipCodes":43,"serviceRegionZipPrefixes":43,"numberOfDomesticATMs":49,"financeAdsAdvertiserId":50,"appleAppRating":51,"googlePlayRating":52,"createdAt":53,"updatedAt":54,"logoImage":55,"faviconImage":43,"brandGroup":43,"translations":64},2612,"ING-DiBa AG","ing-diba-ag",{"bafin":39},15,null,"https://www.ing.de/",false,true,"info@ing.de","DE",52000,1015,4.8,4.6,"2026-02-23T09:17:51.326Z","2026-03-25T12:25:53.037Z",{"id":42,"key":56,"bucket":57,"mimetype":58,"size":59,"originalname":60,"title":61,"description":43,"alt":43,"tags":62,"width":43,"height":43,"isPublic":46,"isActive":46,"uploadedById":43,"createdAt":63,"updatedAt":63},"public/d216bf4787.png","production","image/png",148137,"ing_logo.png","ING Logo","logo","2025-08-05T18:58:09.841Z",{},[66,262,390,450],{"id":67,"brandId":38,"importKeys":68,"financeAdsProductIds":70,"productTypeKey":71,"rootWebsiteUrl":72,"affiliateUrl":43,"affiliateUrlSource":43,"affiliateUrlUpdatedAt":43,"nameKey":73,"isActive":46,"popularIndex":43,"fairnessScore":74,"marketingHighlights":75,"lastFetchedByAI":43,"pendingProductDetailVersion":43,"pendingCategorizedDetails":43,"pendingSourceUrl":43,"pendingGeneratedAt":43,"createdAt":79,"updatedAt":80,"brand":81,"productDetailVersion":84},15162,{"bafin":69},"2612_Basiskonto_checking_account",[],"checking_account","https://opengiro.ing.de/pub/basiskonto","Basiskonto",0,{"header":76,"ribbon":78},{"icon":77,"text":77,"color":77},"",{"text":77,"color":77,"tooltip":77},"2026-02-23T10:18:10.675Z","2026-05-19T05:52:09.805Z",{"id":38,"key":39,"slug":40,"importKeys":82,"logoImageId":42,"faviconImageId":43,"rootWebsiteUrl":44,"isRegional":45,"isActive":46,"isPrivateBank":45,"canBeOpenedOnline":46,"brandGroupId":43,"contactForConsumerComplaints":47,"legalDepositInsurance":46,"legalDepositInsuranceCountry":48,"voluntaryDepositInsurance":46,"numberOfDomesticBranches":43,"branchZipCodes":43,"serviceRegionZipPrefixes":43,"numberOfDomesticATMs":49,"financeAdsAdvertiserId":50,"appleAppRating":51,"googlePlayRating":52,"createdAt":53,"updatedAt":54,"logoImage":83},{"bafin":39},{"key":56,"bucket":57},{"id":85,"productId":67,"score":86,"maxScore":87,"rank":88,"scorePremium":89,"maxScorePremium":90,"rankPremium":91,"scoreYouth":74,"maxScoreYouth":92,"rankYouth":43,"validFrom":93,"validTo":43,"specificAttributes":94,"changeDescriptionKey":43,"sourceUrl":43,"createdAt":261},28567,193,373,23,100,580,122,466,"2025-09-15T00:00:00.000Z",{"cards":95,"account":161,"documents":163,"marketing":164,"overdraft":168,"onboarding":173,"eligibility":175,"feesAndRates":181,"transactions":205,"customerSupport":231,"digitalFeatures":233,"cashServicesAtRetail":238,"cashServicesAtCounter":252,"providerInfrastructure":257},{"girocard":96,"debitCard":128,"alternativeDebitCardDescription":43},{"name":97,"scheme":98,"cardType":99,"designation":100,"isAvailable":46,"issuanceFee":101,"issuanceType":104,"includedQuantity":105,"withdrawalNetworks":106,"additionalDescription":108,"cashDepositAtTerminal":109,"paymentInHomeCurrency":113,"atmWithdrawalForeignEu":115,"atmWithdrawalOwnNetwork":119,"paymentInForeignCurrency":122,"atmWithdrawalForeignNonEu":125},"girocard [Debitkarte]","GIROCARD","DEBIT","STANDARD",{"feeAmount":74,"feePeriod":102,"conditionsDescription":103,"isIncludedInAccountFee":46},"ANNUALLY","Die girocard ist beim Basiskonto im monatlichen Grundpreis von 7,00 € enthalten.","INCLUDED",1,[107],"ING","Beim Basiskonto ist die girocard im Gegensatz zum regulären ING-Girokonto ohne monatlichen Aufpreis enthalten. Kostenlose Bargeldauszahlungen sind zusätzlich im Einzelhandel bei vielen Partnern (z. B. REWE, Penny, dm, Aldi Süd) ab einem geringen Einkaufswert möglich.",{"standardFee":110,"conditionsDescription":112},{"percentage":111},0.011999999999999999,"An ING-Geldautomaten mit Einzahlfunktion (nur Scheine): 1 % vom Betrag, mind. 2,50 €, max. 7,50 €.",{"standardFee":114},{"amount":74},{"standardFee":116,"conditionsDescription":118},{"amount":117},5,"An Geldautomaten fremder Banken in Deutschland und im Euro-Ausland.",{"standardFee":120,"conditionsDescription":121},{"amount":74},"Kostenlos an ca. 1.000 ING-eigenen Geldautomaten; Mindestabhebebetrag 50 € (außer bei geringerem Kontoguthaben).",{"standardFee":123,"conditionsDescription":124},{},"Nicht möglich – kein internationales Co-Badge.",{"standardFee":126,"conditionsDescription":127},{},"Im außereuropäischen Ausland technisch nicht nutzbar (reine girocard/V PAY).",{"name":129,"scheme":130,"cardType":99,"designation":100,"isAvailable":46,"issuanceFee":131,"issuanceType":104,"specialFeatures":132,"includedQuantity":105,"withdrawalNetworks":139,"additionalDescription":141,"cashDepositAtTerminal":142,"paymentInHomeCurrency":146,"atmWithdrawalForeignEu":148,"atmWithdrawalOwnNetwork":151,"paymentInForeignCurrency":154,"atmWithdrawalForeignNonEu":158},"VISA Card [Debitkarte]","VISA",{"feeAmount":74,"feePeriod":102,"isIncludedInAccountFee":46},[133,136],{"name":134,"description":135},"Wunsch-PIN","Kostenlose Vergabe einer persönlichen PIN möglich.",{"name":137,"description":138},"Kleingeld Plus","Kartenzahlungen auf den vollen Euro aufrunden und die Differenz automatisch auf das Extra-Konto sparen.",[140],"Visa","Unterstützt Apple Pay und Google Pay. Kontaktloses Bezahlen möglich. Abhebungen unter 50 € sind grundsätzlich nicht vorgesehen, außer an ING-eigenen Automaten.",{"standardFee":143,"conditionsDescription":145},{"percentage":144},0.011500000000000002,"Einzahlungen (nur Scheine) an ING-Automaten mit Einzahlfunktion möglich. Gebühr 1% (mind. 2,50 €, max. 7,50 €). Alternativ über den Service 'ING Bargeld' im Handel (1,5% Gebühr).",{"standardFee":147},{"amount":74},{"standardFee":149,"conditionsDescription":150},{"amount":74},"Kostenlos ab 50 € an Automaten mit Visa-Zeichen in der Eurozone.",{"standardFee":152,"conditionsDescription":153},{"amount":74},"Kostenlos ab 50 € an fast allen Automaten in Deutschland (über das Visa-Netzwerk). Abhebungen unter 50 € sind nur an ING-eigenen Automaten (sofern vorhanden) oder mit der kostenpflichtigen Kleinbetrags-Option möglich.",{"standardFee":155,"conditionsDescription":157},{"percentage":156},0.022,"2,20% Auslandseinsatzentgelt.",{"standardFee":159,"conditionsDescription":160},{"percentage":156},"2,20% Auslandseinsatzentgelt auf den Gegenwert in Euro.",{"accountType":162,"isBranchAccount":45,"isOnlineAccount":46,"hasContractPenalty":45},"BASIC",[],{"bonusOffers":165,"keyFeatures":166},[],[167],"Kostenlose Bargeldauszahlung im Ausland möglich.",{"arranged":169,"tolerated":170},{"isAvailable":45},{"isAvailable":46,"interestRate":171},{"min":172},0.09140000000000001,{"easeScore":43,"canBeDoneFullyOnline":43,"estimatedTimeMinutes":43,"providesImmediateAccess":43,"availableVerificationMethods":174},[],{"age":176,"restrictions":177,"targetAudience":178,"conditionsDescription":179,"otherSpecialConditions":180},{"max":43,"min":43},[],[],"Basiskonto gemäß Zahlungskontengesetz (ZKG) für natürliche Personen (Verbraucher) mit rechtmäßigem Aufenthalt in der EU, die kein anderes Zahlungskonto in Deutschland führen oder das gekündigt haben. Als Einzelkonto privat und nicht gewerblich zu nutzen.\u003Cgrok:render type=\"render_inline_citation\">\u003Cargument name=\"citation_id\">6\u003C/argument>\u003C/grok:render>\u003Cgrok:render type=\"render_inline_citation\">\u003Cargument name=\"citation_id\">8\u003C/argument>\u003C/grok:render>","Das Konto wird ausschließlich auf Guthabenbasis geführt, eine Überziehung (Dispokredit) ist nicht möglich. Nur ein Basiskonto pro Kontoinhaber.\u003Cgrok:render type=\"render_inline_citation\">\u003Cargument name=\"citation_id\">6\u003C/argument>\u003C/grok:render>\u003Cgrok:render type=\"render_inline_citation\">\u003Cargument name=\"citation_id\">8\u003C/argument>\u003C/grok:render>",{"overdraft":182,"creditInterest":43,"savingsInterest":187,"accountMaintenance":200},{"billingFrequency":183,"arrangedOverdraft":43,"unarrangedOverdraft":184},"QUARTERLY",{"isVariable":46,"interestRate":185,"conditionsDescription":186},0.0914,"9,14 % p.a. variabel",{"type":188,"isAvailable":46,"regularRate":189,"subAccounts":192,"promotionalRate":194,"savingsAccountName":199},"LINKED_SAVINGS_ACCOUNT",{"isVariable":46,"annualInterestRate":190,"conditionsDescription":191},0.0075,"0,75 % p.a. variabel (gilt nach Ablauf des Aktionszinses, für Bestandskunden sowie für Guthaben über 250.000 €)",{"conditionsDescription":193},"Es können mehrere Extra-Konten geführt werden, wobei der Aktionszins nur für das jeweils erste Konto gilt.",{"maximumAmount":195,"durationMonths":196,"annualInterestRate":197,"conditionsDescription":198},250000,4,0.0275,"2,75 % p.a. für 4 Monate für das erste Extra-Konto von Neukunden (kein Extra-Konto in den letzten 6 Monaten), bis 250.000 €","Extra-Konto",{"bestCaseFee":74,"standardFee":74,"conditionGroup":201,"conditionsDescription":204},{"logic":202,"conditions":203},"AND",[],"Bedingungslos kostenlos",{"checkDeposit":206,"transactions":210,"onlineTransfer":217,"instantTransfer":220,"standingOrderSetup":222,"counterTransferPaper":225,"directDebitExecution":227,"standingOrderExecution":229},{"standardFee":207,"conditionsDescription":209},{"amount":208},3.5,"Die Einreichung eines inländischen Schecks zur Gutschrift auf das Basiskonto wird mit 3,50 € pro Scheck berechnet.",{"onlineTransfer":211,"standingOrderSetup":214},{"standardFee":212,"conditionsDescription":213},{"amount":74},"SEPA-Überweisungen im Online-Banking und per App sind kostenlos.",{"standardFee":215,"conditionsDescription":216},{"amount":74},"Einrichtung, Änderung und Löschung von Daueraufträgen online und mobil kostenlos. Beleghafte Beauftragung kostet 2,50 €.",{"standardFee":218,"conditionsDescription":219},{"amount":74},"SEPA-Überweisungen, die über das Internetbanking oder die mobile Banking to go App beauftragt werden, sind kostenlos.",{"standardFee":221},{"amount":74},{"standardFee":223,"conditionsDescription":224},{"amount":74},"Einrichtung, Änderung und Löschung von Daueraufträgen über das Internetbanking oder die App sind kostenlos. Eine beleghafte Beauftragung per Post oder Telefon kostet 2,50 €.",{"standardFee":226},{},{"standardFee":228},{"amount":74},{"standardFee":230},{},{"is24x7":45,"channels":232},[],{"supportsWero":46,"hasBankingApp":46,"hasCardControls":45,"hasMultibanking":45,"paymentServices":234,"weroDescription":237,"hasPhotoTransfer":45,"hasBudgetingTools":45,"hasFreeAuthMethod":46,"hasExpenseAnalysis":45,"hasPushNotifications":45,"hasSecurityGuarantee":45,"hasContractRecognition":45},[235,236],"APPLE_PAY","GOOGLE_PAY",{},{"deposit":239,"withdrawal":243,"partnerNetworks":246,"serviceProvider":251},{"standardFee":240,"minimumTransactionAmount":242},{"percentage":241},0.015,50,{"standardFee":244,"minimumTransactionAmount":245},{"amount":74},10,[247,248,249,250],"REWE","Penny","dm","Rossmann","Barzahlen/viacash",{"deposit":253,"withdrawal":255},{"standardFee":254},{},{"standardFee":256},{},{"depositInsurance":258},{"statutorySchemeName":259,"voluntarySchemeName":260,"statutorySchemeCountry":48},"Gesetzliche Einlagensicherung","Freiwillige Einlagensicherung","2026-02-23T10:20:53.111Z",{"id":263,"brandId":38,"importKeys":264,"financeAdsProductIds":266,"productTypeKey":71,"rootWebsiteUrl":267,"affiliateUrl":43,"affiliateUrlSource":43,"affiliateUrlUpdatedAt":43,"nameKey":268,"isActive":46,"popularIndex":43,"fairnessScore":74,"marketingHighlights":269,"lastFetchedByAI":43,"pendingProductDetailVersion":43,"pendingCategorizedDetails":43,"pendingSourceUrl":43,"pendingGeneratedAt":43,"createdAt":274,"updatedAt":275,"brand":276,"productDetailVersion":279},15164,{"bafin":265},"2612_Girokonto Junior_checking_account",[],"https://www.ing.de/girokonto/junior","Girokonto Junior",{"header":270,"ribbon":273},{"icon":271,"text":204,"color":272},"i-lucide-credit-card","success",{"text":77,"color":77,"tooltip":77},"2026-02-23T10:18:10.686Z","2026-06-11T21:29:25.759Z",{"id":38,"key":39,"slug":40,"importKeys":277,"logoImageId":42,"faviconImageId":43,"rootWebsiteUrl":44,"isRegional":45,"isActive":46,"isPrivateBank":45,"canBeOpenedOnline":46,"brandGroupId":43,"contactForConsumerComplaints":47,"legalDepositInsurance":46,"legalDepositInsuranceCountry":48,"voluntaryDepositInsurance":46,"numberOfDomesticBranches":43,"branchZipCodes":43,"serviceRegionZipPrefixes":43,"numberOfDomesticATMs":49,"financeAdsAdvertiserId":50,"appleAppRating":51,"googlePlayRating":52,"createdAt":53,"updatedAt":54,"logoImage":278},{"bafin":39},{"key":56,"bucket":57},{"id":280,"productId":263,"score":281,"maxScore":87,"rank":43,"scorePremium":282,"maxScorePremium":90,"rankPremium":43,"scoreYouth":283,"maxScoreYouth":92,"rankYouth":284,"validFrom":93,"validTo":43,"specificAttributes":285,"changeDescriptionKey":43,"sourceUrl":43,"createdAt":389},28569,211,102,445,7,{"cards":286,"account":314,"documents":316,"marketing":317,"overdraft":320,"onboarding":323,"eligibility":327,"feesAndRates":335,"transactions":348,"customerSupport":372,"digitalFeatures":374,"companionProducts":377,"cashServicesAtCounter":382,"providerInfrastructure":387},{"girocard":43,"debitCard":287,"alternativeDebitCardDescription":43},{"name":129,"scheme":130,"cardType":99,"designation":100,"isAvailable":46,"issuanceFee":288,"issuanceType":104,"specialFeatures":289,"includedQuantity":105,"withdrawalNetworks":296,"additionalDescription":297,"cashDepositAtTerminal":298,"paymentInHomeCurrency":301,"atmWithdrawalForeignEu":303,"atmWithdrawalOwnNetwork":306,"paymentInForeignCurrency":308,"atmWithdrawalForeignNonEu":312},{"feeAmount":74,"feePeriod":102,"isIncludedInAccountFee":46},[290,293],{"name":291,"description":292},"Mobiles Bezahlen","Apple Pay und Google Pay werden unterstützt.",{"name":294,"description":295},"Kontaktloses Bezahlen","Bequemes Bezahlen im Vorbeigehen.",[140],"Kontaktloses Bezahlen, Apple Pay und Google Pay möglich. Kostenlose Bargeldabhebung ab 50 € an fast allen Visa-Automaten in der Eurozone.",{"standardFee":299,"conditionsDescription":300},{"amount":74},"Kostenlose Einzahlung von Banknoten an ING-eigenen Automaten.",{"standardFee":302},{"amount":74},{"quotaPeriod":304,"standardFee":305,"minimumTransactionAmount":242},"MONTH",{"amount":74},{"quotaPeriod":304,"standardFee":307,"minimumTransactionAmount":242},{"amount":74},{"standardFee":309,"conditionsDescription":311},{"percentage":310},0.022000000000000002,"2,20% Währungsumrechnungsentgelt",{"quotaPeriod":304,"standardFee":313,"minimumTransactionAmount":242},{"percentage":310},{"accountType":315,"isBranchAccount":45,"isOnlineAccount":46,"hasContractPenalty":45,"jointAccountAvailable":45},"STUDENT",[],{"bonusOffers":318,"keyFeatures":319},[],[167],{"arranged":321,"tolerated":322},{"isAvailable":45},{"isAvailable":45},{"easeScore":196,"canBeDoneFullyOnline":46,"estimatedTimeMinutes":43,"providesImmediateAccess":46,"availableVerificationMethods":324},[325,326],"VIDEO_IDENT","POST_IDENT",{"age":328,"restrictions":330,"targetAudience":331,"conditionsDescription":333,"otherSpecialConditions":334},{"max":329,"min":284},17,[],[332],"PUPIL","Girokonto für Kinder und Jugendliche von 7 bis 17,5 Jahren. Die Eröffnung erfolgt durch eine sorgeberechtigte Person.","Mindestens eine sorgeberechtigte Person muss bereits ING-Kunde sein. Bei gemeinsamer Sorgeerziehung ist die Zustimmung der zweiten Person innerhalb von 14 Tagen erforderlich. Identifikation des Kindes mit gültigem Personalausweis oder Reisepass notwendig. Das Konto darf nur mit eigenem Geld des Kindes geführt werden, keine Überziehung möglich.",{"overdraft":336,"creditInterest":43,"savingsInterest":338,"accountMaintenance":345},{"arrangedOverdraft":43,"unarrangedOverdraft":43,"additionalDescription":337},"Das Konto wird rein auf Guthabenbasis geführt. Eingeräumte oder geduldete Kontoüberziehungen sind nicht vorgesehen. Minderjährige können nur über das Guthaben verfügen, das sich tatsächlich auf dem Konto befindet.",{"type":188,"isAvailable":46,"regularRate":339,"promotionalRate":341,"savingsAccountName":344},{"isVariable":46,"annualInterestRate":190,"conditionsDescription":340},"0,75 % p.a. variabel",{"maximumAmount":195,"durationMonths":196,"annualInterestRate":342,"conditionsDescription":343},0.032,"3,20 % p.a. für 4 Monate für das erste Extra-Konto Junior","Extra-Konto Junior",{"bestCaseFee":74,"standardFee":74,"conditionGroup":346,"conditionsDescription":204},{"logic":202,"conditions":347},[],{"checkDeposit":349,"transactions":351,"onlineTransfer":358,"instantTransfer":361,"standingOrderSetup":363,"counterTransferPaper":366,"directDebitExecution":368,"standingOrderExecution":370},{"standardFee":350},{},{"onlineTransfer":352,"standingOrderSetup":355},{"standardFee":353,"conditionsDescription":354},{"amount":74},"Alle beleglosen Überweisungen über das Online-Banking oder die Banking-App sind im Kontomodell enthalten.",{"standardFee":356,"conditionsDescription":357},{"amount":74},"Einrichtung, Änderung und Löschung von Daueraufträgen über Online-Banking oder App sind kostenlos.",{"standardFee":359,"conditionsDescription":360},{"amount":74},"Alle beleglosen SEPA-Überweisungen über das Online-Banking oder die Banking-App sind im Kontomodell kostenlos enthalten.",{"standardFee":362},{"amount":74},{"standardFee":364,"conditionsDescription":365},{"amount":74},"Die Einrichtung, Änderung und Löschung von Daueraufträgen über das Internetbanking oder die App ist kostenlos.",{"standardFee":367},{},{"standardFee":369},{"amount":74},{"standardFee":371},{},{"is24x7":45,"channels":373},[],{"supportsWero":45,"hasBankingApp":46,"hasCardControls":45,"hasMultibanking":45,"paymentServices":375,"weroDescription":376,"hasPhotoTransfer":45,"hasBudgetingTools":45,"hasFreeAuthMethod":46,"hasExpenseAnalysis":45,"hasPushNotifications":45,"hasSecurityGuarantee":45,"hasContractRecognition":45},[235,236],{},[378],{"name":379,"isIncluded":46,"productType":380,"conditionsDescription":381},"Depot","BROKERAGE_ACCOUNT","Kostenloses Depot inklusive.",{"deposit":383,"withdrawal":385},{"standardFee":384},{},{"standardFee":386},{},{"depositInsurance":388},{"statutorySchemeName":259,"voluntarySchemeName":260,"statutorySchemeCountry":48},"2026-02-23T10:20:53.155Z",{"id":391,"brandId":38,"importKeys":43,"financeAdsProductIds":392,"productTypeKey":393,"rootWebsiteUrl":43,"affiliateUrl":394,"affiliateUrlSource":43,"affiliateUrlUpdatedAt":43,"nameKey":395,"isActive":46,"popularIndex":43,"fairnessScore":74,"marketingHighlights":396,"lastFetchedByAI":43,"pendingProductDetailVersion":43,"pendingCategorizedDetails":43,"pendingSourceUrl":43,"pendingGeneratedAt":43,"createdAt":403,"updatedAt":404,"brand":405,"productDetailVersion":408},21356,[],"savings_account","https://fynfyn.com/go?category=tagesgeld&placement=card_primary&offer_id=ing-extra-konto&rank=9&source_path=%2Fvergleich%2Ftagesgeld&consent_analytics=false&consent_marketing=false","ING Extra-Konto",[397,398,399,400,401,402],"3,20 % p.a. für Neukunden","12-Monats-Regel: Kein ING Extra-Konto in den letzten 12 Monaten","Garantie: 4 Monate","Bis zu 250.000 €","Gutschrift: Jährlich","Sicherung: 100.000 €\n🇩🇪\nDeutschland\nAAA","2026-06-18T13:21:08.229Z","2026-07-31T08:51:17.833Z",{"id":38,"key":39,"slug":40,"importKeys":406,"logoImageId":42,"faviconImageId":43,"rootWebsiteUrl":43,"isRegional":45,"isActive":46,"isPrivateBank":45,"canBeOpenedOnline":46,"brandGroupId":43,"contactForConsumerComplaints":47,"legalDepositInsurance":46,"legalDepositInsuranceCountry":48,"voluntaryDepositInsurance":46,"numberOfDomesticBranches":43,"branchZipCodes":43,"serviceRegionZipPrefixes":43,"numberOfDomesticATMs":49,"financeAdsAdvertiserId":50,"appleAppRating":51,"googlePlayRating":52,"createdAt":53,"updatedAt":54,"logoImage":407},{"bafin":39},{"key":56,"bucket":57},{"id":409,"productId":391,"score":410,"maxScore":411,"rank":412,"scorePremium":74,"maxScorePremium":413,"rankPremium":43,"scoreYouth":74,"maxScoreYouth":413,"rankYouth":43,"validFrom":414,"validTo":43,"specificAttributes":415,"changeDescriptionKey":448,"sourceUrl":449,"createdAt":404},34885,658,1108,40,1000,"2026-07-31T22:00:00.000Z",{"tax":416,"badges":417,"account":418,"summary":420,"duration":421,"rateHint":422,"promoRate":423,"highlights":424,"maxDeposit":425,"description":426,"scoreInputs":427,"feesAndRates":433,"standardRate":441,"afterPromoText":442,"interestCredit":443,"promoRateValue":429,"isPermanentRate":45,"promoLimitValue":195,"depositInsurance":444,"companionProducts":445,"openingConditions":446,"standardRateValue":430},{"withholdingTaxHandledByProvider":46},[],{"accountType":419,"isBranchAccount":45,"isOnlineAccount":46},"PERSONAL","3,20 % p.a. für das erste Extra-Konto. Voraussetzung ist kein ING Extra-Konto in den letzten 12 Monaten.","4 Monate","Aktionszins ohne Girokonto-Kopplung","3,20 %",[397,398,399,400,401,402],"bis 250.000 €","Aktionszins für das erste Extra-Konto, wenn in den letzten 12 Monaten kein ING Extra-Konto bestand",{"tagesgeld":428},{"isPermanentRate":45,"promoRatePercent":429,"promoMaxAmountEur":195,"hasRunningCostRisk":45,"regularRatePercent":430,"promoDurationMonths":196,"regularMaxAmountEur":43,"additionalProductType":43,"requiresAccountSwitch":45,"requiresSalaryIncoming":45,"requiresDepositTransfer":45,"requiresTradingActivity":45,"requiresMarketingConsent":45,"requiresAdditionalProduct":45,"effectiveAnnualRatePercent":431,"openingConditionComplexity":432,"consentRevocationLowersRate":45},3.2,0.75,1.5667,"none",{"savingsInterest":434,"accountMaintenance":440},{"type":435,"isAvailable":46,"regularRate":436,"promotionalRate":438,"savingsAccountName":395},"ON_ACCOUNT",{"isVariable":46,"annualInterestRate":430,"conditionsDescription":437},"Gilt nach der Aktionsphase, für weitere Extra-Konten und für Beträge oberhalb von 250.000 €",{"maximumAmount":195,"durationMonths":196,"annualInterestRate":429,"conditionsDescription":439},"Gilt für das erste Extra-Konto, wenn in den letzten 12 Monaten kein ING Extra-Konto bestand",{"bestCaseFee":74,"standardFee":74},"0,75 % (variabel)","Nach Ablauf der 4 Monate gilt der variable Basiszins von 0,75 % p.a.","Jährlich",{"legalDepositInsurance":46,"voluntaryDepositInsurance":46,"legalDepositInsuranceCountry":48},[],{"description":447,"conditionComplexity":432},"3,20 % p.a. für das erste Extra-Konto, wenn in den letzten 12 Monaten kein ING Extra-Konto bestand","ing_extra_konto_320_after_girokonto_campaign_20260801","https://www.ing.de/sparen-anlegen/sparen/tagesgeld/",{"id":451,"brandId":38,"importKeys":452,"financeAdsProductIds":454,"productTypeKey":71,"rootWebsiteUrl":456,"affiliateUrl":457,"affiliateUrlSource":43,"affiliateUrlUpdatedAt":43,"nameKey":458,"isActive":46,"popularIndex":284,"fairnessScore":74,"marketingHighlights":459,"lastFetchedByAI":43,"pendingProductDetailVersion":43,"pendingCategorizedDetails":43,"pendingSourceUrl":43,"pendingGeneratedAt":43,"createdAt":464,"updatedAt":465,"brand":466,"productDetailVersion":469},15163,{"bafin":453},"2612_Girokonto_checking_account",[455],159,"https://www.ing.de/girokonto","https://www.financeads.net/tc.php?t=78076C12409003D&product=159","Girokonto",{"header":460,"ribbon":461},{"icon":77,"text":77,"color":77},{"text":462,"color":272,"tooltip":463},"200 € Gutschrift","Gültig bis 30.09.2026: Girokonto bis 30.09.2026 eröffnen, 2 aufeinanderfolgende monatliche Geldeingänge bringen, in die ING App einloggen sowie Einwilligung zu \"Tipps für Sie persönlich\" erteilen.","2026-02-23T10:18:10.680Z","2026-08-01T06:38:54.062Z",{"id":38,"key":39,"slug":40,"importKeys":467,"logoImageId":42,"faviconImageId":43,"rootWebsiteUrl":44,"isRegional":45,"isActive":46,"isPrivateBank":45,"canBeOpenedOnline":46,"brandGroupId":43,"contactForConsumerComplaints":47,"legalDepositInsurance":46,"legalDepositInsuranceCountry":48,"voluntaryDepositInsurance":46,"numberOfDomesticBranches":43,"branchZipCodes":43,"serviceRegionZipPrefixes":43,"numberOfDomesticATMs":49,"financeAdsAdvertiserId":50,"appleAppRating":51,"googlePlayRating":52,"createdAt":53,"updatedAt":54,"logoImage":468},{"bafin":39},{"key":56,"bucket":57},{"id":470,"productId":451,"score":471,"maxScore":87,"rank":472,"scorePremium":473,"maxScorePremium":90,"rankPremium":474,"scoreYouth":475,"maxScoreYouth":92,"rankYouth":476,"validFrom":477,"validTo":43,"specificAttributes":478,"changeDescriptionKey":562,"sourceUrl":650,"createdAt":465},34889,345,2,203,98,375,1158,"2026-08-01T00:25:38.000Z",{"cards":479,"account":526,"documents":527,"marketing":528,"overdraft":556,"_migration":561,"onboarding":571,"eligibility":574,"feesAndRates":583,"transactions":609,"customerSupport":630,"digitalFeatures":632,"companionProducts":635,"cashServicesAtRetail":637,"cashServicesAtCounter":645,"providerInfrastructure":648},{"girocard":480,"debitCard":504,"alternativeDebitCardDescription":525},{"name":481,"scheme":98,"cardType":99,"designation":100,"isAvailable":46,"issuanceFee":482,"issuanceType":485,"includedQuantity":105,"withdrawalNetworks":486,"additionalDescription":487,"cashDepositAtTerminal":488,"paymentInHomeCurrency":492,"atmWithdrawalForeignEu":494,"atmWithdrawalOwnNetwork":497,"paymentInForeignCurrency":500,"atmWithdrawalForeignNonEu":502},"girocard [debitkarte]",{"feeAmount":483,"feePeriod":102,"conditionsDescription":484,"isIncludedInAccountFee":45},17.88,"1,49 € monatliche Gebühr.","OPTIONAL_ADDON",[107],"Die girocard wird seit Juli 2023 ohne internationales Co-Badge (Maestro/V PAY) ausgegeben und ist für den Einsatz im deutschen Inland konzipiert.",{"standardFee":489,"conditionsDescription":491,"minimumTransactionAmount":74},{"percentage":490},0.0125,"An ING-Einzahlautomaten mit der girocard: 1% vom Betrag, mindestens 2,50 € und maximal 7,50 €.",{"standardFee":493},{"amount":74},{"standardFee":495,"conditionsDescription":496,"minimumTransactionAmount":242},{"amount":117},"An fremden Automaten im Inland und im Euro-Ausland fallen 5,00 € an (zzgl. ggf. Automatenbetreiber-Entgelt). Nutzung im Ausland mangels Co-Badge stark eingeschränkt.",{"standardFee":498,"conditionsDescription":499,"minimumTransactionAmount":242},{"amount":74},"Kostenlos an ING-Geldautomaten in Deutschland ab 50 €.",{"conditionsDescription":501},"Nicht möglich – kein internationales Co-Badge (Maestro/V PAY).",{"conditionsDescription":503},"Im außereuropäischen Ausland technisch nicht nutzbar (kein internationales Co-Badge).",{"name":129,"scheme":130,"cardType":99,"designation":100,"isAvailable":46,"issuanceFee":505,"issuanceType":104,"specialFeatures":506,"includedQuantity":105,"withdrawalNetworks":512,"additionalDescription":513,"paymentInHomeCurrency":514,"atmWithdrawalForeignEu":516,"atmWithdrawalOwnNetwork":518,"paymentInForeignCurrency":520,"atmWithdrawalForeignNonEu":523},{"feeAmount":74,"feePeriod":102,"isIncludedInAccountFee":46},[507,510],{"name":508,"description":509},"Wechselgeld-Sparen","Zahlungen werden auf den vollen Euro aufgerundet und die Differenz automatisch auf das Extra-Konto gespart.",{"name":134,"description":511},"Die PIN der Visa Card kann am Geldautomaten oder in der App selbst festgelegt werden.",[140],"Inklusive Wunsch-PIN, Apple Pay und Google Pay. Bargeldabhebungen ab 50 € kostenlos an ca. 97 % aller Automaten in Deutschland und allen Euro-Ländern.",{"standardFee":515},{"amount":74},{"standardFee":517,"minimumTransactionAmount":242},{"amount":74},{"standardFee":519,"minimumTransactionAmount":242},{"amount":74},{"standardFee":521,"conditionsDescription":522},{"percentage":156},"2,20% Auslandseinsatzentgelt (Währungsumrechnungsentgelt).",{"standardFee":524,"conditionsDescription":522},{"percentage":156},"Das Girokonto kann gegen einen Aufpreis von 1 € pro Monat als 'Girokonto Future' mit sozial-ökologischem Fokus geführt werden, die Visa Debitkarte bleibt dabei identisch.",{"accountType":315,"isBranchAccount":45,"isOnlineAccount":46,"hasContractPenalty":45,"jointAccountAvailable":46},[],{"bonusOffers":529,"keyFeatures":554},[530],{"type":531,"title":532,"amount":533,"currency":534,"conditions":535,"validUntil":538,"description":552,"valueDescription":462,"conditionsSummary":553,"conditionsDescription":552},"WELCOME_BONUS","200 € Gutschrift sichern",200,"EUR",[536,542,547,549],{"type":537,"value":538,"purpose":539,"frequency":540,"description":541},"OTHER","2026-09-30","ACCOUNT_OPENING","ONE_TIME","Girokonto bis 30.09.2026 eröffnen",{"type":543,"purpose":544,"frequency":545,"description":546},"MINIMUM_INCOME","BONUS_QUALIFICATION","MONTHLY","2 aufeinanderfolgende monatliche Geldeingänge bringen",{"type":537,"purpose":544,"frequency":540,"description":548},"In die ING App einloggen",{"type":550,"purpose":544,"frequency":540,"description":551},"CONSENT_TO_ADVERTISING","Einwilligung zu \"Tipps für Sie persönlich\" erteilen","Girokonto bis 30.09.2026 eröffnen, 2 aufeinanderfolgende monatliche Geldeingänge bringen, in die ING App einloggen sowie Einwilligung zu \"Tipps für Sie persönlich\" erteilen.","Kontoeröffnung bis 30.09.2026, 2 aufeinanderfolgende monatliche Geldeingänge, ING App Login und Einwilligung zu \"Tipps für Sie persönlich\".",[555],"Kostenlose Bargeldauszahlung im Ausland (Eurozone) möglich.",{"arranged":557,"tolerated":559},{"isAvailable":46,"interestRate":558,"conditionsDescription":186},{"min":185},{"isAvailable":46,"interestRate":560},{"min":185},{"key":562,"sourceUrls":563,"previousVersionId":565,"evidenceCapturedAt":477,"previousMarketingHighlights":566},"ing_girokonto_bonus_2026_09_30",[564,449],"https://www.ing.de/girokonto/",34888,{"header":567,"ribbon":568},{"icon":77,"text":77,"color":77},{"text":569,"color":272,"tooltip":570},"200€ Bonus","Gültig bis 31.07.2026 bei Kontoeröffnung bis 31.07.2026, zwei aufeinanderfolgenden monatlichen Geldeingängen sowie Einwilligung zu „Tipps für Sie persönlich“.",{"easeScore":196,"canBeDoneFullyOnline":46,"estimatedTimeMinutes":43,"providesImmediateAccess":45,"availableVerificationMethods":572},[325,573,326],"EID",{"age":575,"restrictions":577,"targetAudience":578,"conditionsDescription":581,"otherSpecialConditions":582},{"min":576},18,[],[315,579,580],"APPRENTICE","SALARY_EARNER","Kostenloses Girokonto für Personen unter 28 Jahren oder bei einem monatlichen Geldeingang von mindestens 1.000 €.","Das Konto ist ausschließlich für die private Nutzung vorgesehen, eine geschäftliche oder gewerbliche Nutzung ist nicht gestattet.",{"overdraft":584,"creditInterest":43,"savingsInterest":587,"accountMaintenance":596},{"billingFrequency":183,"arrangedOverdraft":585,"unarrangedOverdraft":586},{"isVariable":46,"interestRate":185,"conditionsDescription":186},{"isVariable":46,"interestRate":185,"conditionsDescription":186},{"type":188,"isAvailable":46,"regularRate":588,"subAccounts":590,"promotionalRate":592,"savingsAccountName":395,"additionalDescription":595},{"isVariable":46,"maximumAmount":195,"annualInterestRate":190,"conditionsDescription":589},"Nach Ablauf der Aktion gilt der variable Zinssatz von aktuell 0,75 % p.a.",{"conditionsDescription":591},"Kostenloses Tagesgeldkonto (Extra-Konto) als Verrechnungskonto zum Girokonto.",{"sourceUrl":449,"maximumAmount":195,"durationMonths":196,"annualInterestRate":593,"conditionsDescription":594},0.0375,"3,75 % p.a. für 4 Monate auf bis zu 250.000 € bei gemeinsamer Eröffnung von ING Girokonto und erstem Extra-Konto. Voraussetzung: In den letzten 12 Monaten bestand kein ING Extra-Konto. Danach gilt der variable Zinssatz von aktuell 0,75 % p.a.","Das erste Extra-Konto wird bei der Girokonto-Eröffnung automatisch miteröffnet.",{"bestCaseFee":74,"standardFee":597,"conditionGroup":598,"conditionsDescription":608},4.9,{"logic":599,"conditions":600},"OR",[601,604],{"type":543,"value":413,"purpose":602,"frequency":545,"description":603},"FEE_WAIVER","Mindestens 1.000 € monatlicher Geldeingang",{"type":605,"value":606,"purpose":602,"frequency":540,"description":607},"AGE_BELOW",28,"Kontoinhaber unter 28 Jahre","Kostenlos ab 1.000 € monatlichem Geldeingang oder für alle unter 28 Jahren",{"checkDeposit":610,"transactions":611,"onlineTransfer":618,"instantTransfer":621,"standingOrderSetup":623,"counterTransferPaper":626,"directDebitExecution":627,"standingOrderExecution":629},{},{"onlineTransfer":612,"standingOrderSetup":615},{"standardFee":613,"conditionsDescription":614},{"amount":74},"SEPA-Überweisungen im Internetbanking oder per App sind kostenlos.",{"standardFee":616,"conditionsDescription":617},{"amount":74},"Einrichtung, Änderung und Löschung online oder mobil kostenlos.",{"standardFee":619,"conditionsDescription":620},{"amount":74},"SEPA-Überweisungen im Internetbanking oder über die App sind kostenlos.",{"standardFee":622},{"amount":74},{"standardFee":624,"conditionsDescription":625},{"amount":74},"Einrichtung, Änderung und Löschung von Daueraufträgen online oder mobil kostenlos.",{},{"standardFee":628},{"amount":74},{},{"is24x7":45,"channels":631},[],{"supportsWero":46,"hasBankingApp":46,"hasCardControls":45,"hasMultibanking":45,"paymentServices":633,"weroDescription":634,"hasPhotoTransfer":45,"hasBudgetingTools":45,"hasFreeAuthMethod":46,"hasExpenseAnalysis":45,"hasPushNotifications":45,"hasSecurityGuarantee":45,"hasContractRecognition":45},[235,236],{},[636],{"name":379,"isIncluded":46,"productType":380,"conditionsDescription":381},{"deposit":638,"withdrawal":640,"partnerNetworks":643,"serviceProvider":251},{"standardFee":639,"minimumTransactionAmount":242},{"percentage":241},{"standardFee":641,"maximumTransactionAmount":642},{"amount":74},300,[247,248,249,644],"ROSSMANN",{"deposit":646,"withdrawal":647},{},{},{"depositInsurance":649},{"statutorySchemeName":259,"voluntarySchemeName":260,"statutorySchemeCountry":48},"https://www.ing.de/girokonto/girokonto/",1785588577547]