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Voraussetzung: erstmalige Eröffnung eines BBVA Girokontos und erste Debitkartenzahlung innerhalb von 90 Tagen nach Kontoeröffnung. Ausgeschlossen sind Zahlungen im Zusammenhang mit Finanzdienstleistungen und Banken, Kryptowährungen, Glücksspielen und Wetten, Inkassodienstleistungen sowie Bargeldabhebungen.",{"feeAmount":73,"feePeriod":104,"isIncludedInAccountFee":46},[268,270],{"name":108,"description":269},"Die Sicherheitsnummer ändert sich regelmäßig und wird in der App angezeigt.",{"name":271,"description":272},"Aqua Card Design","Keine sensiblen Daten (Kartennummer, Ablaufdatum) auf der physischen Karte aufgedruckt.",[115],"Physische Karte ohne aufgedruckte Kartendaten (Nummer/CVV) für mehr Sicherheit. Dynamischer CVV über die App. Unterstützt Apple Pay und Google Pay.",{"standardFee":276,"conditionsDescription":277},{"percentage":119},"Einzahlungen bei Einzelhandelspartnern möglich (1,40 % Gebühr).",{"standardFee":279},{"amount":73},{"quotaPeriod":123,"standardFee":281,"minimumTransactionAmount":125},{"amount":73},{"quotaPeriod":123,"standardFee":283,"minimumTransactionAmount":125},{"amount":73},{"standardFee":285,"conditionsDescription":286},{"amount":73},"Zahlungen in Fremdwährungen sind kostenlos.",{"standardFee":288,"conditionsDescription":289},{"amount":132},"Abhebungen in Fremdwährung kosten pauschal 2 €.",{"freeQuota":134,"quotaPeriod":123,"standardFee":291},{"amount":73},{"accountType":293,"isBranchAccount":45,"isOnlineAccount":46,"hasContractPenalty":45,"jointAccountAvailable":45},"PERSONAL",[],{"bonusOffers":296,"keyFeatures":297},[],[142],{"arranged":299,"tolerated":301},{"isAvailable":46,"interestRate":300},{"min":147},{"isAvailable":46,"interestRate":302},{"min":147},{"easeScore":162,"canBeDoneFullyOnline":46,"estimatedTimeMinutes":43,"providesImmediateAccess":46,"availableVerificationMethods":304},[305],"VIDEO_IDENT",{"age":307,"restrictions":308,"targetAudience":309,"conditionsDescription":310,"otherSpecialConditions":76},{"min":153},[],[],"Bedingungslos kostenloses Online-Girokonto ohne monatliche Kontoführungsgebühren und ohne erforderlichen Mindestgeldeingang.",{"overdraft":312,"creditInterest":318,"savingsInterest":327,"accountMaintenance":338},{"billingFrequency":313,"arrangedOverdraft":314,"unarrangedOverdraft":317},"QUARTERLY",{"isVariable":46,"interestRate":315,"conditionsDescription":316},0.0995,"9,95 % p.a. variabel",{"isVariable":46,"interestRate":315,"conditionsDescription":316},{"tiers":319,"regularRate":324,"payoutFrequency":326,"conditionsDescription":325},[320,323],{"rate":321,"fromAmount":73,"upToAmount":322},0.0225,500000,{"rate":73,"fromAmount":322},{"isVariable":46,"maximumAmount":322,"annualInterestRate":321,"conditionsDescription":325},"Standardverzinsung nach der Aktionsphase: 2,25 % p.a. 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Die Voraussetzungen werden monatlich, der Zinssatz quartalsweise geprüft. Die Verzinsung beträgt mindestens 25 % des EZB-Einlagefazilitätssatzes. Die Zinsen werden täglich berechnet und monatlich gutgeschrieben.",{"maxCount":162,"conditionsDescription":332},"Bis zu 5 Sparziele in der Sparbox, Verzinsung identisch zum Hauptkonto.",{"sourceUrl":235,"maximumAmount":334,"durationMonths":85,"offerValidFrom":335,"annualInterestRate":263,"conditionsDescription":336},200000,"2026-07-01","3,50 % p.a. für die ersten 6 Monate nach erstmaliger Kontoeröffnung ab 01.07.2026 auf Girokonto und Sparbox: bis 200.000 € 3,50 % p.a., über 200.000 € bis 500.000 € 2,25 % p.a., über 500.000 € 0 %. 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